Valuation: CalBank PLC

Market Cap 309Cr 28Cr 24Cr 22Cr 20Cr 38Cr 2.64TCr 39Cr 263.64Cr 102.17Cr 1.33TCr 103.83Cr 101.58Cr 4.41TCr P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 350.6Cr 31Cr 27Cr 25Cr 23Cr 44Cr 2.99TCr 44Cr 299.14Cr 115.93Cr 1.51TCr 117.81Cr 115.25Cr 5TCr EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 day-1.35%
1 week-5.19%
Current month-7.59%
1 month-8.75%
3 months-2.67%
6 months-19.78%
Current year+14.06%
1 week 0.73
Extreme 0.73
0.76
1 month 0.73
Extreme 0.73
0.8
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 66 02/11/2017
Director/Board Member 63 01/01/2020
Change 5-day change 1-year change 3-year change Capi.($)
-1.35%-5.19%+46.00%+17.74% 28Cr
+0.02%-0.23%+19.38%+141.55% 95TCr
-0.12%-1.38%+23.98%+116.62% 44TCr
+0.94%+3.71%+27.02%+118.06% 40TCr
+0.34%+1.67%+58.45%+155.53% 35TCr
+0.38%+2.85%+19.21%+124.76% 32TCr
+0.62%+0.52%+51.48%+136.35% 29TCr
+0.18%+4.42%+25.68%+110.42% 28TCr
+0.68%-0.67%+4.72%+103.82% 26TCr
+1.42%+2.40%+57.53%+209.74% 25TCr
Average +0.33%-0.81%+33.34%+123.46% 35.25TCr
Weighted average by Cap. +0.40%-0.53%+29.48%+134.90%

Financials

2024 2025
Net sales 100Cr 8.91Cr 7.65Cr 7.18Cr 6.56Cr 12Cr 849.91Cr 12Cr 85Cr 33Cr 428.77Cr 33Cr 33Cr 1.42TCr 107.98Cr 9.66Cr 8.29Cr 7.78Cr 7.11Cr 13Cr 921.68Cr 13Cr 92Cr 36Cr 464.98Cr 36Cr 35Cr 1.54TCr
Net income 27Cr 2.4Cr 2.06Cr 1.93Cr 1.76Cr 3.33Cr 228.52Cr 3.34Cr 23Cr 8.85Cr 115.29Cr 9Cr 8.8Cr 381.85Cr 30Cr 2.73Cr 2.34Cr 2.2Cr 2.01Cr 3.79Cr 260.27Cr 3.81Cr 26Cr 10Cr 131.3Cr 10Cr 10Cr 434.89Cr
Net Debt 69Cr 6.18Cr 5.3Cr 4.98Cr 4.54Cr 8.58Cr 589.13Cr 8.62Cr 59Cr 23Cr 297.21Cr 23Cr 23Cr 984.4Cr 42Cr 3.72Cr 3.2Cr 3Cr 2.74Cr 5.17Cr 355.11Cr 5.19Cr 35Cr 14Cr 179.15Cr 14Cr 14Cr 593.37Cr
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
25/26/25 GHS 0.7300 -1.35% 3,21,514
24/26/24 GHS 0.7400 -2.63% 1,26,428
21/26/21 GHS 0.7600 0.00% 1,81,585
20/26/20 GHS 0.7600 0.00% 2,24,158
19/26/19 GHS 0.7600 -1.30% 1,27,318
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.7300GHS
Average target price
0.8600GHS
Spread / Average Target
+17.81%

Annual profits - Rate of surprise