Valuation: Community Financial System, Inc.

Market Cap 346.42Cr 299.21Cr 281.16Cr 255.7Cr 480.74Cr 33TCr 488.66Cr 3.29TCr 1.29TCr 17TCr 1.3TCr 1.27TCr 55TCr P/E 2026 *
14.2x
P/E 2027 * 12.7x
Enterprise Value 346.42Cr 299.21Cr 281.16Cr 255.7Cr 480.74Cr 33TCr 488.66Cr 3.29TCr 1.29TCr 17TCr 1.3TCr 1.27TCr 55TCr EV / Sales 2026 *
3.87x
EV / Sales 2027 * 3.59x
Free-Float
94.8%
Yield 2026 *
2.89%
Yield 2027 * 2.95%
1 day+0.26%
1 week+1.53%
Current month+1.59%
1 month-7.25%
3 months+6.68%
6 months-0.75%
Current year+14.62%
1 week 64.07
Extreme 64.07
66.2
1 month 62.67
Extreme 62.67
68.86
Current year 54.9
Extreme 54.895
71.11
1 year 53.46
Extreme 53.46
71.11
3 years 35.38
Extreme 35.38
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 01/01/2024
Director of Finance/CFO 48 31/03/2025
Chief Operating Officer - 01/07/2022
Director TitleAgeSince
Director/Board Member 57 12/05/2017
Chairman 64 01/01/2022
Director/Board Member 60 26/02/2010
Date Insider Type Main position Quantity % Market Cap.
25/06/26 Sell

Director

-12,191 0.0232%
16/03/26 Fiscal year

Chairman

500 0.0009%
04/03/26 Free

Head of Human Resources

3,505 0.0067%
Change 5-day change 1-year change 3-year change Capi.($)
+0.26%+1.53%+16.70%+36.03% 346.42Cr
-0.07%+1.49%+24.91%+141.59% 96TCr
+0.62%+2.09%+37.39%+120.18% 45TCr
+0.77%+0.07%+22.79%+111.11% 38TCr
+0.65%+0.85%+63.78%+159.86% 36TCr
+0.42%+2.07%+59.52%+143.64% 30TCr
+1.83%+0.51%+15.43%+117.07% 30TCr
+0.81%+1.80%+15.20%+110.37% 27TCr
+1.05%+0.38%+20.84%+100.19% 26TCr
-1.00%+3.96%+57.73%+232.03% 26TCr
Average +0.53%+1.25%+33.43%+127.21% 35.5TCr
Weighted average by Cap. +0.46%+1.24%+33.66%+136.62%

Financials

2026 *2027 *
Net sales 90Cr 77Cr 73Cr 66Cr 124.27Cr 8.56TCr 126.32Cr 851.61Cr 332.97Cr 4.29TCr 336.22Cr 328.92Cr 14TCr 96Cr 83Cr 78Cr 71Cr 133.78Cr 9.22TCr 135.99Cr 916.77Cr 358.45Cr 4.62TCr 361.95Cr 354.09Cr 15TCr
Net income 25Cr 21Cr 20Cr 18Cr 34Cr 2.34TCr 35Cr 233.09Cr 91Cr 1.17TCr 92Cr 90Cr 3.9TCr 27Cr 24Cr 22Cr 20Cr 38Cr 2.63TCr 39Cr 261.3Cr 102.16Cr 1.32TCr 103.16Cr 100.92Cr 4.37TCr
Net Debt - -
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
14/26/14 $65.84 +0.26% 1,43,899
13/26/13 $65.67 +0.84% 1,58,849
12/26/12 $65.12 +0.37% 1,74,759
11/26/11 $64.88 +1.33% 1,86,955
10/26/10 $64.03 -1.26% 1,87,493
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
65.84USD
Average target price
70.17USD
Spread / Average Target
+6.57%

Quarterly revenue - Rate of surprise