Financials Guidewire Software, Inc.

Equities

GWRE

US40171V1008

Software

Market Closed - Nyse Other stock markets 02:30:03 14/02/2026 am IST			5-day change	1st Jan Change
127.03 ^USD	+1.35%		-0.90%	-36.80%

27/01	Roper Technologies, Inc. : A compounding machine built on niche software
23/01	Quantexa Claims Accelerator Available on Guidewire Marketplace, Bringing Real-Time Decision Intelligence to Insurance Claims	CI

Projected Income Statement: Guidewire Software, Inc.

Fiscal Period: July	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	743.3	812.6	905.3	980.5	1,202	1,414	1,634	1,874
Change	-	9.33%	11.41%	8.3%	22.64%	17.6%	15.53%	14.7%
EBITDA ¹	42.98	-25.83	29.63	116.3	226.6	302	396.4	507.1
Change	-	-160.09%	214.72%	292.63%	94.74%	33.29%	31.28%	27.91%
EBIT ¹	25.99	-45.29	11.68	99.5	208.2	277.3	369.9	485.6
Change	-	-274.22%	125.79%	751.79%	109.3%	33.15%	33.4%	31.29%
Interest Paid ¹	-18.71	-19.45	-6.716	-6.738	-13.21	-11.85	-11.86	-11.15
Earnings before Tax (EBT) ¹	-104.3	-229.7	-134.1	-26.84	49.4	124.4	205.8	286.4
Change	-	-120.28%	41.63%	79.99%	284.05%	151.89%	65.44%	39.13%
Net income ¹	-66.51	-180.4	-111.9	-6.103	69.8	115.5	159.8	212.7
Change	-	-171.3%	38.01%	94.54%	1,243.77%	65.48%	38.31%	33.15%
Announcement Date	02/09/21	06/09/22	07/09/23	05/09/24	04/09/25	-	-	-

¹USD in Million

Estimates

Fiscal Period: July	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4	2028 Q1
Net sales ¹	180.1	164	229.4	165.9	204.6	197.4	244.6	195.3	232.6	207.5	270	207.4	240.9	240.7	291.5	262.9	289.5	293.5	356.6	332.6	342.9	339.9	399.9	382.3	394.6	395.8	456.8	442.9
Change	-	-8.94%	39.93%	-27.68%	23.32%	-3.51%	23.88%	-20.16%	19.12%	-10.8%	30.11%	-23.17%	16.15%	-0.09%	21.12%	-9.82%	10.11%	1.39%	21.49%	-6.71%	3.08%	-0.88%	17.66%	-4.4%	3.23%	0.29%	15.43%	-3.05%
EBITDA ¹	11.57	-12.17	36.56	-24.03	7.789	-19.9	10.31	-31.06	20.3	-7.907	48.3	8.144	29.81	25	53.38	39.18	58.4	50.79	78.18	68.33	77.91	65.5	89.1	83.16	98.22	89.14	116.3	113.2
Change	-	-205.14%	400.45%	-165.72%	132.41%	-355.5%	151.82%	-401.18%	165.35%	-138.95%	710.85%	-83.14%	266.01%	-16.12%	113.51%	-26.6%	49.03%	-13.03%	53.94%	-12.6%	14.01%	-15.92%	36.02%	-6.66%	18.11%	-9.24%	30.49%	-2.73%
EBIT ¹	7.463	-16.3	32.03	-28.71	3.014	-24.9	5.305	-35.9	15.06	-12.22	44.74	4.069	25.68	20.78	48.97	34.71	53.95	46.06	73.53	63.43	71.71	58.56	83.94	77.25	90.25	85.38	112.3	105
Change	-	-318.48%	296.46%	-189.63%	110.5%	-926.05%	121.31%	-776.66%	141.95%	-181.16%	466.06%	-90.91%	531.19%	-19.09%	135.66%	-29.12%	55.44%	-14.62%	59.64%	-13.74%	13.06%	-18.34%	43.33%	-7.97%	16.83%	-5.39%	31.53%	-6.49%
Charge d'intérêts ¹	-4.651	-4.698	-4.742	-4.794	-4.833	-4.885	-4.934	-1.674	-1.677	-1.683	-1.682	-1.683	-1.692	-1.686	-1.677	-2.062	-4.183	-3.668	-3.298	-3.312	-2.872	-2.872	-2.872	-2.872	-2.872	-2.872	-2.872	-3
Earnings before Tax (EBT) ¹	-22.9	-44.71	-5.807	-68.31	-51.64	-73.22	-36.54	-85.41	-8.21	-56.23	15.76	-38.59	6.964	-14.09	18.88	2.769	-43.03	48.67	40.98	24.5	31.99	23.34	46.12	36.3	48.88	46.75	69.2	-
Change	-	-95.21%	87.01%	-1,076.41%	24.41%	-41.8%	50.09%	-133.73%	90.39%	-584.87%	128.02%	-344.93%	118.04%	-302.37%	234%	-85.34%	-1,653.88%	213.11%	-15.79%	-40.22%	30.56%	-27.05%	97.65%	-21.31%	34.66%	-4.35%	48.03%	-
Net income ¹	-8.652	-36.63	-1.032	-51.28	-40.68	-57.44	-31.03	-69.32	-9.189	-45.57	12.22	-27.07	9.687	-5.478	16.76	9.139	-37.28	45.99	51.95	31.31	28.3	19.94	37.75	28.4	36.94	34.12	52.87	45.07
Change	-	-323.4%	97.18%	-4,868.6%	20.66%	-41.21%	45.98%	-123.39%	86.74%	-395.9%	126.82%	-321.53%	135.78%	-156.55%	405.93%	-45.47%	-507.89%	223.38%	12.96%	-39.74%	-9.61%	-29.54%	89.3%	-24.77%	30.09%	-7.65%	54.95%	-14.75%
Announcement Date	04/03/21	02/06/21	02/09/21	02/12/21	08/03/22	07/06/22	06/09/22	06/12/22	06/03/23	01/06/23	07/09/23	07/12/23	07/03/24	04/06/24	05/09/24	05/12/24	06/03/25	03/06/25	04/09/25	03/12/25	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Guidewire Software, Inc.

Fiscal Period: July	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt ¹	-887	-	-402	-731	-809	-909	-1,324	-1,850
Change	-	-	-	-81.84%	-10.67%	-12.41%	-45.65%	-39.73%
Announcement Date	02/09/21	06/09/22	07/09/23	05/09/24	04/09/25	-	-	-

¹USD in Million

Estimates

Cash Flow Forecast: Guidewire Software, Inc.

Fiscal Period: July	2021	2022	2023	2024	2025	2026	2027	2028
CAPEX ¹	19.01	9.51	5.821	6.362	5.741	13.86	17.82	19.87
Change	-	-49.97%	-38.79%	9.29%	-9.76%	141.43%	28.58%	11.5%
Free Cash Flow (FCF) ¹	82.73	-59.72	20.97	177.2	280.4	327.4	404.7	504.2
Change	-	-172.18%	135.11%	745.2%	58.23%	16.76%	23.59%	24.6%
Announcement Date	02/09/21	06/09/22	07/09/23	05/09/24	04/09/25	-	-	-

¹USD in Million

Estimates

Forecast Financial Ratios: Guidewire Software, Inc.

Fiscal Period: July	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	5.78%	-3.18%	3.27%	11.87%	18.84%	21.35%	24.27%	27.06%
EBIT Margin (%)	3.5%	-5.57%	1.29%	10.15%	17.32%	19.61%	22.64%	25.92%
EBT Margin (%)	-14.03%	-28.27%	-14.81%	-2.74%	4.11%	8.8%	12.6%	15.28%
Net margin (%)	-8.95%	-22.2%	-12.36%	-0.62%	5.81%	8.17%	9.78%	11.35%
FCF margin (%)	11.13%	-7.35%	2.32%	18.07%	23.32%	23.15%	24.77%	26.91%
FCF / Net Income (%)	-124.4%	33.1%	-18.75%	-2,903.83%	401.71%	283.45%	253.29%	237.03%
Profitability
ROA	1.76%	-7.86%	-5.21%	-0.29%	9.21%	6.85%	8.96%	6.2%
ROE	2.58%	-2.84%	2.2%	9.01%	16.28%	15.71%	18.33%	18.96%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	2.56%	1.17%	0.64%	0.65%	0.48%	0.98%	1.09%	1.06%
CAPEX / EBITDA (%)	44.22%	-36.82%	19.64%	5.47%	2.53%	4.59%	4.5%	3.92%
CAPEX / FCF (%)	22.98%	-15.93%	27.76%	3.59%	2.05%	4.23%	4.4%	3.94%
Items per share
Cash flow per share ¹	1.335	-0.454	0.4672	-	-	-	-	-
Change	-	-134%	202.91%	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Book Value Per Share ¹	18.48	-	14.6	16.17	16.96	20.61	25.37	-
Change	-	-	-	10.8%	4.88%	21.49%	23.11%	-
EPS ¹	-0.79	-2.16	-1.36	-0.07	0.81	1.296	1.929	2.29
Change	-	-173.42%	37.04%	94.85%	1,257.14%	59.95%	48.9%	18.71%
Nbr of stocks (in thousands)	83,155	83,816	81,445	82,663	84,195	85,019	85,019	85,019
Announcement Date	02/09/21	06/09/22	07/09/23	05/09/24	04/09/25	-	-	-