Valuation: Bread Financial Holdings, Inc.

Market Cap 374.34Cr 339.22Cr 313.76Cr 283.09Cr 533.49Cr 35TCr 552.3Cr 3.77TCr 1.49TCr 19TCr 1.4TCr 1.37TCr 60TCr P/E 2026 *
7.58x
P/E 2027 * 7.03x
Enterprise Value 374.34Cr 339.22Cr 313.76Cr 283.09Cr 533.49Cr 35TCr 552.3Cr 3.77TCr 1.49TCr 19TCr 1.4TCr 1.37TCr 60TCr EV / Sales 2026 *
0.93x
EV / Sales 2027 * 0.9x
Free-Float
98.49%
Yield 2026 *
0.95%
Yield 2027 * 0.99%
1 day+0.71%
1 week-3.16%
Current month-4.64%
1 month-3.62%
3 months-11.66%
6 months+18.25%
Current year+33.20%
1 week 93.89
Extreme 93.89
103.02
1 month 93.89
Extreme 93.89
110.56
Current year 67.78
Extreme 67.78
114.53
1 year 59.26
Extreme 59.26
114.53
3 years 26.27
Extreme 26.27
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
28/10/26 Buy

Director

5,000 0.0132%
15/10/26 Free

Chairman

704 0.0018%
28/07/26 Sell

Director

-2,802 0.0069%
Change 5-day change 1-year change 3-year change Capi.($)
+0.71%-3.16%+59.46%+267.81% 374.34Cr
+0.80%-0.12%-12.10%+107.72% 21TCr
+0.76%-3.36%-10.02%+86.91% 12TCr
+0.18%+2.69%+11.10%+51.75% 7.37TCr
0.00%-8.96%-20.06%+71.59% 3.89TCr
-1.17%+0.02%-9.30%+17.65% 3.16TCr
-3.10%+1.24%+19.41%+146.84% 2.43TCr
+0.82%-2.02%-2.09%+145.25% 2.25TCr
-1.34%-4.87%-45.69%+119.03% 2TCr
-0.86%+3.24%+7.79%+60.53% 1.67TCr
Average -0.35%-1.64%-0.15%+107.51% 6TCr
Weighted average by Cap. +0.24%-1.41%-7.40%+91.78%

Financials

2026 *2027 *
Net sales 402.44Cr 364.69Cr 337.32Cr 304.35Cr 573.55Cr 38TCr 593.76Cr 4.05TCr 1.61TCr 20TCr 1.51TCr 1.48TCr 64TCr 415.46Cr 376.49Cr 348.23Cr 314.19Cr 592.09Cr 39TCr 612.96Cr 4.18TCr 1.66TCr 21TCr 1.56TCr 1.53TCr 66TCr
Net income 53Cr 48Cr 44Cr 40Cr 75Cr 4.99TCr 78Cr 532.92Cr 211.31Cr 2.67TCr 198.62Cr 194.41Cr 8.46TCr 52Cr 48Cr 44Cr 40Cr 75Cr 4.95TCr 77Cr 528.58Cr 209.59Cr 2.64TCr 197Cr 192.83Cr 8.39TCr
Net Debt - -
Projected Income Statement - Annual - Bread Financial Holdings, Inc.
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
13/26/13 $98.61 +0.71% 3,19,183
12/26/12 $97.91 +0.27% 5,64,339
11/26/11 $97.65 +0.98% 5,43,086
10/26/10 $96.70 -1.94% 6,72,763
09/26/09 $98.61 -3.16% 11,52,521
Trader
Investor
-
Global
-
Quality
ESG MSCI
AAA
MarketScreener Ratings - Bread Financial Holdings, Inc.
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
98.61USD
Average target price
114.88USD
Spread / Average Target
+16.49%