Valuation: Kruk S.A.

Capitalization 910.29Cr 248.01Cr 213.26Cr 193.53Cr 185.6Cr 338.94Cr 23TCr 351.16Cr 2.27TCr 11TCr 930.95Cr 910.94Cr 39TCr P/E ratio 2025
9.31x
P/E ratio 2026 * 7.31x
Enterprise value 1.6TCr 435.4Cr 374.4Cr 339.76Cr 325.84Cr 595.04Cr 40TCr 616.48Cr 3.99TCr 19TCr 1.63TCr 1.6TCr 68TCr EV / Sales 2025
3.02x
EV / Sales 2026 * 4.89x
Free-Float
90.77%
Yield 2025 *
4.08%
Yield 2026 * 4.61%
1 day+2.39%
1 week+0.17%
Current month+0.84%
1 month-3.49%
3 months+0.49%
6 months+1.97%
Current year-5.37%
1 week 446.9
Extreme 446.9
470.5
1 month 446.9
Extreme 446.9
502
Current year 446.9
Extreme 446.9
510
1 year 344.1
Extreme 344.1
510
3 years 286.2
Extreme 286.2
510
5 years 166.2
Extreme 166.2
510
10 years 59.3
Extreme 59.3
510
Manager TitleAgeSince
Chief Executive Officer 53 01/01/2003
Director of Finance/CFO 52 28/05/2010
Chief Operating Officer - 01/05/2020
Director TitleAgeSince
Chairman 62 -
Director/Board Member 52 01/01/2001
Director/Board Member - 01/04/2013
Change 5d. change 1-year change 3-years change Capi.($)
+2.39%+0.17%+23.41%+42.55% 248.01Cr
+7.88%-3.72%+9.40%+1,446.99% 4.01TCr
+7.71%-6.53%+14.94%+1,257.92% 1.98TCr
+3.03%-2.83%+3.27%+215.84% 1.42TCr
+0.08%-5.28%-16.95%+246.74% 1.39TCr
+2.43%-2.78%+42.71%+101.60% 1.3TCr
+3.19%-4.21%-15.66%+179.29% 939.05Cr
-0.03%-2.54%+16.08%+65.61% 939.25Cr
+0.48%-9.19%+94.95%+198.63% 729.07Cr
Average +3.02%-6.36%+19.13%+417.24% 1.44TCr
Weighted average by Cap. +4.50%-6.74%+13.85%+730.30%

Financials

2025 2026 *
Net sales 318.24Cr 87Cr 75Cr 68Cr 65Cr 118.49Cr 7.99TCr 122.76Cr 794.81Cr 3.81TCr 325.46Cr 318.46Cr 14TCr 344.7Cr 94Cr 81Cr 73Cr 70Cr 128.35Cr 8.66TCr 132.97Cr 860.91Cr 4.13TCr 352.52Cr 344.94Cr 15TCr
Net income 111.33Cr 30Cr 26Cr 24Cr 23Cr 41Cr 2.8TCr 43Cr 278.06Cr 1.33TCr 113.86Cr 111.41Cr 4.76TCr 123.1Cr 34Cr 29Cr 26Cr 25Cr 46Cr 3.09TCr 47Cr 307.45Cr 1.47TCr 125.89Cr 123.19Cr 5.27TCr
Net Debt 687.8Cr 187.39Cr 161.14Cr 146.23Cr 140.24Cr 256.1Cr 17TCr 265.33Cr 1.72TCr 8.24TCr 703.41Cr 688.29Cr 29TCr 776.7Cr 211.61Cr 181.96Cr 165.13Cr 158.37Cr 289.2Cr 20TCr 299.62Cr 1.94TCr 9.3TCr 794.33Cr 777.25Cr 33TCr
Logo Kruk S.A.
Kruk S.A. specializes in debt management and collection services for banks, credit brokers, insurance companies, financial institutions, telecommunications operators and digital and cable TV operators. The business is essentially organized around 4 divisions: - purchase of receivables portfolios; - receivables management and collection; - credit management: mortgages, consumer credit, etc.; - financial intermediation services. Net sales are distributed geographically as follows: Poland (41%), Italy (25%), Spain (16.8%), Romania (14.9%), and other (2.8%).
Employees
3,325
Date Price Change Volume
04/26/04 467.00 +2.39% 18,451
03/26/03 456.10 -3.06% 36,161
02/26/02 470.50 +1.60% 42,320
27/26/27 463.10 -0.84% 32,886
26/26/26 467.00 +0.17% 32,086
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
467.00PLN
Average target price
555.35PLN
Spread / Average Target
+18.92%

Quarterly revenue - Rate of surprise