Valuation : Bread Financial Holdings, Inc.

Market Cap 392.07Cr 338.24Cr 318.63Cr 290.31Cr 542.63Cr 37TCr 546.7Cr 3.77TCr 1.46TCr 19TCr 1.47TCr 1.44TCr 62TCr P/E 2026 *
8.82x
P/E 2027 * 7.92x
Enterprise Value 392.07Cr 338.24Cr 318.63Cr 290.31Cr 542.63Cr 37TCr 546.7Cr 3.77TCr 1.46TCr 19TCr 1.47TCr 1.44TCr 62TCr EV / Sales 2026 *
0.98x
EV / Sales 2027 * 0.94x
Free-Float
98.59%
Yield 2026 *
0.87%
Yield 2027 * 0.9%
1 day+4.34%
1 week-1.07%
Current month+1.92%
1 month-1.47%
3 months+19.12%
6 months+50.27%
Current year+43.83%
1 week 100.77
Extreme 100.77
109.13
1 month 100.77
Extreme 100.77
114.53
Current year 67.78
Extreme 67.78
114.53
1 year 53.83
Extreme 53.83
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
28/07/26 Sell

Director

-2,802 0.0069%
15/07/26 Free

Chairman

730 0.0018%
29/05/26 Sell

Chief Executive Officer

-15,000 0.0371%
Change 5-day change 1-year change 3-year change Capi.($)
+4.34%-1.07%+60.87%+174.93% 392.07Cr
+0.19%-2.90%+18.73%+44.24% 6.9TCr
+4.07%-5.17%-23.69%+28.90% 3.69TCr
+0.91%-0.70%+2.39%+31.40% 3.32TCr
-1.21%-8.01%+77.90%+173.93% 2.63TCr
+2.31%-2.95%+2.69%+140.02% 2.49TCr
+4.63%-6.11%-30.15%+102.96% 2.2TCr
+0.36%-2.52%+25.25%+61.38% 1.63TCr
+0.45%-2.57%-24.57%-3.37% 1.64TCr
-0.84%+0.27% - - 1.63TCr
Average +1.52%-4.68%+12.16%+83.82% 2.65TCr
Weighted average by Cap. +1.27%-4.57%+8.82%+68.76%

Financials

2026 *2027 *
Net sales 399.63Cr 344.76Cr 324.77Cr 295.91Cr 553.1Cr 38TCr 557.25Cr 3.85TCr 1.49TCr 19TCr 1.5TCr 1.47TCr 63TCr 415.12Cr 358.12Cr 337.36Cr 307.37Cr 574.53Cr 39TCr 578.84Cr 3.99TCr 1.55TCr 20TCr 1.56TCr 1.52TCr 66TCr
Net income 49Cr 42Cr 40Cr 36Cr 68Cr 4.63TCr 68Cr 471.99Cr 183.18Cr 2.37TCr 184.21Cr 180.18Cr 7.78TCr 50Cr 43Cr 40Cr 37Cr 69Cr 4.68TCr 69Cr 476.36Cr 184.87Cr 2.39TCr 185.92Cr 181.85Cr 7.85TCr
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
03/26/03 $106.48 +4.34% 4,25,121
01/26/01 $102.05 -2.32% 4,57,199
31/26/31 $104.47 -1.20% 5,38,238
28/26/28 $105.74 -2.12% 4,76,691
27/26/27 $108.03 +0.44% 2,05,604
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
102.05USD
Average target price
115.44USD
Spread / Average Target
+13.12%

Quarterly revenue - Rate of surprise