Valuation: CalBank PLC

Market Cap 321.7Cr 27Cr 24Cr 22Cr 20Cr 38Cr 2.61TCr 39Cr 259.73Cr 101.92Cr 1.31TCr 102.78Cr 100.54Cr 4.35TCr P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 363.3Cr 31Cr 27Cr 25Cr 23Cr 43Cr 2.95TCr 44Cr 293.32Cr 115.09Cr 1.47TCr 116.07Cr 113.54Cr 4.91TCr EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 week-3.80%
Current month-3.80%
1 month-3.80%
3 months-6.17%
6 months-5.00%
Current year+18.75%
1 week 0.76
Extreme 0.76
0.77
1 month 0.76
Extreme 0.76
0.8
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 63 01/01/2020
Chairman - -
Change 5-day change 1-year change 3-year change Capi.($)
0.00%-3.80%+46.15%+18.75% 27Cr
+0.63%+2.03%+24.60%+134.30% 96TCr
+1.09%+2.21%+38.80%+106.40% 45TCr
-0.35%-3.74%+17.13%+100.42% 38TCr
+0.33%-4.44%+62.50%+141.52% 35TCr
-0.34%-3.75%+11.52%+105.93% 30TCr
-0.17%+0.23%+61.26%+130.30% 29TCr
+0.31%-0.42%+12.42%+100.41% 26TCr
-0.47%-3.65%+15.65%+89.43% 26TCr
-1.52%-1.60%+64.83%+212.97% 25TCr
Average +0.30%-0.69%+35.49%+114.04% 35.1TCr
Weighted average by Cap. +0.45%-0.15%+32.62%+124.68%

Financials

2024 2025
Net sales 100Cr 8.47Cr 7.33Cr 6.86Cr 6.27Cr 12Cr 808Cr 12Cr 80Cr 32Cr 404.23Cr 32Cr 31Cr 1.35TCr 107.98Cr 9.19Cr 7.95Cr 7.43Cr 6.79Cr 13Cr 876.23Cr 13Cr 87Cr 34Cr 438.36Cr 34Cr 34Cr 1.46TCr
Net income 27Cr 2.28Cr 1.97Cr 1.84Cr 1.68Cr 3.17Cr 217.26Cr 3.22Cr 22Cr 8.48Cr 108.69Cr 8.55Cr 8.37Cr 361.99Cr 30Cr 2.59Cr 2.25Cr 2.1Cr 1.92Cr 3.62Cr 247.44Cr 3.67Cr 25Cr 9.66Cr 123.79Cr 9.74Cr 9.53Cr 412.28Cr
Net Debt 69Cr 5.87Cr 5.08Cr 4.75Cr 4.34Cr 8.18Cr 560.09Cr 8.31Cr 56Cr 22Cr 280.2Cr 22Cr 22Cr 933.21Cr 42Cr 3.54Cr 3.06Cr 2.86Cr 2.62Cr 4.93Cr 337.6Cr 5.01Cr 34Cr 13Cr 168.89Cr 13Cr 13Cr 562.51Cr
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
10/26/10 GHS 0.7600 0.00% 84,666
07/26/07 GHS 0.7600 0.00% 2,44,141
06/26/06 GHS 0.7600 -1.30% 1,23,687
05/26/05 GHS 0.7700 -2.53% 6,17,326
04/26/04 GHS 0.7900 0.00% 5,70,072
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.7600GHS
Average target price
0.8600GHS
Spread / Average Target
+13.16%

Annual profits - Rate of surprise