Valuation: Bread Financial Holdings, Inc.

Market Cap 416.16Cr 359.98Cr 336.16Cr 308.38Cr 580.02Cr 40TCr 589.24Cr 3.94TCr 1.55TCr 20TCr 1.56TCr 1.53TCr 66TCr P/E 2026 *
8.98x
P/E 2027 * 8.06x
Enterprise Value 416.16Cr 359.98Cr 336.16Cr 308.38Cr 580.02Cr 40TCr 589.24Cr 3.94TCr 1.55TCr 20TCr 1.56TCr 1.53TCr 66TCr EV / Sales 2026 *
1.04x
EV / Sales 2027 * 1x
Free-Float
98.59%
Yield 2026 *
0.85%
Yield 2027 * 0.88%
1 day-1.48%
1 week+0.23%
Current month+0.23%
1 month+5.82%
3 months+25.25%
6 months+36.20%
Current year+46.32%
1 week 107.84
Extreme 107.835
114.12
1 month 94.73
Extreme 94.7301
114.12
Current year 67.78
Extreme 67.78
114.12
1 year 53.83
Extreme 53.83
114.12
3 years 26.08
Extreme 26.08
114.12
5 years 23.19
Extreme 23.19
114.12
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/07/26 Sell

Director

-2,802 0.0069%
15/07/26 Free

Chairman

730 0.0018%
19/02/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
-1.48%+0.23%+87.31%+163.04% 416.16Cr
-5.84%-5.54%+22.63%+51.36% 7.04TCr
+3.78%+6.36%-21.82%+18.48% 3.88TCr
-3.70%-1.00%+4.96%+33.18% 3.37TCr
-2.11%+6.51%+77.85%+200.54% 2.76TCr
-0.10%+3.69%+14.81%+126.16% 2.56TCr
+1.55%+12.69%-16.76%+95.74% 2.37TCr
-2.39%+0.13%-21.11% - 1.78TCr
-3.56%+1.09%+25.66%+75.25% 1.68TCr
-3.24%+1.34% - - 1.64TCr
Average -2.21%+2.22%+19.28%+95.47% 2.75TCr
Weighted average by Cap. -2.70%+1.21%+13.37%+76.50%

Financials

2026 *2027 *
Net sales 399.62Cr 345.67Cr 322.8Cr 296.12Cr 556.97Cr 38TCr 565.82Cr 3.79TCr 1.49TCr 19TCr 1.5TCr 1.47TCr 63TCr 415.11Cr 359.07Cr 335.32Cr 307.6Cr 578.56Cr 40TCr 587.75Cr 3.93TCr 1.54TCr 20TCr 1.56TCr 1.52TCr 65TCr
Net income 49Cr 42Cr 40Cr 36Cr 68Cr 4.67TCr 69Cr 464.89Cr 182.47Cr 2.34TCr 184.2Cr 180.17Cr 7.74TCr 49Cr 43Cr 40Cr 37Cr 69Cr 4.71TCr 70Cr 469.1Cr 184.12Cr 2.36TCr 185.87Cr 181.8Cr 7.81TCr
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
07/26/07 $108.32 -1.48% 2,85,013
06/26/06 $109.95 -2.13% 2,94,491
05/26/05 $112.34 -0.10% 3,10,450
04/26/04 $112.45 +1.49% 5,50,053
03/26/03 $110.80 +2.53% 5,38,375
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
108.32USD
Average target price
113.53USD
Spread / Average Target
+4.81%

Quarterly revenue - Rate of surprise