Valuation: CalBank PLC

Market Cap 325.93Cr 28Cr 24Cr 23Cr 21Cr 39Cr 2.67TCr 40Cr 267.1Cr 104.58Cr 1.33TCr 105.04Cr 102.74Cr 4.46TCr P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 367.53Cr 32Cr 27Cr 25Cr 23Cr 44Cr 3.01TCr 45Cr 301.19Cr 117.93Cr 1.5TCr 118.44Cr 115.85Cr 5.03TCr EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 day+2.56%
1 week+1.27%
Current month+2.56%
1 month+2.56%
3 months-11.11%
6 months-1.23%
Current year+25.00%
1 week 0.78
Extreme 0.78
0.8
1 month 0.78
Extreme 0.78
0.8
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 66 02/11/2017
Director/Board Member 63 01/01/2020
Change 5-day change 1-year change 3-year change Capi.($)
+2.56%+1.27%+50.94%+25.00% 28Cr
-0.04%-0.59%+18.52%+122.28% 93TCr
+0.14%-0.40%+30.74%+93.12% 43TCr
-1.70%+4.45%+24.75%+97.63% 41TCr
-1.10%+1.44%+70.70%+143.73% 37TCr
-1.60%+4.90%+14.41%+103.31% 32TCr
+0.48%+0.20%+66.27%+126.12% 29TCr
-0.54%+3.38%+21.37%+90.66% 28TCr
+0.26%-0.83%+6.16%+85.43% 26TCr
+1.30%-4.87%+69.20%+211.61% 25TCr
Average +0.01%+1.90%+37.31%+109.89% 35.38TCr
Weighted average by Cap. -0.29%+1.53%+32.59%+117.79%

Financials

2024 2025
Net sales 100Cr 8.54Cr 7.42Cr 6.89Cr 6.36Cr 12Cr 815.75Cr 12Cr 82Cr 32Cr 405.15Cr 32Cr 31Cr 1.36TCr 107.98Cr 9.27Cr 8.05Cr 7.47Cr 6.89Cr 13Cr 884.63Cr 13Cr 88Cr 35Cr 439.36Cr 35Cr 34Cr 1.48TCr
Net income 27Cr 2.3Cr 2Cr 1.85Cr 1.71Cr 3.22Cr 219.34Cr 3.28Cr 22Cr 8.59Cr 108.94Cr 8.63Cr 8.44Cr 366.34Cr 30Cr 2.62Cr 2.27Cr 2.11Cr 1.95Cr 3.67Cr 249.81Cr 3.73Cr 25Cr 9.78Cr 124.07Cr 9.83Cr 9.61Cr 417.23Cr
Net Debt 69Cr 5.92Cr 5.14Cr 4.78Cr 4.41Cr 8.3Cr 565.46Cr 8.45Cr 57Cr 22Cr 280.84Cr 22Cr 22Cr 944.43Cr 42Cr 3.57Cr 3.1Cr 2.88Cr 2.66Cr 5Cr 340.84Cr 5.09Cr 34Cr 13Cr 169.28Cr 13Cr 13Cr 569.27Cr
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
30/26/30 GHS 0.7700 -3.75% 2,21,179
29/26/29 GHS 0.8000 +2.56% 1,58,216
28/26/28 GHS 0.7800 -1.27% 3,69,874
27/26/27 GHS 0.7900 -1.25% 2,40,015
24/26/24 GHS 0.8000 +1.27% 4,65,914
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.7700GHS
Average target price
0.8600GHS
Spread / Average Target
+11.69%

Annual profits - Rate of surprise