Valuation: Bread Financial Holdings, Inc.

Market Cap 432.02Cr 375.13Cr 349.76Cr 321.31Cr 607.67Cr 41TCr 614.34Cr 4.12TCr 1.61TCr 21TCr 1.62TCr 1.59TCr 68TCr P/E 2026 *
9.32x
P/E 2027 * 8.37x
Enterprise Value 432.02Cr 375.13Cr 349.76Cr 321.31Cr 607.67Cr 41TCr 614.34Cr 4.12TCr 1.61TCr 21TCr 1.62TCr 1.59TCr 68TCr EV / Sales 2026 *
1.08x
EV / Sales 2027 * 1.04x
Free-Float
98.59%
Yield 2026 *
0.82%
Yield 2027 * 0.85%
1 day+1.49%
1 week+4.33%
Current month+4.05%
1 month+10.02%
3 months+34.57%
6 months+46.99%
Current year+51.90%
1 week 106.72
Extreme 106.725
113.75
1 month 91.13
Extreme 91.13
113.75
Current year 67.78
Extreme 67.78
113.75
1 year 53.83
Extreme 53.83
113.75
3 years 26.08
Extreme 26.08
113.75
5 years 23.19
Extreme 23.19
113.75
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/07/26 Sell

Director

-2,802 0.0069%
15/07/26 Free

Chairman

730 0.0018%
19/02/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
+1.49%+4.33%+89.25%+177.38% 432.02Cr
-0.35%+9.60%+29.79%+60.73% 7.51TCr
+3.14%+0.93%-16.41%+26.21% 3.99TCr
-0.90%+8.09%+7.25%+37.89% 3.54TCr
+3.40%+6.93%+77.10%+201.08% 2.67TCr
+1.59%+2.54%+14.19%+130.15% 2.57TCr
+3.72%+11.71%-14.26%+96.84% 2.41TCr
+0.76%+11.78%-20.63% - 1.84TCr
+0.73%+4.54%+28.13%+76.74% 1.68TCr
-1.14%+1.59% - - 1.6TCr
Average +0.58%+5.42%+21.60%+100.88% 2.83TCr
Weighted average by Cap. +0.38%+6.12%+16.51%+80.86%

Financials

2026 *2027 *
Net sales 399.62Cr 346.99Cr 323.52Cr 297.2Cr 562.08Cr 38TCr 568.25Cr 3.81TCr 1.49TCr 19TCr 1.5TCr 1.47TCr 63TCr 415.11Cr 360.44Cr 336.06Cr 308.72Cr 583.87Cr 39TCr 590.28Cr 3.96TCr 1.55TCr 20TCr 1.56TCr 1.52TCr 65TCr
Net income 49Cr 43Cr 40Cr 36Cr 69Cr 4.67TCr 70Cr 468.19Cr 183.03Cr 2.33TCr 184.21Cr 180.17Cr 7.73TCr 49Cr 43Cr 40Cr 37Cr 70Cr 4.71TCr 70Cr 472.43Cr 184.68Cr 2.35TCr 185.88Cr 181.8Cr 7.8TCr
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
04/26/04 $112.45 +1.49% 5,50,053
03/26/03 $110.80 +2.53% 5,38,375
31/26/31 $108.07 -2.31% 5,61,279
30/26/30 $110.62 +3.39% 7,09,537
29/26/29 $106.99 -0.73% 7,23,186
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
112.45USD
Average target price
113.53USD
Spread / Average Target
+0.96%

Quarterly revenue - Rate of surprise