Valuation: CalBank PLC

Market Cap 338.63Cr 29Cr 26Cr 24Cr 22Cr 41Cr 2.83TCr 42Cr 283.87Cr 111.28Cr 1.38TCr 110.03Cr 107.63Cr 4.76TCr P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 380.23Cr 33Cr 29Cr 27Cr 25Cr 46Cr 3.17TCr 47Cr 318.75Cr 124.95Cr 1.55TCr 123.55Cr 120.85Cr 5.35TCr EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 week+1.27%
Current month+2.56%
1 month-2.44%
3 months-6.98%
6 months+25.00%
Current year+25.00%
1 week 0.79
Extreme 0.79
0.8
1 month 0.78
Extreme 0.78
0.82
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 66 02/11/2017
Director/Board Member 63 01/01/2020
Change 5-day change 1-year change 3-year change Capi.($)
0.00%+1.27%+45.45%+33.33% 29Cr
-0.59%+1.54%+16.74%+117.54% 91TCr
-1.00%+2.03%+27.85%+91.56% 43TCr
+2.89%+6.76%+14.86%+98.05% 38TCr
-0.76%+1.29%+57.11%+131.38% 34TCr
-1.89%-0.53%+62.48%+127.16% 30TCr
+4.34%+6.40%+2.13%+101.63% 29TCr
-1.00%-1.17%+7.93%+83.84% 27TCr
+3.54%+3.34%+12.15%+91.97% 26TCr
-4.30%+0.35%+76.47%+220.09% 24TCr
Average +0.13%+1.42%+32.32%+109.66% 34.14TCr
Weighted average by Cap. +0.07%+1.57%+27.97%+115.65%

Financials

2024 2025
Net sales 100Cr 8.62Cr 7.55Cr 6.98Cr 6.42Cr 12Cr 830.85Cr 12Cr 83Cr 33Cr 406.52Cr 32Cr 32Cr 1.4TCr 107.98Cr 9.34Cr 8.19Cr 7.57Cr 6.96Cr 13Cr 901Cr 13Cr 91Cr 35Cr 440.85Cr 35Cr 34Cr 1.52TCr
Net income 27Cr 2.32Cr 2.03Cr 1.88Cr 1.73Cr 3.26Cr 223.4Cr 3.31Cr 22Cr 8.8Cr 109.31Cr 8.7Cr 8.51Cr 376.59Cr 30Cr 2.64Cr 2.31Cr 2.14Cr 1.97Cr 3.71Cr 254.43Cr 3.77Cr 26Cr 10Cr 124.49Cr 9.91Cr 9.69Cr 428.91Cr
Net Debt 69Cr 5.97Cr 5.23Cr 4.84Cr 4.45Cr 8.4Cr 575.92Cr 8.53Cr 58Cr 23Cr 281.79Cr 22Cr 22Cr 970.86Cr 42Cr 3.6Cr 3.16Cr 2.92Cr 2.68Cr 5.06Cr 347.15Cr 5.14Cr 35Cr 14Cr 169.85Cr 14Cr 13Cr 585.2Cr
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
17/26/17 GHS 0.8000 0.00% 2,32,982
16/26/16 GHS 0.8000 0.00% 2,96,164
15/26/15 GHS 0.8000 +1.27% 5,43,290
14/26/14 GHS 0.7900 0.00% 6,68,088
13/26/13 GHS 0.7900 0.00% 7,79,412
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.8000GHS
Average target price
0.8600GHS
Spread / Average Target
+7.50%

Annual profits - Rate of surprise