Valuation: Kruk S.A.

Capitalization 832.74Cr 228.28Cr 196.29Cr 179.54Cr 171.25Cr 314.29Cr 22TCr 319.04Cr 2.16TCr 10TCr 856.26Cr 838.4Cr 36TCr P/E ratio 2026 *
7.07x
P/E ratio 2027 * 6.25x
Enterprise value 1.61TCr 441.2Cr 379.36Cr 346.99Cr 330.98Cr 607.43Cr 42TCr 616.61Cr 4.17TCr 20TCr 1.65TCr 1.62TCr 70TCr EV / Sales 2026 *
4.67x
EV / Sales 2027 * 4.52x
Free-Float
91.3%
Yield 2026 *
4.77%
Yield 2027 * 5.24%
1 day-0.51%
1 week-1.37%
Current month-2.34%
1 month-12.54%
3 months-13.15%
6 months-7.61%
Current year-13.66%
1 week 418.4
Extreme 418.4
436.7
1 month 418.4
Extreme 418.4
496.4
Current year 415.7
Extreme 415.7
510
1 year 378
Extreme 378
510
3 years 344.1
Extreme 344.1
510
5 years 183.8
Extreme 183.8
510
10 years 59.3
Extreme 59.3
510
Manager TitleAgeSince
Chief Executive Officer 54 01/01/2003
Director of Finance/CFO 52 28/05/2010
Chief Operating Officer - 01/05/2020
Director TitleAgeSince
Chairman 63 -
Director/Board Member 52 01/01/2001
Director/Board Member - 01/04/2013
Change 5d. change 1-year change 3-years change Capi.($)
-0.51%-1.37%+5.03%+14.24% 227.99Cr
-1.61%-0.64%+16.22%+1,561.35% 4.48TCr
-1.29%-1.85%+26.89%+1,346.57% 2.22TCr
-1.26%-3.38%+9.49%+225.56% 1.53TCr
-1.33%-6.76%-24.09%+195.55% 1.35TCr
-0.52%+1.64%+41.47%+94.01% 1.29TCr
-0.70%-3.77%-12.30%+153.65% 949.22Cr
+0.98%-1.00%-14.15%+34.69% 797.65Cr
-0.20%-7.47%+57.70%+186.04% 730.57Cr
Average -0.72%-2.73%+11.81%+423.52% 1.51TCr
Weighted average by Cap. -1.08%-2.16%+13.87%+812.38%

Financials

2026 *2027 *
Net sales 344.7Cr 94Cr 81Cr 74Cr 71Cr 130.09Cr 9.07TCr 132.06Cr 892.48Cr 4.3TCr 354.43Cr 347.04Cr 15TCr 381.09Cr 104.47Cr 90Cr 82Cr 78Cr 143.83Cr 10TCr 146.01Cr 986.71Cr 4.75TCr 391.85Cr 383.68Cr 17TCr
Net income 123.1Cr 34Cr 29Cr 27Cr 25Cr 46Cr 3.24TCr 47Cr 318.72Cr 1.54TCr 126.58Cr 123.94Cr 5.37TCr 133.6Cr 37Cr 31Cr 29Cr 27Cr 50Cr 3.51TCr 51Cr 345.9Cr 1.67TCr 137.37Cr 134.5Cr 5.82TCr
Net Debt 776.7Cr 212.92Cr 183.08Cr 167.45Cr 159.73Cr 293.14Cr 20TCr 297.57Cr 2.01TCr 9.69TCr 798.63Cr 781.98Cr 34TCr 889.7Cr 243.89Cr 209.71Cr 191.82Cr 182.97Cr 335.79Cr 23TCr 340.86Cr 2.3TCr 11TCr 914.82Cr 895.75Cr 39TCr
Logo Kruk S.A.
Kruk S.A. specializes in debt management and collection services for banks, credit brokers, insurance companies, financial institutions, telecommunications operators and digital and cable TV operators. The business is essentially organized around 4 divisions: - purchase of receivables portfolios; - receivables management and collection; - credit management: mortgages, consumer credit, etc.; - financial intermediation services. Net sales are distributed geographically as follows: Poland (47.6%), Italy (21.2%), Romania (18.1%), Spain (12.1%) and other (1%).
Employees
3,390
Date Price Change Volume
15/26/15 426.10 -0.51% 23,689
14/26/14 428.30 +0.85% 42,375
13/26/13 424.70 +0.74% 43,463
12/26/12 421.60 -1.95% 53,824
11/26/11 430.00 -0.46% 61,996
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
426.10PLN
Average target price
540.40PLN
Spread / Average Target
+26.82%

Quarterly revenue - Rate of surprise