Valuation: CalBank PLC

Market Cap 330.16Cr 28Cr 25Cr 23Cr 21Cr 40Cr 2.71TCr 41Cr 275.27Cr 107.74Cr 1.35TCr 106.59Cr 104.29Cr 4.65TCr P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 371.77Cr 32Cr 28Cr 26Cr 24Cr 45Cr 3.05TCr 46Cr 309.95Cr 121.32Cr 1.51TCr 120.02Cr 117.43Cr 5.23TCr EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 day-1.27%
1 week-1.27%
1 month-3.70%
3 months-14.29%
6 months+2.63%
Current year+21.88%
1 week 0.78
Extreme 0.78
0.8
1 month 0.78
Extreme 0.78
0.8
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 66 02/11/2017
Director/Board Member 63 01/01/2020
Change 5-day change 1-year change 3-year change Capi.($)
-1.27%-1.27%+47.17%+21.88% 28Cr
+0.31%+3.50%+19.79%+127.72% 95TCr
+0.79%+2.29%+29.84%+96.30% 44TCr
+1.63%+6.86%+23.23%+96.84% 40TCr
+0.31%+0.92%+60.33%+140.63% 35TCr
+0.88%+7.72%+12.45%+103.31% 31TCr
+1.11%+0.56%+67.09%+129.76% 30TCr
+0.55%+5.59%+18.61%+89.62% 27TCr
-0.46%-0.99%+4.57%+88.27% 26TCr
-0.38%-0.57%+76.06%+218.24% 25TCr
Average +0.27%+2.73%+35.91%+111.26% 35.38TCr
Weighted average by Cap. +0.49%+3.28%+31.55%+120.19%

Financials

2024 2025
Net sales 100Cr 8.56Cr 7.51Cr 7Cr 6.44Cr 12Cr 818Cr 12Cr 83Cr 32Cr 405.68Cr 32Cr 31Cr 1.4TCr 107.98Cr 9.29Cr 8.15Cr 7.59Cr 6.98Cr 13Cr 887.08Cr 13Cr 90Cr 35Cr 439.93Cr 35Cr 34Cr 1.52TCr
Net income 27Cr 2.3Cr 2.02Cr 1.88Cr 1.73Cr 3.24Cr 219.95Cr 3.3Cr 22Cr 8.74Cr 109.08Cr 8.64Cr 8.46Cr 376.87Cr 30Cr 2.62Cr 2.3Cr 2.14Cr 1.97Cr 3.69Cr 250.5Cr 3.76Cr 25Cr 9.95Cr 124.23Cr 9.84Cr 9.63Cr 429.22Cr
Net Debt 69Cr 5.94Cr 5.21Cr 4.85Cr 4.46Cr 8.36Cr 567.02Cr 8.51Cr 58Cr 23Cr 281.2Cr 22Cr 22Cr 971.56Cr 42Cr 3.58Cr 3.14Cr 2.92Cr 2.69Cr 5.04Cr 341.78Cr 5.13Cr 35Cr 14Cr 169.5Cr 13Cr 13Cr 585.63Cr
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
28/26/28 GHS 0.7800 -1.27% 3,69,874
27/26/27 GHS 0.7900 -1.25% 2,40,015
24/26/24 GHS 0.8000 +1.27% 4,65,914
23/26/23 GHS 0.7900 0.00% 6,12,526
22/26/22 GHS 0.7900 0.00% 2,41,476
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.7800GHS
Average target price
0.8600GHS
Spread / Average Target
+10.26%

Annual profits - Rate of surprise