Valuation: CalBank PLC

Market Cap 334.4Cr 29Cr 26Cr 24Cr 22Cr 42Cr 2.79TCr 42Cr 284.35Cr 110.58Cr 1.38TCr 110.39Cr 108Cr 4.76TCr P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 376Cr 33Cr 29Cr 27Cr 25Cr 47Cr 3.14TCr 48Cr 319.72Cr 124.33Cr 1.55TCr 124.12Cr 121.43Cr 5.35TCr EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 day+1.28%
1 week+1.28%
Current month+1.28%
1 month+2.60%
3 months+14.49%
6 months+23.44%
Current year+23.44%
1 week 0.78
Extreme 0.78
0.79
1 month 0.77
Extreme 0.77
0.82
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 66 02/11/2017
Director/Board Member 63 01/01/2020
Change 5-day change 1-year change 3-year change Capi.($)
+1.28%+1.28%+43.64%+31.67% 29Cr
+0.39%+3.44%+15.97%+134.57% 90TCr
+0.11%+5.37%+23.39%+110.45% 43TCr
+0.93%-1.96%+5.87%+77.32% 35TCr
-0.83%+1.58%+62.63%+138.30% 34TCr
+0.59%+1.08%+64.82%+136.51% 29TCr
-0.25%-4.98%-4.63%+76.75% 27TCr
-0.32%+5.32%+5.71%+103.51% 27TCr
0.00%-5.30%+5.24%+73.38% 25TCr
+2.26%+7.32%+70.97%+220.41% 23TCr
Average +0.42%+0.58%+29.36%+110.29% 33.3TCr
Weighted average by Cap. +0.30%+0.46%+25.34%+120.19%

Financials

2024 2025
Net sales 100Cr 8.76Cr 7.66Cr 7.06Cr 6.54Cr 12Cr 830.93Cr 13Cr 85Cr 33Cr 410.08Cr 33Cr 32Cr 1.42TCr 107.98Cr 9.49Cr 8.31Cr 7.66Cr 7.1Cr 13Cr 901.09Cr 14Cr 92Cr 36Cr 444.71Cr 36Cr 35Cr 1.54TCr
Net income 27Cr 2.35Cr 2.06Cr 1.9Cr 1.76Cr 3.34Cr 223.42Cr 3.39Cr 23Cr 8.85Cr 110.26Cr 8.84Cr 8.65Cr 381.11Cr 30Cr 2.68Cr 2.35Cr 2.16Cr 2Cr 3.8Cr 254.46Cr 3.87Cr 26Cr 10Cr 125.58Cr 10Cr 9.85Cr 434.06Cr
Net Debt 69Cr 6.07Cr 5.31Cr 4.89Cr 4.54Cr 8.61Cr 575.98Cr 8.75Cr 59Cr 23Cr 284.26Cr 23Cr 22Cr 982.52Cr 42Cr 3.66Cr 3.2Cr 2.95Cr 2.73Cr 5.19Cr 347.18Cr 5.27Cr 35Cr 14Cr 171.34Cr 14Cr 13Cr 592.23Cr
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
06/26/06 GHS 0.7900 +1.28% 6,05,677
02/26/02 GHS 0.7800 0.00% 3,43,159
01/26/01 GHS 0.7800 0.00% 5,32,119
30/26/30 GHS 0.7800 0.00% 5,06,926
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
0.7900GHS
Average target price
0.8800GHS
Spread / Average Target
+11.39%

Annual profits - Rate of surprise