CHINA RONGZHONG FINANCIAL HOLDINGS COMPANY LIMITED

Income Statement China Rongzhong Financial Holdings Company Limited

Stocks

3963

KYG2119M1087

Professional Information Services

Market Closed - Hong Kong S.E. 01:38:03 04/09/2026 pm IST			5-day change	1st Jan Change
0.1200 ^HKD	0.00%		0.00%	-7.69%

26/06	China Rongzhong Financial Holdings Company Limited Reports Earnings Results for the Full Year Ended March 31, 2026	CI
27/11	China Rongzhong Financial Holdings Company Limited Reports Earnings Results for the Half Year Ended September 30, 2025	CI

a41c09553bd069ed2b0927031.OOSztEbzeHdUI2jMRDA8fURXZ0FoOBFQbbBm3r047MA.AKvf4B-eDCAkTiC1E3ZbGhEdUCUBbWAnK9QHlMRh3IthjP_2EL07Mx5yBw

Published financial data: CHINA RONGZHONG FINANCIAL HOLDINGS COMPANY LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2022 (HKD)	2023 (HKD)	2024 (HKD)	2025 (HKD)	2026 (HKD)
Interest and Dividend Income, Total	3.51Cr	-	-	-	-
Interest Expense, Total	3.21Cr	3.36Cr	52.37L	23.38L	27.16L
Net Interest Income	30.62L	-3.36Cr	-52.37L	-23.38L	-27.16L
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-	-	-
Other Revenues, Total	1L	8.49Cr	8.9Cr	8.35Cr	8.54Cr
Revenues Before Provison For Loan Losses	31.77L	5.12Cr	8.38Cr	8.12Cr	8.27Cr
Provision For Loan Losses	62.29L	2L	1L	-1L	-3L
Total Revenues	-30.52L	5.11Cr	8.37Cr	8.13Cr	8.3Cr
Salaries And Other Employee Benefits	2.09Cr	2.67Cr	2.85Cr	2.72Cr	2.74Cr
Cost of Services Provided, Total	37.61L	4.3Cr	4.5Cr	4.51Cr	4.37Cr
Other Operating Expenses	1.48Cr	2.02Cr	1.9Cr	1.43Cr	1.52Cr
Total Operating Expenses	3.94Cr	8.99Cr	9.25Cr	8.66Cr	8.64Cr
Operating Income	-4.25Cr	-3.89Cr	-88.03L	-52.14L	-33.08L
Currency Exchange Gains (Loss)	3L	-8L	-8L	78T	-78T
Other Non Operating Income (Expenses)	-51Cr	-7.74Cr	19.99L	-6L	-
EBT, Excl. Unusual Items	-55Cr	-12Cr	-75.61L	-57.75L	-33.86L
Total Merger & Related Restructuring Charges	-49.72L	-	-	-	-
Impairment of Goodwill	-76.82L	-95.54L	-	-	-21.63L
Gain (Loss) on Sale of Investments	2L	-	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	-	15T
Asset Writedown	-51.68L	-4L	-	-1L	-
Other Unusual Items	3L	37.23L	57T	-6L	-4L
EBT, Incl. Unusual Items	-57Cr	-12Cr	-75.04L	-65.14L	-59.01L
Income Tax Expense	8L	-11T	75T	3L	3L
Earnings From Continuing Operations	-57Cr	-12Cr	-75.79L	-67.77L	-62.06L
Net Income to Company	-57Cr	-12Cr	-75.79L	-67.77L	-62.06L
Minority Interest	3L	-12.93L	-20.36L	-13.35L	-38.3L
Net Income - (IS)	-57Cr	-12Cr	-96.15L	-81.12L	-1Cr
Net Income to Common Incl Extra Items	-57Cr	-12Cr	-96.15L	-81.12L	-1Cr
Net Income to Common Excl. Extra Items	-57Cr	-12Cr	-96.15L	-81.12L	-1Cr
Per Share Items
Net EPS - Basic	-1.38	-0.3	-0.02	-0.01	-0.02
Basic EPS - Continuing Operations	-1.38	-0.3	-0.02	-0.01	-0.02
Basic Weighted Average Shares Outstanding	41Cr	41Cr	45Cr	60Cr	61Cr
Net EPS - Diluted	-1.38	-0.3	-0.02	-0.01	-0.02
Diluted EPS - Continuing Operations	-1.38	-0.3	-0.02	-0.01	-0.02
Diluted Weighted Average Shares Outstanding	41Cr	41Cr	45Cr	60Cr	61Cr
Normalized Basic EPS	-0.83	-0.18	-0.01	-0.01	-0.01
Normalized Diluted EPS	-0.83	-0.18	-0.01	-0.01	-0.01
Supplemental Items
Effective Tax Rate - (Ratio)	-0.14	0.01	-1	-4.04	-5.17
Current Domestic Taxes	8L	-11T	20T	2L	3L
Current Foreign Taxes	-	-	-	80T	50T
Total Current Taxes	8L	-11T	20T	2L	3L
Total Deferred Taxes	-	-	-	-	-
Normalized Net Income	-34Cr	-7.45Cr	-67.62L	-49.44L	-59.46L
Supplemental Operating Expense Items
Stock-Based Comp., G&A Exp. (Total)	5L	5L	5L	6L	6L
Stock-Based Comp., Other (Total)	-	-	-	-	-
Total Stock-Based Compensation	5L	5L	5L	6L	6L

Fiscal Period: March	2022 (HKD)	2023 (HKD)	2024 (HKD)	2025 (HKD)	2026 (HKD)
Assets
Cash And Equivalents	1.55Cr	1.46Cr	69.72L	79.72L	1.03Cr
Loans and Lease Receivables - (FS Template)	31Cr	45.45L	0	-	-
Other Receivables	1.41Cr	52.79L	76.06L	73.53L	94.31L
Gross Property Plant And Equipment	7.92Cr	-	7.79Cr	7.97Cr	7.82Cr
Accumulated Depreciation	-85.17L	-	-1.72Cr	-1.94Cr	-2.39Cr
Net Property Plant And Equipment	7.07Cr	5.92Cr	6.08Cr	6.03Cr	5.43Cr
Goodwill	1.94Cr	92.73L	90L	90L	71.11L
Other Current Assets, Total	44.41L	2L	1L	4L	74T
Other Long-Term Assets, Total	4L	5L	2L	6L	6L
Total Assets	43Cr	9.36Cr	8.47Cr	8.55Cr	8.18Cr
Liabilities
Accounts Payable, Total	4L	1L	4L	2L	5L
Accrued Expenses, Total	2.04Cr	36.1L	42.58L	27.92L	19.68L
Short-Term Borrowings	-	-	21.6L	15.94L	63.16L
Current Portion of Long-Term Debt	72Cr	3.9Cr	3.79Cr	3.49Cr	3.42Cr
Current Portion of Leases	26.2L	23.57L	16.03L	24.05L	24.82L
Long-Term Debt	7.75Cr	5.13Cr	8L	65.13L	1.25Cr
Long-Term Leases	28.3L	10L	10.2L	26.56L	13.06L
Current Income Taxes Payable	6.8Cr	14.46L	8L	10.16L	11.31L
Unearned Revenue, Current	49.49L	45.51L	53.19L	52.02L	40.92L
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	23Cr	1.28Cr	1.02Cr	71.88L	36.35L
Unearned Revenue Non Current	-	-	-	-	-
Other Non Current Liabilities	60.86L	24.68L	25.4L	31.58L	-
Total Liabilities	112.98Cr	12Cr	6.7Cr	6.76Cr	6.81Cr
Common Stock, Total	41.25L	41.25L	59.03L	60.68L	60.68L
Additional Paid In Capital	55Cr	55Cr	63Cr	63Cr	63Cr
Retained Earnings	-117.75Cr	-59Cr	-60Cr	-60Cr	-61Cr
Comprehensive Income and Other	-8.09Cr	-13.16L	-1.94Cr	-1.89Cr	-1.7Cr
Total Common Equity	-70Cr	-3.13Cr	1.85Cr	1.73Cr	91.74L
Minority Interest	55.42L	62.89L	-7L	6L	45.19L
Total Equity	-70Cr	-2.5Cr	1.77Cr	1.8Cr	1.37Cr
Total Liabilities And Equity	43Cr	9.36Cr	8.47Cr	8.55Cr	8.18Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	41Cr	41Cr	59Cr	61Cr	61Cr
ECS Total Common Shares Outstanding	41Cr	41Cr	59Cr	61Cr	61Cr
Book Value / Share	-1.7	-0.08	0.03	0.03	0.02
Tangible Book Value	-72Cr	-4.06Cr	94.57L	83.44L	20.63L
Tangible Book Value Per Share	-1.75	-0.1	0.02	0.01	0
Total Debt	80Cr	9.36Cr	4.34Cr	4.8Cr	5.68Cr
Net Debt	78Cr	7.91Cr	3.64Cr	4.01Cr	4.65Cr
Full Time Employees	129	124	127	125	112
Part Time Employees	-	-	-	-	5

Fiscal Period: March	2022 (HKD)	2023 (HKD)	2024 (HKD)	2025 (HKD)	2026 (HKD)
Net Income	-57Cr	-12Cr	-96.15L	-81.12L	-1Cr
Depreciation, Depletion & Amortization	27.81L	1.25Cr	1.19Cr	1.45Cr	1.65Cr
Total Depreciation, Depletion & Amortization	27.81L	1.25Cr	1.19Cr	1.45Cr	1.65Cr
Amortization of Deferred Charges, Total	85.73L	-	-	-	-
(Gain) Loss On Sale of Asset - (CF)	3L	34.19L	81.67L	80.37L	62.26L
(Gain) Loss on Sale of Investments - (CF)	-	-	-	-	-
Total Asset Writedown	1.28Cr	99.73L	-	1L	21.63L
Provision for Credit Losses	50Cr	7.78Cr	-3L	-1L	-3L
Stock-Based Compensation (CF)	5L	5L	5L	6L	6L
Change in Accounts Receivable	17.38L	-	-	-	-
Change in Accounts Payable	97T	-3L	2L	-2L	3L
Change in Unearned Revenues	2L	-81T	9L	-1L	-12.49L
Change in Other Net Operating Assets (Collected)	62.41L	1.81Cr	48.84L	-11.57L	-26.44L
Other Operating Activities	3.26Cr	3.24Cr	60.8L	50.11L	70.91L
Cash from Operations	27.02L	2.98Cr	2.27Cr	1.86Cr	1.87Cr
Capital Expenditure	-91.55L	-2.93Cr	-3.78Cr	-3.14Cr	-2.58Cr
Sale of Property, Plant, and Equipment	15.24L	1.66Cr	1.22Cr	1.14Cr	1.09Cr
Cash Acquisitions	96.49L	-	-	-	-
Divestitures	-	-4T	-	-	-
Net (Increase) Decrease in Loans Originated / Sold - Investing	-	-	-	-	-
Other Investing Activities, Total	28T	34T	28T	11T	5T
Cash from Investing	20.46L	-1.27Cr	-2.56Cr	-2Cr	-1.49Cr
Long-Term Debt Issued, Total	1.9Cr	17Cr	3.4Cr	3.08Cr	2.26Cr
Total Debt Issued	1.9Cr	17Cr	3.4Cr	3.08Cr	2.26Cr
Short Term Debt Repaid, Total	-63.19L	-	-	-	-
Long-Term Debt Repaid, Total	-49.66L	-18Cr	-3.78Cr	-2.68Cr	-2.25Cr
Total Debt Repaid	-1.13Cr	-18Cr	-3.78Cr	-2.68Cr	-2.25Cr
Other Financing Activities, Total	-1.03Cr	-1.03Cr	-2L	-18.66L	-20.96L
Cash from Financing	-25.62L	-1.89Cr	-40.37L	20.91L	-20.26L
Foreign Exchange Rate Adjustments	10L	8L	-7L	2L	4L
Net Change in Cash	31.72L	-9L	-76.03L	10L	23.04L
Supplemental Items
Cash Interest Paid	1.03Cr	94.4L	2L	18.66L	20.96L
Cash Income Tax Paid (Refund)	1L	23T	7L	71T	2L
Net Debt Issued / Repaid	77.58L	-86.12L	-38.07L	39.57L	70T

Fiscal Period: March	2022 (HKD)	2023 (HKD)	2024 (HKD)	2025 (HKD)	2026 (HKD)
Profitability
Return on Assets	-88.66	-46.75	-8.5	-7.96	-7.42
Return On Equity %	140.92	34.21	208.73	-37.97	-39.21
Return on Common Equity	139.89	34.01	149.86	-45.32	-75.69
Margin Analysis
Gross Profit Margin %	223.23	15.71	46.21	44.5	47.33
SG&A Margin	-685.26	52.34	34.05	33.39	33
Income From Continuing Operations Margin %	18.6T	-241.5	-9.06	-8.33	-7.47
Net Income Margin %	18.6T	-244.03	-11.49	-9.97	-12.09
Net Avail. For Common Margin %	18.6T	-244.03	-11.49	-9.97	-12.09
Normalized Net Income Margin	11.25T	-145.83	-8.08	-6.08	-7.16
Asset Turnover
Asset Turnover	-0	0.19	0.94	0.96	0.99
Short Term Liquidity
Current Ratio	0.33	0.39	0.23	0.28	0.36
Quick Ratio	0.32	0.38	0.23	0.28	0.36
Operating Cash Flow to Current Liabilities	0	0.47	0.36	0.34	0.35
Long Term Solvency
Total Debt/Equity	-114.95	-374.51	244.72	267.5	414.63
Total Debt / Total Capital	769.09	136.43	70.99	72.79	80.57
LT Debt/Equity	-11.54	-209.18	10.06	51.05	100.85
Long-Term Debt / Total Capital	77.24	76.2	2.92	13.89	19.6
Total Liabilities / Total Assets	260.37	126.7	79.06	79	83.26
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-78.13	-1.77T	63.82	-2.76	2.09
Gross Profit, 1 Yr. Growth %	-51.18	-217.76	381.81	-6.35	8.57
Earnings From Cont. Operations, 1 Yr. Growth %	367.79	-78.28	-93.85	-10.58	-8.43
Net Income, 1 Yr. Growth %	367.57	-78.04	-92.28	-15.63	23.72
Normalized Net Income, 1 Yr. Growth %	326.34	-78.31	-90.93	-26.88	20.26
Diluted EPS Before Extra, 1 Yr. Growth %	367.57	-78.04	-92.96	-35.99	21.45
Common Equity, 1 Yr. Growth %	537.72	-95.54	-158.99	-6.03	-47.11
Total Assets, 1 Yr. Growth %	-48.77	-78.42	-9.55	1.01	-4.36
Tangible Book Value, 1 Yr. Growth %	555.33	-94.37	-123.31	-11.77	-75.28
Cash From Operations, 1 Yr. Growth %	-86.31	1T	-23.81	-17.96	0.57
Capital Expenditures, 1 Yr. Growth %	-	220.54	28.75	-16.94	-17.79
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	18.13	91.28	423.54	26.21	-0.37
Gross Profit, 2 Yr. CAGR %	76.5	-24.18	138.2	112.42	0.83
Earnings From Cont. Operations, 2 Yr. CAGR %	193.92	0.79	-88.45	-76.56	-9.51
Net Income, 2 Yr. CAGR %	193.85	1.32	-86.98	-74.49	2.17
Normalized Net Income, 2 Yr. CAGR %	456.78	-3.83	-85.97	-74.25	-6.22
Diluted EPS Before Extra, 2 Yr. CAGR %	193.85	1.32	-87.56	-78.77	-11.83
Common Equity, 2 Yr. CAGR %	577.49	-46.66	-83.78	-25.55	-29.5
Total Assets, 2 Yr. CAGR %	-31.14	-66.75	-55.82	-4.42	-1.71
Tangible Book Value, 2 Yr. CAGR %	586.78	-39.27	-88.55	-54.64	-53.29
Cash From Operations, 2 Yr. CAGR %	-69.61	22.92	189.96	-20.94	-9.16
Capital Expenditures, 2 Yr. CAGR %	-	-	103.15	3.41	-17.37
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-55.67	185.82	81.65	198.71	17.6
Gross Profit, 3 Yr. CAGR %	-42.06	54.23	40.44	74.5	69.84
Earnings From Cont. Operations, 3 Yr. CAGR %	83.82	23.34	-60.33	-77.15	-63.08
Net Income, 3 Yr. CAGR %	83.8	23.77	-57.05	-75.73	-56.81
Normalized Net Income, 3 Yr. CAGR %	191.53	88.75	-56.21	-75.67	-56.95
Diluted EPS Before Extra, 3 Yr. CAGR %	83.8	23.77	-58.34	-78.53	-62.03
Common Equity, 3 Yr. CAGR %	102.38	26.98	-44.84	-70.87	-33.57
Total Assets, 3 Yr. CAGR %	-25.36	-53.23	-53.58	-41.8	-4.4
Tangible Book Value, 3 Yr. CAGR %	104.22	38.46	-55.86	-77.38	-62.95
Cash From Operations, 3 Yr. CAGR %	-57.85	0.64	4.8	90.36	-14.34
Capital Expenditures, 3 Yr. CAGR %	539.53	-	-	50.78	-4.2
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-57.02	-9.34	19.02	106.11	42.86
Gross Profit, 5 Yr. CAGR %	-49.53	-37.39	1.99	75.3	23.01
Earnings From Cont. Operations, 5 Yr. CAGR %	15.42	-18.95	-39.23	-36.52	-44.83
Net Income, 5 Yr. CAGR %	15.41	-18.78	-36.26	-34.19	-39.26
Normalized Net Income, 5 Yr. CAGR %	18.34	13.43	-13.37	-14.89	-40.62
Diluted EPS Before Extra, 5 Yr. CAGR %	15.41	-18.78	-37.42	-38.85	-43.77
Common Equity, 5 Yr. CAGR %	6.35	-31.57	-26.25	2.56	-39.15
Total Assets, 5 Yr. CAGR %	-22.02	-40.4	-39.49	-37.75	-37.34
Tangible Book Value, 5 Yr. CAGR %	6.93	-27.93	-35.49	-11.4	-54.85
Cash From Operations, 5 Yr. CAGR %	-34.53	-17.76	-8.84	-8.62	-1.02
Capital Expenditures, 5 Yr. CAGR %	31.78	-	304.24	-	-