Valuation: Bread Financial Holdings, Inc.

Market Cap 428.87Cr 370.42Cr 348.08Cr 316.56Cr 595.16Cr 41TCr 604.97Cr 4.08TCr 1.59TCr 21TCr 1.61TCr 1.58TCr 68TCr P/E 2026 *
9.25x
P/E 2027 * 8.31x
Enterprise Value 428.87Cr 370.42Cr 348.08Cr 316.56Cr 595.16Cr 41TCr 604.97Cr 4.08TCr 1.59TCr 21TCr 1.61TCr 1.58TCr 68TCr EV / Sales 2026 *
1.07x
EV / Sales 2027 * 1.03x
Free-Float
98.59%
Yield 2026 *
0.83%
Yield 2027 * 0.86%
1 day+1.59%
1 week+4.69%
Current month+4.93%
1 month+15.14%
3 months+30.60%
6 months+55.00%
Current year+53.18%
1 week 107.24
Extreme 107.2374
113.88
1 month 94.84
Extreme 94.84
114.12
Current year 67.78
Extreme 67.78
114.12
1 year 53.83
Extreme 53.83
114.12
3 years 26.08
Extreme 26.08
114.12
5 years 23.19
Extreme 23.19
114.12
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/07/26 Sell

Director

-2,802 0.0069%
15/07/26 Free

Chairman

730 0.0018%
19/02/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
+1.59%+4.69%+84.54%+188.26% 428.87Cr
-1.86%+7.58%-21.15%+30.27% 4.26TCr
-0.82%-3.72%+4.90%+33.53% 3.39TCr
-0.35%-1.31%+81.53%+211.07% 2.78TCr
+1.15%+3.07%+11.22%+136.63% 2.61TCr
-0.73%-0.46%-21.45%+110.77% 2.38TCr
-0.77%-1.75%+30.39%+82.63% 1.72TCr
-1.17%-1.80%+13.23%+110.51% 1.21TCr
+5.16%+23.60%+1,859.86%+3,788.89% 766.3Cr
+0.60%+1.12%+12.29%+54.98% 751.11Cr
Average +0.25%+3.13%+205.54%+474.75% 2.03TCr
Weighted average by Cap. -0.44%+3.30%+82.32%+234.11%

Financials

2026 *2027 *
Net sales 399.62Cr 345.15Cr 324.33Cr 294.96Cr 554.55Cr 38TCr 563.7Cr 3.8TCr 1.49TCr 19TCr 1.5TCr 1.47TCr 64TCr 415.11Cr 358.53Cr 336.91Cr 306.4Cr 576.05Cr 40TCr 585.55Cr 3.95TCr 1.54TCr 20TCr 1.56TCr 1.52TCr 66TCr
Net income 49Cr 42Cr 40Cr 36Cr 68Cr 4.69TCr 69Cr 466.48Cr 182.39Cr 2.35TCr 184.17Cr 180.17Cr 7.81TCr 49Cr 43Cr 40Cr 37Cr 69Cr 4.73TCr 70Cr 470.7Cr 184.04Cr 2.37TCr 185.84Cr 181.8Cr 7.88TCr
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
15/26/15 $113.40 +1.59% 3,07,296
13/26/13 $111.63 +1.07% 4,13,603
12/26/12 $110.45 +2.26% 3,35,726
11/26/11 $108.01 -0.37% 5,39,630
10/26/10 $108.41 +0.08% 2,53,783
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
111.63USD
Average target price
113.53USD
Spread / Average Target
+1.71%

Quarterly revenue - Rate of surprise