Valuation : Bread Financial Holdings, Inc.

Market Cap 413.24Cr 354.68Cr 332.9Cr 304.05Cr 573.82Cr 39TCr 576.59Cr 3.94TCr 1.53TCr 20TCr 1.55TCr 1.52TCr 66TCr P/E 2026 *
8.91x
P/E 2027 * 8x
Enterprise Value 413.24Cr 354.68Cr 332.9Cr 304.05Cr 573.82Cr 39TCr 576.59Cr 3.94TCr 1.53TCr 20TCr 1.55TCr 1.52TCr 66TCr EV / Sales 2026 *
1.03x
EV / Sales 2027 * 1x
Free-Float
98.59%
Yield 2026 *
0.86%
Yield 2027 * 0.89%
1 day+0.02%
1 week+3.95%
Current month-0.75%
1 month+1.08%
3 months+19.28%
6 months+51.37%
Current year+44.89%
1 week 104.54
Extreme 104.54
109.02
1 month 102.02
Extreme 102.02
114.53
Current year 67.78
Extreme 67.78
114.53
1 year 53.83
Extreme 53.83
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/07/26 Sell

Director

-2,802 0.0069%
15/07/26 Free

Chairman

730 0.0018%
19/02/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
+0.05%+3.95%+64.11%+188.41% 413.24Cr
+1.62%+0.04%-22.21%+34.72% 3.94TCr
+0.05%-0.05%+4.51%+34.08% 3.37TCr
-1.78%-0.26%+85.27%+195.55% 2.77TCr
+0.71%+3.98%+5.28%+149.41% 2.6TCr
+2.04%+7.56%-22.78%+134.20% 2.43TCr
-0.13%+0.74%+27.33%+71.93% 1.69TCr
-3.80%+7.90%+15.41%+139.52% 1.35TCr
+1.88%+3.70%+49.28%+145.88% 953.4Cr
+4.69%+13.56%+1,903.27%+4,105.90% 931.06Cr
Average +0.53%+2.63%+210.95%+519.96% 2.04TCr
Weighted average by Cap. +0.45%+1.09%+99.56%+286.59%

Financials

2026 *2027 *
Net sales 399.62Cr 342.99Cr 321.93Cr 294.03Cr 554.91Cr 38TCr 557.59Cr 3.81TCr 1.48TCr 19TCr 1.5TCr 1.47TCr 64TCr 415.11Cr 356.29Cr 334.42Cr 305.43Cr 576.43Cr 40TCr 579.21Cr 3.96TCr 1.53TCr 20TCr 1.56TCr 1.52TCr 66TCr
Net income 49Cr 42Cr 40Cr 36Cr 68Cr 4.68TCr 68Cr 467.69Cr 181.25Cr 2.36TCr 184.19Cr 180.19Cr 7.82TCr 50Cr 42Cr 40Cr 36Cr 69Cr 4.72TCr 69Cr 472.02Cr 182.93Cr 2.38TCr 185.9Cr 181.86Cr 7.89TCr
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
27/26/27 $107.27 -0.27% 30,555
26/26/26 $107.56 -0.07% 3,53,548
25/26/25 $107.63 +2.32% 2,99,906
24/26/24 $105.19 -0.68% 2,85,950
21/26/21 $105.91 +2.65% 4,32,092
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
107.56USD
Average target price
115.44USD
Spread / Average Target
+7.32%

Quarterly revenue - Rate of surprise