Financial Ratios EQB Inc.

Stocks

EQB

CA26886R1047

Consumer Lending

Market Closed - Toronto S.E. Other stock markets 01:30:00 11/06/2026 am IST			5-day change	1st Jan Change
118.37 ^CAD	-1.75%		+2.97%	+13.94%

28/05	EQB Inc., Q2 2026 Earnings Call, May 28, 2026
28/05	EQB Price Target Lowered By $9 at TD	MT

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Published financial data: EQB INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: October	2021	2022	2023	2024	2025
Interest Income On Loans	108.33Cr	155.8Cr	272.51Cr	296.47Cr	273.99Cr
Interest Income On Investments	2.4Cr	5.82Cr	16Cr	17Cr	18Cr
Interest Income, Total	110.73Cr	161.62Cr	288.77Cr	313.95Cr	292.43Cr
Interest On Deposits	31Cr	58Cr	129.3Cr	149.01Cr	132.01Cr
Total Interest On Borrowings	22Cr	30Cr	59Cr	60Cr	51Cr
Interest Expense, Total	52Cr	88Cr	188.18Cr	208.91Cr	183.06Cr
Net Interest Income	58Cr	73Cr	100.59Cr	105.05Cr	109.37Cr
Gain (Loss) on Sale of Loans	3.81Cr	1.77Cr	11Cr	12Cr	7.68Cr
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-	-	-	-	-
Total Other Non Interest Income	2.22Cr	3.11Cr	5.63Cr	8.11Cr	9.13Cr
Non Interest Income, Total	6.03Cr	4.88Cr	16Cr	20Cr	17Cr
Revenues Before Provison For Loan Losses	64Cr	78Cr	117.08Cr	125.54Cr	126.18Cr
Provision For Loan Losses	-76.74L	3.73Cr	4.66Cr	11Cr	14Cr
Total Revenues	65Cr	74Cr	112.42Cr	114.84Cr	112.44Cr
Salaries And Other Employee Benefits	12Cr	17Cr	23Cr	25Cr	28Cr
Selling General & Admin Expenses, Total	2.25Cr	2.54Cr	3Cr	3.49Cr	21Cr
Total Other Non Interest Expense	12Cr	18Cr	26Cr	30Cr	24Cr
Non Interest Expense, Total	26Cr	38Cr	52Cr	59Cr	73Cr
EBT, Excl. Unusual Items	39Cr	37Cr	60Cr	55Cr	39Cr
Restructuring Charges	-	-	-	-	-2.27Cr
EBT, Incl. Unusual Items	39Cr	37Cr	60Cr	55Cr	37Cr
Income Tax Expense	9.79Cr	9.83Cr	16Cr	15Cr	10Cr
Earnings From Continuing Operations	29Cr	27Cr	45Cr	40Cr	27Cr
Net Income to Company	29Cr	27Cr	45Cr	40Cr	27Cr
Minority Interest	-	-	-	-11.1L	-13.13L
Net Income - (IS)	29Cr	27Cr	45Cr	40Cr	27Cr
Preferred Dividend and Other Adjustments	44.13L	55.66L	83.98L	1.07Cr	88.2L
Net Income to Common Incl Extra Items	29Cr	26Cr	44Cr	39Cr	26Cr
Net Income to Common Excl. Extra Items	29Cr	26Cr	44Cr	39Cr	26Cr
Per Share Items
Net EPS - Basic	8.49	7.63	11.6	10.19	6.7
Basic EPS - Continuing Operations	8.49	7.63	11.6	10.19	6.7
Basic Weighted Average Shares Outstanding	3.39Cr	3.47Cr	3.77Cr	3.82Cr	3.83Cr
Net EPS - Diluted	8.36	7.55	11.51	10.11	6.65
Diluted EPS - Continuing Operations	8.36	7.55	11.51	10.11	6.65
Diluted Weighted Average Shares Outstanding	3.44Cr	3.5Cr	3.8Cr	3.85Cr	3.86Cr
Normalized Basic EPS	7.19	6.64	9.99	9.03	6.4
Normalized Diluted EPS	7.08	6.57	9.91	8.96	6.36
Dividend Per Share	0.74	1.21	1.32	1.74	2.08
Payout Ratio	10.1	18.01	13.05	19.3	33.38
Supplemental Items
Effective Tax Rate - (Ratio)	25.07	26.67	25.99	27.54	28.23
Current Domestic Taxes	-	-	-	-	-
Total Current Taxes	9.56Cr	8.49Cr	10Cr	13Cr	8.42Cr
Deferred Domestic Taxes	-	-	-	-	-
Total Deferred Taxes	23.13L	1.34Cr	5.57Cr	1.84Cr	2.07Cr
Normalized Net Income	24Cr	23Cr	38Cr	35Cr	25Cr
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	67.8L	1.02Cr	1.26Cr	1.8Cr	2.35Cr
Total Stock-Based Compensation	67.8L	1.02Cr	1.26Cr	1.8Cr	2.35Cr

Fiscal Period: October	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	77Cr	50Cr	55Cr	59Cr	72Cr
Investment Securities, Total	138.63Cr	228.06Cr	283.43Cr	280.43Cr	319.85Cr
Trading Asset Securities, Total	27Cr	44Cr	47Cr	39Cr	34Cr
Total investments	165.46Cr	272.55Cr	330.07Cr	319.82Cr	354.27Cr
Gross Loans	3.3TCr	4.68TCr	4.76TCr	4.73TCr	4.66TCr
Allowance For Loan Losses	-4.89Cr	-9.68Cr	-8.47Cr	-11Cr	-21Cr
Other Adjustments to Gross Loans	-10Cr	-17Cr	-20Cr	-17Cr	-15Cr
Net Loans	3.29TCr	4.65TCr	4.74TCr	4.7TCr	4.62TCr
Gross Property Plant And Equipment	-	-	-	17Cr	26Cr
Accumulated Depreciation	-	-	-	-5.6Cr	-6.06Cr
Net Property Plant And Equipment	2.16Cr	3.62Cr	3.52Cr	12Cr	19Cr
Goodwill	1.69Cr	5.76Cr	5.76Cr	11Cr	9.25Cr
Other Intangibles, Total	9.26Cr	15Cr	15Cr	7.12Cr	6.41Cr
Accrued Interest Receivable	28.02L	75.59L	1.24Cr	1.26Cr	1.1Cr
Other Receivables	96.78L	1.31Cr	2.8Cr	67.47L	2.44Cr
Restricted Cash	46Cr	74Cr	77Cr	97Cr	132.67Cr
Other Current Assets, Total	1.68Cr	4.27Cr	9.36Cr	14Cr	14Cr
Deferred Tax Assets Long-Term (Collected)	-	-	1.42Cr	3.61Cr	3.64Cr
Other Real Estate Owned And Foreclosed	53T	4L	4L	-	-
Deferred Charges Long-Term	-	-	-	13Cr	8.45Cr
Other Long-Term Assets, Total	21Cr	37Cr	56Cr	81Cr	102.86Cr
Total Assets	3.62TCr	5.11TCr	5.29TCr	5.32TCr	5.35TCr
Liabilities
Accounts Payable, Total	14Cr	21Cr	32Cr	31Cr	34Cr
Accrued Expenses, Total	5.04Cr	5.75Cr	2.13Cr	2Cr	4.52Cr
Interest Bearing Deposits	2.07TCr	3.07TCr	3.15TCr	3.31TCr	3.6TCr
Total Deposits	2.07TCr	3.07TCr	3.15TCr	3.31TCr	3.6TCr
Short-Term Borrowings	142.61Cr	89Cr	128.05Cr	12Cr	20Cr
Current Portion of Long-Term Debt	-	-	-	-	-
Long-Term Debt	1.16TCr	1.63TCr	1.62TCr	1.55TCr	1.27TCr
Long-Term Leases	85.97L	1.03Cr	45.61L	6.98Cr	11Cr
Current Income Taxes Payable	4.34Cr	-	28.47L	1.5Cr	56.24L
Accrued Interest Payable	20Cr	38Cr	52Cr	65Cr	60Cr
Other Current Liabilities - (Bank / Utility Template)	-	-	-	-	-
Unearned Revenue Non Current	8L	24.17L	1.83Cr	24.86L	20.08L
Deferred Tax Liability Non-Current	6.31Cr	7.27Cr	13Cr	18Cr	20Cr
Other Non Current Liabilities	3.85Cr	5.82Cr	8.12Cr	10Cr	11Cr
Total Liabilities	3.42TCr	4.86TCr	5.01TCr	5.01TCr	5.03TCr
Preferred Stock Redeemable	7.06Cr	18Cr	18Cr	-	-
Total Preferred Equity	7.06Cr	18Cr	18Cr	-	-
Common Stock, Total	23Cr	46Cr	47Cr	51Cr	50Cr
Additional Paid In Capital	86.93L	1.14Cr	1.28Cr	-	-
Retained Earnings	165.08Cr	187.01Cr	218.55Cr	248.33Cr	256.65Cr
Comprehensive Income and Other	-75.83L	94.38L	-51.57L	14Cr	13Cr
Total Common Equity	188.2Cr	235.35Cr	266.41Cr	312.78Cr	320.36Cr
Minority Interest	-	-	-	1.04Cr	82.34L
Total Equity	195.26Cr	253.5Cr	284.55Cr	313.82Cr	321.18Cr
Total Liabilities And Equity	3.62TCr	5.11TCr	5.29TCr	5.32TCr	5.35TCr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	3.41Cr	3.76Cr	3.79Cr	3.84Cr	3.76Cr
ECS Total Common Shares Outstanding	3.41Cr	3.76Cr	3.79Cr	3.84Cr	3.76Cr
Book Value / Share	55.24	62.65	70.33	81.35	85.23
Tangible Book Value	177.25Cr	215.05Cr	245.23Cr	294.6Cr	304.69Cr
Tangible Book Value Per Share	52.02	57.25	64.74	76.62	81.06
Average Assets	-	-	-	-	-
Average Loans	3.02TCr	3.72TCr	4.73TCr	4.74TCr	4.66TCr
Total Debt	1.3TCr	1.72TCr	1.75TCr	1.57TCr	1.3TCr
Deposits at Interest - Cash	77Cr	50Cr	55Cr	59Cr	72Cr
Net Debt	1.14TCr	1.6TCr	1.56TCr	1.35TCr	1.03TCr
Equity Method Investments, Total	-	-	-	5Cr	4.99Cr
Full Time Employees	1.16T	1.68T	1.74T	1.8T	1.9T

Fiscal Period: October	2021	2022	2023	2024	2025
Net Income	29Cr	27Cr	45Cr	40Cr	27Cr
Depreciation, Depletion & Amortization	3.27Cr	4.69Cr	4.7Cr	2.83Cr	1.11Cr
Amortization of Goodwill and Intangible Assets - (CF)	-	-	-	29.33L	78.75L
Total Depreciation, Depletion & Amortization	3.27Cr	4.69Cr	4.7Cr	3.12Cr	1.9Cr
Amortization of Deferred Charges, Total	-	-	-	2.88Cr	4.9Cr
Gain (Loss) on Sale of Loans & Receivables - (CF)	-1.82Cr	-2.24Cr	-5.63Cr	-6.63Cr	-6.22Cr
(Gain) Loss on Sale of Investments - (CF)	2L	12.15L	92.14L	-1.49Cr	-90.55L
Total Asset Writedown	-	-	-	-	5.65Cr
Provision for Credit Losses	-76.74L	3.73Cr	4.66Cr	11Cr	14Cr
Stock-Based Compensation (CF)	25.39L	34.22L	34.45L	40.16L	46.39L
Change in Other Net Operating Assets (Collected)	-397.5Cr	-399.44Cr	-165.39Cr	-256.43Cr	-302.17Cr
Other Operating Activities	7.9Cr	-1.52Cr	16Cr	20Cr	11Cr
Cash from Operations	-359.39Cr	-367.31Cr	-100Cr	-187.54Cr	-245.05Cr
Capital Expenditure	-3.86Cr	-7.66Cr	-4.2Cr	-6.74Cr	-8.49Cr
Cash Acquisitions	-	-50Cr	-	-7.55Cr	-42.42L
Investment in Marketable and Equity Securities, Total	-38Cr	-2.6Cr	2.23Cr	47Cr	-3.05Cr
Other Investing Activities, Total	-3.98Cr	-17Cr	9.48Cr	7.62Cr	5.3Cr
Cash from Investing	-46Cr	-77Cr	7.52Cr	40Cr	-6.66Cr
Long-Term Debt Issued, Total	-	28Cr	-	-	-
Total Debt Issued	-	28Cr	-	-	-
Long-Term Debt Repaid, Total	-	-	-	-	-
Total Debt Repaid	-	-	-	-	-
Issuance of Common Stock	1.01Cr	23Cr	1.58Cr	18Cr	84.19L
Repurchase of Common Stock	-	-	-	-	-9.73Cr
Repurchase of Preferred Stock	-	-	-	-18Cr	-
Common Dividends Paid	-2.51Cr	-4.31Cr	-4.98Cr	-6.92Cr	-8.85Cr
Preferred Dividends Paid	-44.13L	-55.66L	-83.98L	-81.4L	-
Common & Preferred Stock Dividends Paid	-2.96Cr	-4.86Cr	-5.82Cr	-7.73Cr	-8.85Cr
Net Increase (Decrease) in Deposit Accounts - (CF)	428.71Cr	370.3Cr	103.89Cr	159.71Cr	282.25Cr
Other Financing Activities, Total	-	-	-74.76L	-25.6L	-22.99L
Cash from Financing	426.76Cr	416.17Cr	99Cr	151.48Cr	264.27Cr
Net Change in Cash	22Cr	-28Cr	6.52Cr	4.22Cr	13Cr
Supplemental Items
Cash Interest Paid	52Cr	56Cr	146.59Cr	174.72Cr	174.03Cr
Cash Income Tax Paid (Refund)	5.35Cr	16Cr	11Cr	9.8Cr	11Cr
Net Debt Issued / Repaid	-	28Cr	-	-	-

Fiscal Period: October	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.87	0.62	-	0.76	0.5
Return On Equity %	16.25	12.04	-	13.43	8.4
Return on Common Equity	16.67	12.49	-	13.46	8.1
Shareholders Value Added	8.51Cr	1.6Cr	-	5.6Cr	-9.25Cr
Margin Analysis
SG&A Margin	22.23	26.68	22.87	25.18	43.22
Net Interest Income / Total Revenues %	89.55	98.45	89.48	91.47	97.27
EBT Excl. Non-Recurring Items Margin %	60.01	49.46	53.59	48.27	35.06
Income From Continuing Operations Margin %	44.96	36.27	39.67	34.98	23.71
Net Income Margin %	44.96	36.27	39.67	34.88	23.59
Net Avail. For Common Margin %	44.29	35.52	38.92	33.95	22.81
Normalized Net Income Margin	37.51	30.91	33.5	30.07	21.79
Asset quality
Nonperforming Loans / Total Loans %	0.28	0.3	0.8	1.44	1.87
Nonperforming Loans / Total Assets %	0.25	0.27	0.72	1.28	1.63
Nonperforming Assets / Total Assets %	0.25	0.27	0.72	1.28	1.63
NPAs / Loans and OREO	0.28	0.3	0.8	1.44	1.87
NPAs / Equity	4.66	5.48	13.35	21.66	27.12
Allowance for Credit Losses / Net Charge-offs %	512.34	1.3T	-	174.99	219.68
Allowance for Credit Losses / Nonperforming Loans %	53.81	69.87	22.31	16.06	23.75
Allowance for Credit Losses / Total Loans %	0.15	0.21	0.18	0.23	0.44
Net Charge-offs / Total Average Loans %	0.03	0.02	-	0.13	0.2
Provision for Loan Losses / Net Charge-offs %	-80.32	500.85	-	171.55	145.99
Earning Assets / IBL	104.68	101.41	-	105.18	106.45
Interest Income / Average Assets	-	-	-	-	-
Interest Expense / Average Assets	-	-	-	-	-
Net Interest Income / Average Assets	-	-	-	-	-
Non Interest Income / Average Assets	-	-	-	-	-
Non Interest Expense / Average Asset	-	-	-	-	-
Capital And Funding
Total Average Common Equity / Total Average Assets %	5.17	4.85	-	5.46	5.93
Total Average Equity / Total Average Assets %	5.38	5.14	-	5.64	5.95
Total Equity + Allowance for Loan Losses / Total Loans %	6.06	5.63	6.15	6.84	7.32
Gross Loans / Total Deposits %	159.97	152.51	151.39	142.97	129.38
Net Loans / Total Deposits %	159.25	151.64	150.49	142.12	128.38
Tier 1 Capital Ratio %	13.9	14.7	14.6	15	14.1
Total Capital Ratio %	14.2	15.1	15.2	15.6	15.8
Core Tier 1 Capital Ratio	13.3	13.7	14	14.3	13.3
Tier 2 Capital Ratio	0.31	0.42	0.54	0.56	1.74
Coverage Ratio	53.81	69.87	22.31	16.06	23.75
Interbank Ratio	83.92	36.51	80.55	-	1.53T
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	2.8	2.21	2.02	1.93	1.73
EBT + Interest Expense / Interest Expense	1.74	1.42	1.32	1.27	1.2
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	17.13	25.88	-	4.43	1.91
Non Interest Income, 1 Yr. Growth %	1.47	-19.1	-	24.32	-7.77
Provision For Loan Losses, 1 Yr. Growth %	-118.15	-585.51	-	129.51	28.42
Total Revenues, 1 Yr. Growth %	26.44	14.5	-	2.16	-2.1
Earnings From Cont. Operations, 1 Yr. Growth %	30.71	-7.64	-	-9.92	-33.63
Net Income, 1 Yr. Growth %	30.71	-7.64	-	-10.17	-33.77
Normalized Net Income, 1 Yr. Growth %	29.92	-5.62	-	-8.29	-29.04
Diluted EPS Before Extra, 1 Yr. Growth %	29.21	-9.69	-	-12.15	-34.22
Dividend Per Share, 1 Yr. Growth %	0	63.51	-	31.82	19.54
Gross Loans, 1 Yr. Growth %	16.31	41.53	-	-0.7	-1.64
Allowance For Loan Losses, 1 Yr. Growth %	-26.03	97.72	-	28.9	25.78
Net Loans, 1 Yr. Growth %	16.37	41.37	-	-0.69	-1.7
Non Performing Loans, 1 Yr. Growth %	-25.16	52.27	-	79.02	28.15
Non Performing Assets, 1 Yr. Growth %	-25.64	52.59	-	78.88	28.13
Total Assets, 1 Yr. Growth %	17.6	41.44	-	0.57	0.49
Total Deposits, 1 Yr Growth %	26.36	48.46	-	5.15	8.82
Tangible Book Value, 1 Yr. Growth %	19.19	21.32	-	14.14	3.42
Average Interest Earning Assets, 1 Yr. Growth %	9.85	22.02	-	-	0.11
Average Interest Bearing Liabilities, 1 Yr. Growth %	11.66	25.95	-	-	0.25
Common Equity, 1 Yr. Growth %	19.48	25.05	-	17.4	2.42
Total Equity, 1 Yr. Growth %	18.51	29.82	-	10.28	2.35
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	12.22	21.43	-	-	4.27
Non Interest Income, 2 Yr. CAGR %	32.36	-9.4	-	-	0.98
Provision For Loan Losses, 2 Yr. CAGR %	-22.1	-6.13	-	-	71.68
Total Revenues, 2 Yr. CAGR %	15.89	20.32	-	-	0.01
Earnings From Cont. Operations, 2 Yr. CAGR %	19.03	9.87	-	-	-22.68
Net Income, 2 Yr. CAGR %	19.03	9.87	-	-	-22.87
Normalized Net Income, 2 Yr. CAGR %	17.07	10.73	-	-	-19.33
Diluted EPS Before Extra, 2 Yr. CAGR %	18.19	8.02	-	-	-23.98
Dividend Per Share, 2 Yr. CAGR %	7.11	27.87	-	-	25.53
Gross Loans, 2 Yr. CAGR %	11.22	28.3	-	-	-1.11
Allowance For Loan Losses, 2 Yr. CAGR %	15.16	20.93	-	-	56.27
Net Loans, 2 Yr. CAGR %	11.2	28.26	-	-	-1.2
Non Performing Loans, 2 Yr. CAGR %	-13.81	6.75	-	-	51.46
Non Performing Assets, 2 Yr. CAGR %	-14.33	6.52	-	-	51.39
Total Assets, 2 Yr. CAGR %	12.85	28.97	-	-	0.53
Total Deposits, 2 Yr CAGR %	16.58	36.96	-	-	6.97
Tangible Book Value, 2 Yr. CAGR %	15.68	20.25	-	-	8.65
Average Interest Earning Assets, 2 Yr. CAGR %	10.21	15.78	-	-	-
Average Interest Bearing Liabilities, 2 Yr. CAGR %	11.12	18.59	-	-	-
Common Equity, 2 Yr. CAGR %	16.15	22.23	-	-	9.66
Total Equity, 2 Yr. CAGR %	15.34	24.04	-	-	6.24
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	18.7	16.6	-	-	-
Non Interest Income, 3 Yr. CAGR %	29.66	12.33	-	-	-
Provision For Loan Losses, 3 Yr. CAGR %	54.45	43.36	-	-	-
Total Revenues, 3 Yr. CAGR %	20.27	15.42	-	-	-
Earnings From Cont. Operations, 3 Yr. CAGR %	20.88	9.38	-	-	-
Net Income, 3 Yr. CAGR %	20.88	9.38	-	-	-
Normalized Net Income, 3 Yr. CAGR %	20.24	8.96	-	-	-
Diluted EPS Before Extra, 3 Yr. CAGR %	20.02	8.05	-	-	-
Dividend Per Share, 3 Yr. CAGR %	11.07	23.33	-	-	-
Gross Loans, 3 Yr. CAGR %	11.96	20.53	-	-	-
Allowance For Loan Losses, 3 Yr. CAGR %	24.61	37.9	-	-	-
Net Loans, 3 Yr. CAGR %	11.83	20.46	-	-	-
Non Performing Loans, 3 Yr. CAGR %	32.7	4.19	-	-	-
Non Performing Assets, 3 Yr. CAGR %	31.2	3.85	-	-	-
Total Assets, 3 Yr. CAGR %	13.03	21.67	-	-	-
Total Deposits, 3 Yr CAGR %	15.27	26.36	-	-	-
Tangible Book Value, 3 Yr. CAGR %	14.74	17.53	-	-	-
Average Interest Earning Assets, 3 Yr. CAGR %	13.62	14.01	-	-	-
Average Interest Bearing Liabilities, 3 Yr. CAGR %	14.43	15.86	-	-	-
Common Equity, 3 Yr. CAGR %	15.94	19.04	-	-	-
Total Equity, 3 Yr. CAGR %	15.12	19.98	-	-	-
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	15.84	18.92	-	-	-
Non Interest Income, 5 Yr. CAGR %	17.91	3.52	-	-	-
Provision For Loan Losses, 5 Yr. CAGR %	25.7	89.05	-	-	-
Total Revenues, 5 Yr. CAGR %	16.48	16.45	-	-	-
Earnings From Cont. Operations, 5 Yr. CAGR %	16.16	10.96	-	-	-
Net Income, 5 Yr. CAGR %	16.16	10.96	-	-	-
Normalized Net Income, 5 Yr. CAGR %	15.88	10.98	-	-	-
Diluted EPS Before Extra, 5 Yr. CAGR %	14.52	9.97	-	-	-
Dividend Per Share, 5 Yr. CAGR %	11.99	20.56	-	-	-
Gross Loans, 5 Yr. CAGR %	13.21	19.39	-	-	-
Allowance For Loan Losses, 5 Yr. CAGR %	8.02	24.38	-	-	-
Net Loans, 5 Yr. CAGR %	13.15	19.3	-	-	-
Non Performing Loans, 5 Yr. CAGR %	-	-	-	-	-
Non Performing Assets, 5 Yr. CAGR %	-	-	-	-	-
Total Assets, 5 Yr. CAGR %	13.77	19.91	-	-	-
Total Deposits, 5 Yr CAGR %	16.42	22.77	-	-	-
Tangible Book Value, 5 Yr. CAGR %	14.89	15.65	-	-	-
Average Interest Earning Assets, 5 Yr. CAGR %	13.43	14.98	-	-	-
Average Interest Bearing Liabilities, 5 Yr. CAGR %	13.71	16.14	-	-	-
Common Equity, 5 Yr. CAGR %	15.78	17.17	-	-	-
Total Equity, 5 Yr. CAGR %	14.85	17.37	-	-	-