Valuation: Bread Financial Holdings, Inc.

Market Cap 424.99Cr 369.15Cr 342.8Cr 316.14Cr 595.51Cr 41TCr 606.3Cr 4.06TCr 1.59TCr 20TCr 1.6TCr 1.56TCr 68TCr P/E 2026 *
9.16x
P/E 2027 * 8.27x
Enterprise Value 424.99Cr 369.15Cr 342.8Cr 316.14Cr 595.51Cr 41TCr 606.3Cr 4.06TCr 1.59TCr 20TCr 1.6TCr 1.56TCr 68TCr EV / Sales 2026 *
1.06x
EV / Sales 2027 * 1.03x
Free-Float
98.59%
Yield 2026 *
0.84%
Yield 2027 * 0.86%
1 day+3.39%
1 week+6.80%
Current month+2.10%
1 month+2.10%
3 months+30.48%
6 months+52.50%
Current year+49.43%
1 week 104.66
Extreme 104.66
111.12
1 month 91.13
Extreme 91.13
111.12
Current year 67.78
Extreme 67.78
111.12
1 year 53.83
Extreme 53.83
111.12
3 years 26.08
Extreme 26.08
111.12
5 years 23.19
Extreme 23.19
111.12
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
15/07/26 Free

Chairman

730 0.0018%
19/02/26 Don

Chairman

1,351 0.0030%
18/02/26 Tax

Chief Technology Officer

1,752 0.0038%
Change 5-day change 1-year change 3-year change Capi.($)
+3.39%+6.80%+79.05%+171.46% 424.99Cr
-0.09%-0.64%+18.83%+42.72% 6.86TCr
-3.21%+3.76%-9.55%+22.44% 3.75TCr
+5.39%+6.46%+2.64%+25.85% 3.2TCr
+1.47%+1.62%+64.72%+175.42% 2.53TCr
+2.93%+7.52%+9.83%+123.10% 2.51TCr
+8.00%-1.08%-24.69%+72.46% 2.13TCr
-1.01%+5.17%-23.09% - 1.71TCr
+4.80%+8.27%+25.97%+64.36% 1.59TCr
-0.25%+3.90% - - 1.59TCr
Average +1.59%+1.96%+15.97%+87.23% 2.63TCr
Weighted average by Cap. +1.22%+1.95%+11.06%+67.08%

Financials

2026 *2027 *
Net sales 399.75Cr 347.22Cr 322.44Cr 297.37Cr 560.14Cr 38TCr 570.28Cr 3.82TCr 1.49TCr 19TCr 1.5TCr 1.47TCr 64TCr 414.3Cr 359.86Cr 334.18Cr 308.19Cr 580.53Cr 40TCr 591.04Cr 3.96TCr 1.55TCr 20TCr 1.56TCr 1.52TCr 66TCr
Net income 49Cr 43Cr 40Cr 37Cr 69Cr 4.69TCr 70Cr 469.16Cr 183.69Cr 2.33TCr 184.5Cr 180.46Cr 7.83TCr 49Cr 43Cr 40Cr 37Cr 69Cr 4.7TCr 70Cr 470.49Cr 184.22Cr 2.34TCr 185.02Cr 180.97Cr 7.86TCr
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
30/26/30 $110.62 +3.39% 7,09,537
29/26/29 $106.99 -0.73% 7,23,186
28/26/28 $107.78 +1.57% 6,75,898
27/26/27 $106.11 +1.73% 11,60,333
24/26/24 $104.31 +0.70% 8,67,116
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
110.62USD
Average target price
113.07USD
Spread / Average Target
+2.21%

Quarterly revenue - Rate of surprise