Valuation: Community Financial System, Inc.

Market Cap 332.22Cr 284.44Cr 265.39Cr 243.52Cr 457.59Cr 32TCr 466.6Cr 3.15TCr 1.23TCr 16TCr 1.25TCr 1.22TCr 53TCr P/E 2026 *
13.6x
P/E 2027 * 12.2x
Enterprise Value 332.22Cr 284.44Cr 265.39Cr 243.52Cr 457.59Cr 32TCr 466.6Cr 3.15TCr 1.23TCr 16TCr 1.25TCr 1.22TCr 53TCr EV / Sales 2026 *
3.71x
EV / Sales 2027 * 3.45x
Free-Float
94.8%
Yield 2026 *
3.01%
Yield 2027 * 3.08%
1 day-0.02%
1 week-3.06%
Current month-2.59%
1 month-8.31%
3 months+1.15%
6 months-2.44%
Current year+9.91%
1 week 62.53
Extreme 62.53
66.2
1 month 62.53
Extreme 62.53
68.14
Current year 54.9
Extreme 54.895
71.11
1 year 53.46
Extreme 53.46
71.11
3 years 35.38
Extreme 35.38
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 01/01/2024
Director of Finance/CFO 48 31/03/2025
Chief Operating Officer - 01/07/2022
Director TitleAgeSince
Director/Board Member 60 26/02/2010
Director/Board Member 60 26/02/2010
Director/Board Member 59 26/02/2010
Date Insider Type Main position Quantity % Market Cap.
25/06/26 Sell

Director

-12,191 0.0232%
16/03/26 Fiscal year

Chairman

500 0.0009%
04/03/26 Free

Head of Human Resources

3,505 0.0067%
Change 5-day change 1-year change 3-year change Capi.($)
-0.02%-3.06%+10.56%+29.95% 332.22Cr
-1.60%-3.73%+20.95%+135.99% 95TCr
-2.07%-4.55%+28.66%+112.50% 44TCr
+1.22%+4.40%+27.13%+119.21% 39TCr
+0.36%-2.29%+59.06%+157.34% 35TCr
+1.66%+5.14%+19.33%+125.49% 31TCr
-1.25%-4.78%+49.89%+133.25% 29TCr
+0.55%+4.51%+23.92%+106.06% 27TCr
-2.61%-5.88%+7.96%+96.94% 26TCr
-0.89%-3.94%+53.78%+216.49% 25TCr
Average -0.34%-0.62%+30.12%+123.32% 35.19TCr
Weighted average by Cap. -0.53%-0.90%+30.20%+132.50%

Financials

2026 *2027 *
Net sales 90Cr 77Cr 72Cr 66Cr 123.35Cr 8.57TCr 125.78Cr 848.68Cr 330.83Cr 4.29TCr 336.25Cr 328.93Cr 14TCr 96Cr 83Cr 77Cr 71Cr 132.79Cr 9.22TCr 135.4Cr 913.61Cr 356.14Cr 4.62TCr 361.98Cr 354.1Cr 15TCr
Net income 25Cr 21Cr 20Cr 18Cr 34Cr 2.35TCr 34Cr 232.29Cr 91Cr 1.18TCr 92Cr 90Cr 3.89TCr 27Cr 24Cr 22Cr 20Cr 38Cr 2.63TCr 39Cr 260.4Cr 101.51Cr 1.32TCr 103.17Cr 100.93Cr 4.36TCr
Net Debt - -
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
21/26/21 $63.13 -0.02% 3,01,287
19/26/19 $63.14 -2.28% 2,14,446
18/26/18 $64.61 -0.62% 1,18,095
17/26/17 $65.01 -1.26% 1,98,818
14/26/14 $65.84 +0.26% 1,43,899
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
63.14USD
Average target price
70.17USD
Spread / Average Target
+11.13%

Quarterly revenue - Rate of surprise