Business Segments Crédit Agricole S.A.

Stocks

ACA

FR0000045072

Banks

Market Closed - Euronext Paris Other stock markets 09:25:00 15/07/2026 pm IST			After hours 01:29:58 am
17.77 ^EUR	-0.34%		17.81	+0.24%

04:55pm	France increases rate on popular Livret A savings accounts	RE
14/07	Banking consolidation, a decisive week for MPS and Banco BPM	AN

Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
Diversified Commercial Banks
Large Customers (LC)	624Cr	675.4Cr	766.1Cr	853.5Cr	875.5Cr
Total Assets	91TCr	1,09900Cr	1,18800Cr	1,35500Cr	1,45000Cr
Income Tax Expense	51Cr	59Cr	69Cr	88Cr	83Cr
EBT	221.3Cr	242.2Cr	286.3Cr	352.3Cr	361.3Cr
Operating Income	224.4Cr	241.5Cr	284Cr	349.5Cr	358.5Cr
Net Income	161.1Cr	171Cr	201.1Cr	244.8Cr	273.5Cr
International Retail Banking (IRB)	232Cr	260.7Cr	348.9Cr	374.6Cr	369.5Cr
Total Assets	12TCr	10TCr	9.45TCr	9.24TCr	9.37TCr
Income Tax Expense	-20Cr	6.6Cr	42Cr	54Cr	43Cr
EBT	54Cr	50Cr	133.2Cr	159.8Cr	152Cr
Operating Income	5.8Cr	50Cr	132.7Cr	159.8Cr	152Cr
Net Income	56Cr	27Cr	70Cr	84Cr	88Cr
French Retail Banking (FRB) - LCL	348Cr	363Cr	357Cr	350.4Cr	353.9Cr
Total Assets	19TCr	21TCr	21TCr	21TCr	21TCr
Income Tax Expense	31Cr	30Cr	26Cr	23Cr	32Cr
EBT	110.9Cr	124.1Cr	112.9Cr	105.6Cr	101.5Cr
Operating Income	110.3Cr	122.5Cr	110.8Cr	105.1Cr	101.1Cr
Net Income	76Cr	90Cr	83Cr	79Cr	66Cr
Savings and Insurance Management (GEA)	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Life Insurance
Asset Gathering (AG)	650.9Cr	686.5Cr	667.3Cr	759.7Cr	841.3Cr
Total Assets	54TCr	50TCr	61TCr	59TCr	62TCr
Income Tax Expense	64Cr	82Cr	87Cr	97Cr	105.2Cr
EBT	358.1Cr	362.4Cr	389.5Cr	435.5Cr	486.7Cr
Operating Income	349.7Cr	353.8Cr	380.3Cr	425.4Cr	421.5Cr
Net Income	242Cr	248.6Cr	254.1Cr	287.6Cr	323.2Cr
Personal Credit Agencies
Specialised Financial Services (SFS)	218.4Cr	225.1Cr	279.8Cr	254.9Cr	246Cr
Total Assets	9.34TCr	10TCr	15TCr	16TCr	15TCr
Income Tax Expense	12Cr	22Cr	31Cr	19Cr	12Cr
EBT	108.5Cr	108.3Cr	123.7Cr	89Cr	55Cr
Operating Income	78Cr	77Cr	102.5Cr	78Cr	63Cr
Net Income	81Cr	75Cr	85Cr	62Cr	33Cr
Investment Funds
Corporate Centre (CC)	30Cr	-3.7Cr	-70Cr	-60Cr	-30Cr
Total Assets	22TCr	15TCr	-6.59TCr	-9.43TCr	-15TCr
Income Tax Expense	-15Cr	-34Cr	-35Cr	-34Cr	-40Cr
EBT	-45Cr	-101.2Cr	-91Cr	-80Cr	-116Cr
Operating Income	-43Cr	-97Cr	-84Cr	-74Cr	-49Cr
Net Income	-32Cr	-68Cr	-59Cr	-49Cr	-76Cr
Non-Business Activities	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-

Geographical Revenue Distribution History

Geographical breakdown of sales (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
France (Including Overseas Departments and Territories)	1.2TCr	1.23TCr	1.16TCr	1.29TCr	1.34TCr
Total Assets	1,67100Cr	1,76900Cr	1,70000Cr	1,78700Cr	1,83000Cr
Net Income	257.5Cr	249.2Cr	241.9Cr	297.4Cr	154.6Cr
Italy	370.5Cr	399.4Cr	503.8Cr	540.8Cr	557.5Cr
Total Assets	14TCr	13TCr	16TCr	16TCr	16TCr
Net Income	117.4Cr	102.2Cr	116.9Cr	139.2Cr	259Cr
Other European Union Countries	292.3Cr	314.5Cr	359.1Cr	400.5Cr	420Cr
Total Assets	7.82TCr	8.28TCr	9.86TCr	11TCr	11TCr
Net Income	74Cr	87Cr	84Cr	98Cr	93Cr
Other European Countries	149.9Cr	171.9Cr	180.2Cr	169.8Cr	177.3Cr
Total Assets	3.59TCr	3.41TCr	3.62TCr	4.26TCr	4.59TCr
Net Income	41Cr	2.9Cr	55Cr	42Cr	49Cr
North America	113.9Cr	126.4Cr	151.1Cr	166.7Cr	148.3Cr
Total Assets	5.7TCr	7.13TCr	7.61TCr	8.5TCr	7.7TCr
Net Income	39Cr	46Cr	58Cr	65Cr	70Cr
Asia-Pacific (Ex. Japan)	63Cr	85Cr	89Cr	88Cr	96Cr
Total Assets	3.36TCr	3.02TCr	3.41TCr	3.83TCr	4.51TCr
Net Income	33Cr	40Cr	46Cr	44Cr	50Cr
Japan	28Cr	28Cr	33Cr	27Cr	32Cr
Total Assets	4.2TCr	4TCr	7.88TCr	7.99TCr	9.34TCr
Net Income	10Cr	11Cr	15Cr	9.9Cr	14Cr
Africa and the Middle East	48Cr	29Cr	33Cr	31Cr	29Cr
Total Assets	1.1TCr	537.3Cr	453.9Cr	498Cr	672.7Cr
Net Income	12Cr	11Cr	12Cr	11Cr	11Cr
Central and South America	2.3Cr	-1.6Cr	11Cr	5.2Cr	8.4Cr
Total Assets	108.6Cr	147.2Cr	130.2Cr	216.1Cr	236.3Cr
Net Income	-40L	-5Cr	6.9Cr	1.9Cr	6.1Cr