Balance Sheet BNP Paribas

Equities

BNP

FR0000131104

Banks

Market Closed - Euronext Paris Other stock markets 09:25:00 17/04/2026 pm IST			After hours 12:46:46 am
94.28 ^EUR	+4.25%		94.23	-0.05%

09:13pm	BNP PARIBAS : Jefferies reaffirms its Buy rating	ZD
04:34pm	French finance minister calls for more euro-pegged stablecoins	RE

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Published financial data: BNP PARIBAS

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest Income On Loans	2.95TCr	4.11TCr	7.95TCr	8.3TCr	7.15TCr
Interest Income, Total	2.95TCr	4.11TCr	7.95TCr	8.3TCr	7.15TCr
Interest On Deposits	1.03TCr	2.03TCr	6.05TCr	6.35TCr	5.03TCr
Interest Expense, Total	1.03TCr	2.03TCr	6.05TCr	6.35TCr	5.03TCr
Net Interest Income	1.92TCr	2.08TCr	1.91TCr	1.95TCr	2.12TCr
Gain (Loss) on Sale of Assets	83Cr	-25Cr	-10Cr	-19Cr	-5.6Cr
Gain (Loss) on Sale of Invest. & Securities - (Rev)	50Cr	-83Cr	-51Cr	-21Cr	0
Income (Loss) on Equity Invest. (Income Block)	10L	-40L	-60L	10L	20L
Total Other Non Interest Income	2.4TCr	2.76TCr	2.73TCr	2.96TCr	3.01TCr
Non Interest Income, Total	2.54TCr	2.65TCr	2.67TCr	2.92TCr	3.01TCr
Revenues Before Provison For Loan Losses	4.46TCr	4.74TCr	4.57TCr	4.87TCr	5.13TCr
Provision For Loan Losses	297.1Cr	280Cr	270.3Cr	299.9Cr	335Cr
Total Revenues	4.16TCr	4.46TCr	4.3TCr	4.57TCr	4.79TCr
Salaries And Other Employee Benefits	1.53TCr	1.66TCr	-	-	-
Stock-Based Compensation (IS)	-	-	-	65Cr	111Cr
Occupancy Expense	234.4Cr	237.6Cr	224.3Cr	235.6Cr	236.7Cr
Selling General & Admin Expenses, Total	60Cr	50Cr	59Cr	-	-
(Income) Loss on Equity Invest.	-49Cr	-70Cr	-59Cr	-70Cr	-78Cr
Total Other Non Interest Expense	1.12TCr	1.22TCr	2.9TCr	2.75TCr	2.82TCr
Non Interest Expense, Total	2.9TCr	3.1TCr	3.12TCr	2.98TCr	3.09TCr
EBT, Excl. Unusual Items	1.27TCr	1.36TCr	1.18TCr	1.6TCr	1.7TCr
Impairment of Goodwill	9.1Cr	25Cr	-	24Cr	4.8Cr
Asset Writedown	-	-1.8Cr	-	-3.4Cr	-40L
Legal Settlements	-	-	12Cr	-	-
Other Unusual Items	-	-20Cr	-20Cr	-	-
EBT, Incl. Unusual Items	1.27TCr	1.36TCr	1.17TCr	1.62TCr	1.71TCr
Income Tax Expense	358.4Cr	371.6Cr	326.6Cr	400.1Cr	420.7Cr
Earnings From Continuing Operations	916Cr	991.1Cr	845.9Cr	1.22TCr	1.29TCr
Earnings Of Discontinued Operations	72Cr	69Cr	294.7Cr	-	-
Net Income to Company	988Cr	1.06TCr	1.14TCr	1.22TCr	1.29TCr
Minority Interest	-39Cr	-40Cr	-43Cr	-50Cr	-63Cr
Net Income - (IS)	948.8Cr	1.02TCr	1.1TCr	1.17TCr	1.22TCr
Preferred Dividend and Other Adjustments	44Cr	58Cr	68Cr	84Cr	70Cr
Net Income to Common Incl Extra Items	905.2Cr	962.1Cr	1.03TCr	1.08TCr	1.15TCr
Net Income to Common Excl. Extra Items	833.2Cr	893.5Cr	735.1Cr	1.08TCr	1.15TCr
Per Share Items
Net EPS - Basic	7.26	7.8	8.58	9.57	10.29
Basic EPS - Continuing Operations	6.68	7.25	6.12	9.57	10.29
Basic Weighted Average Shares Outstanding	124.7Cr	123.3Cr	120.04Cr	113.33Cr	111.95Cr
Net EPS - Diluted	7.26	7.8	8.58	9.57	10.29
Diluted EPS - Continuing Operations	6.68	7.24	6.12	9.57	10.29
Diluted Weighted Average Shares Outstanding	124.7Cr	123.3Cr	120.04Cr	113.33Cr	111.95Cr
Normalized Basic EPS	6.03	6.57	5.79	8.37	8.94
Normalized Diluted EPS	6.03	6.57	5.79	8.37	8.94
Dividend Per Share	3.67	3.9	4.6	4.79	5.16
Payout Ratio	4.34	48.07	49.18	50.9	74.71
American Depositary Receipts Ratio (ADR)	0.5	0.5	0.5	0.5	0.5
Supplemental Items
Effective Tax Rate - (Ratio)	28.12	27.27	27.86	24.72	24.65
Total Current Taxes	280.6Cr	284.4Cr	306.3Cr	301.3Cr	389Cr
Total Deferred Taxes	78Cr	87Cr	20Cr	99Cr	32Cr
Normalized Net Income	751.61Cr	809.9Cr	694.65Cr	948.91Cr	1TCr
Non-Cash Pension Expense	60L	70L	-2.5Cr	-1Cr	-1.5Cr
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	60Cr	50Cr	59Cr	-	-
Stock-Based Comp., Other (Total)	-	-	-	65Cr	111Cr
Total Stock-Based Compensation	60Cr	50Cr	59Cr	65Cr	111Cr

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	36TCr	33TCr	30TCr	19TCr	22TCr
Investment Securities, Total	68TCr	58TCr	65TCr	73TCr	79TCr
Trading Asset Securities, Total	44TCr	52TCr	53TCr	61TCr	62TCr
Total investments	1,12100Cr	1,09700Cr	1,18000Cr	1,34300Cr	1,40500Cr
Gross Loans	85TCr	90TCr	90TCr	94TCr	93TCr
Allowance For Loan Losses	-2TCr	-1.73TCr	-1.76TCr	-1.7TCr	-1.61TCr
Other Adjustments to Gross Loans	-279.7Cr	-302.8Cr	-472Cr	-533.4Cr	-493.3Cr
Net Loans	83TCr	88TCr	87TCr	92TCr	91TCr
Gross Property Plant And Equipment	5.5TCr	5.98TCr	6.64TCr	7.24TCr	7.69TCr
Accumulated Depreciation	-2.05TCr	-2.19TCr	-2.16TCr	-2.26TCr	-2.37TCr
Net Property Plant And Equipment	3.45TCr	3.79TCr	4.47TCr	4.98TCr	5.32TCr
Goodwill	512.1Cr	529.4Cr	554.9Cr	555Cr	713.3Cr
Other Intangibles, Total	365.9Cr	379Cr	414.2Cr	439.2Cr	458.3Cr
Investment in Real Estate	780.4Cr	778.6Cr	797.7Cr	757Cr	722.3Cr
Accrued Interest Receivable	461.7Cr	703Cr	540Cr	568.6Cr	752.7Cr
Other Receivables	4TCr	4.83TCr	4.83TCr	4.57TCr	4.71TCr
Other Current Assets, Total	23TCr	24TCr	12TCr	13TCr	12TCr
Deferred Tax Assets Long-Term (Collected)	400.4Cr	420.8Cr	361.4Cr	337.9Cr	325Cr
Other Long-Term Assets, Total	281Cr	544.1Cr	143.3Cr	135.6Cr	121.6Cr
Total Assets	2,63400Cr	2,66600Cr	2,59100Cr	2,70500Cr	2,79300Cr
Liabilities
Accrued Expenses, Total	773.9Cr	1.09TCr	826.5Cr	849.8Cr	864.5Cr
Interest Bearing Deposits	32TCr	42TCr	45TCr	47TCr	45TCr
Non-Interest Bearing Deposits	64TCr	60TCr	55TCr	57TCr	60TCr
Total Deposits	97TCr	1,02300Cr	1,00200Cr	1,04700Cr	1,05400Cr
Short-Term Borrowings	31TCr	39TCr	41TCr	44TCr	38TCr
Current Portion of Long-Term Debt	-	-	-	-	-
Long-Term Debt	35TCr	30TCr	28TCr	29TCr	33TCr
Long-Term Leases	324.8Cr	307.5Cr	305.8Cr	284.8Cr	287.1Cr
Current Income Taxes Payable	178.7Cr	204.2Cr	272.5Cr	234.6Cr	179.3Cr
Other Current Liabilities - (Bank / Utility Template)	48TCr	41TCr	38TCr	39TCr	46TCr
Pension & Other Post Retirement Benefits	384.2Cr	324.3Cr	327.6Cr	307.2Cr	301.1Cr
Deferred Tax Liability Non-Current	131.6Cr	101.2Cr	109.6Cr	131.1Cr	154.3Cr
Other Non Current Liabilities	39TCr	40TCr	37TCr	39TCr	42TCr
Total Liabilities	2,51200Cr	2,54000Cr	2,46300Cr	2,57100Cr	2,66100Cr
Common Stock, Total	249.96Cr	249.96Cr	229.5Cr	246.87Cr	223.36Cr
Additional Paid In Capital	2.38TCr	2.37TCr	1.89TCr	1.77TCr	1.56TCr
Retained Earnings	8.21TCr	8.74TCr	8.11TCr	8.67TCr	8.93TCr
Comprehensive Income and Other	942.9Cr	824.7Cr	2.14TCr	2.13TCr	1.83TCr
Total Common Equity	12TCr	12TCr	12TCr	13TCr	13TCr
Minority Interest	462.1Cr	476.3Cr	512.5Cr	600.4Cr	666Cr
Total Equity	12TCr	13TCr	13TCr	13TCr	13TCr
Total Liabilities And Equity	2,63400Cr	2,66600Cr	2,59100Cr	2,70500Cr	2,79300Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	123.36Cr	123.35Cr	114.65Cr	112.96Cr	110.01Cr
ECS Total Common Shares Outstanding	123.36Cr	123.35Cr	114.65Cr	112.96Cr	110.01Cr
Book Value / Share	88.1	89.17	96.18	102.7	104.44
Tangible Book Value	11TCr	11TCr	11TCr	12TCr	11TCr
Tangible Book Value Per Share	80.98	81.81	87.73	93.9	93.79
Tangible Book Value Per Share (As Reported)	78.7	79.3	87.6	-	-
Total Debt	66TCr	69TCr	69TCr	73TCr	71TCr
Deposits at Interest - Cash	1.47TCr	278.2Cr	9.2Cr	19Cr	-
Debt Equivalent of Unfunded Proj. Benefit Obligation	4.6Cr	-19Cr	-1Cr	-16Cr	-29Cr
Net Debt	-39TCr	-34TCr	-34TCr	-29TCr	-37TCr
Equity Method Investments, Total	687.7Cr	660.5Cr	684Cr	794.4Cr	704.1Cr
Full Time Employees	2L	2L	2L	2L	2L
Assets on Operating Lease - Gross	3.39TCr	3.88TCr	4.57TCr	5.13TCr	5.59TCr
Assets on Operating Lease - Accumulated Depreciation	-928.5Cr	-1.07TCr	-1.06TCr	-1.1TCr	-1.23TCr

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	948.8Cr	1.02TCr	1.1TCr	1.17TCr	1.22TCr
Depreciation, Depletion & Amortization	678.1Cr	651.6Cr	624.5Cr	727.2Cr	805.5Cr
Total Depreciation, Depletion & Amortization	678.1Cr	651.6Cr	624.5Cr	727.2Cr	805.5Cr
Total Asset Writedown	2.2Cr	9.1Cr	-3.2Cr	2.1Cr	-1.1Cr
(Income) Loss On Equity Investments - (CF)	-49Cr	-70Cr	-59Cr	-70Cr	-78Cr
Change In Income Taxes	-235.6Cr	-199.9Cr	-335.9Cr	-313.3Cr	-382.1Cr
Change in Other Net Operating Assets (Collected)	475.9Cr	-8.67TCr	-5.48TCr	-12TCr	2.22TCr
Other Operating Activities	2.33TCr	1.89TCr	362.5Cr	900.2Cr	872.1Cr
Net Cash From Discontinued Operations	89Cr	82Cr	365.8Cr	-	-
Cash from Operations	4.24TCr	-5.28TCr	-3.42TCr	-9.74TCr	4.66TCr
Capital Expenditure	-166.4Cr	-252.9Cr	-221.6Cr	-213.6Cr	-287.5Cr
Divestitures	-	37Cr	952Cr	195.6Cr	-318.3Cr
Investment in Marketable and Equity Securities, Total	48Cr	-	-	-	-
Cash from Investing	-118.2Cr	-216.3Cr	730.4Cr	-18Cr	-605.8Cr
Issuance of Common Stock	123.5Cr	502Cr	166.8Cr	39Cr	-
Repurchase of Common Stock	-269.1Cr	-286.2Cr	-522.1Cr	-243.9Cr	-358Cr
Common Dividends Paid	-	-452.7Cr	-474.4Cr	-519.8Cr	-830.4Cr
Preferred Dividends Paid	-41Cr	-37Cr	-65Cr	-75Cr	-83Cr
Common & Preferred Stock Dividends Paid	-41Cr	-490.1Cr	-539.8Cr	-594.9Cr	-913.3Cr
Other Financing Activities, Total	1.64TCr	1.2TCr	427.5Cr	158.2Cr	589.4Cr
Cash from Financing	1.45TCr	925Cr	-467.6Cr	-641.8Cr	-681.9Cr
Foreign Exchange Rate Adjustments	11Cr	103Cr	-350.6Cr	-39Cr	-707.3Cr
Miscellaneous Cash Flow Adjustments	-	-	-	-	-
Net Change in Cash	5.58TCr	-4.47TCr	-3.51TCr	-10TCr	2.66TCr
Supplemental Items
Cash Income Tax Paid (Refund)	235.6Cr	199.9Cr	335.9Cr	313.3Cr	382.1Cr

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.36	0.37	0.32	0.46	0.47
Return On Equity %	7.64	7.96	6.64	9.27	9.66
Return on Common Equity	7.22	7.46	6	8.61	9.08
Shareholders Value Added	-435.31Cr	-418.47Cr	-372.37Cr	-342.47Cr	-299.4Cr
Margin Analysis
SG&A Margin	43.8	43.71	6.58	5.15	4.94
Net Interest Income / Total Revenues %	46.22	46.73	44.29	42.69	44.23
EBT Excl. Non-Recurring Items Margin %	30.4	30.51	27.43	34.94	35.51
Income From Continuing Operations Margin %	22.01	22.23	19.66	26.65	26.82
Net Income Margin %	22.79	22.87	25.51	25.55	25.5
Net Avail. For Common Margin %	20.02	20.04	17.08	23.71	24.03
Normalized Net Income Margin	18.06	18.17	16.14	20.75	20.87
Asset quality
Nonperforming Loans / Total Loans %	3.28	2.82	2.82	2.74	2.81
Nonperforming Loans / Total Assets %	1.06	0.95	0.98	0.95	0.94
Nonperforming Assets / Total Assets %	1.06	0.95	0.98	0.95	0.94
NPAs / Loans and OREO	3.28	2.82	2.82	2.74	2.81
NPAs / Equity	22.71	19.97	19.64	19.25	19.86
Allowance for Credit Losses / Net Charge-offs %	471.58	386.37	492.62	432.5	479.56
Allowance for Credit Losses / Nonperforming Loans %	71.99	68.44	69.59	65.8	61.21
Allowance for Credit Losses / Total Loans %	2.36	1.93	1.96	1.8	1.72
Provision for Loan Losses / Net Charge-offs %	69.96	62.54	75.61	76.33	99.97
Capital And Funding
Total Average Common Equity / Total Average Assets %	4.5	4.52	4.66	4.76	4.61
Total Average Equity / Total Average Assets %	4.68	4.7	4.85	4.97	4.84
Total Equity + Allowance for Loan Losses / Total Loans %	16.26	15.5	15.76	15.38	15.18
Gross Loans / Total Deposits %	87.66	87.67	89.48	90.14	88.51
Net Loans / Total Deposits %	85.3	85.68	87.25	88.01	86.52
Tier 1 Capital Ratio %	14.05	13.89	15.28	14.93	14.74
Total Capital Ratio %	16.43	16.19	17.3	17.13	16.97
Core Tier 1 Capital Ratio	12.89	12.33	13.2	12.87	12.61
Tier 2 Capital Ratio	2.38	2.3	2.02	2.21	2.23
Coverage Ratio	71.99	68.44	69.59	65.8	61.21
Interbank Ratio	158.55	166.11	25.57	364.05	380.7
Fixed Charges Coverage
EBT + Interest Expense / Interest Expense	2.24	1.67	1.19	1.25	1.34
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	-0.25	8.28	-8.96	2.45	8.6
Non Interest Income, 1 Yr. Growth %	7.8	4.69	9.59	9.52	2.98
Provision For Loan Losses, 1 Yr. Growth %	-44.93	-5.76	-3.43	3.16	11.7
Total Revenues, 1 Yr. Growth %	11.26	7.09	1.31	6.8	4.81
Earnings From Cont. Operations, 1 Yr. Growth %	30.19	8.2	-11.53	44.07	5.51
Net Income, 1 Yr. Growth %	34.26	7.46	11.44	6.5	4.59
Normalized Net Income, 1 Yr. Growth %	37.04	7.68	-11.29	38.92	5.44
Diluted EPS Before Extra, 1 Yr. Growth %	33.43	8.38	-12.07	56.33	7.55
Dividend Per Share, 1 Yr. Growth %	37.97	6.27	17.95	4.13	7.72
Gross Loans, 1 Yr. Growth %	0.6	5.94	-0.15	5.2	-1.13
Allowance For Loan Losses, 1 Yr. Growth %	-7.05	-8.52	-4.19	-3.51	-5.43
Net Loans, 1 Yr. Growth %	0.79	6.26	-0.25	5.33	-1.02
Non Performing Loans, 1 Yr. Growth %	-7.49	-9.14	0.13	2.04	1.66
Non Performing Assets, 1 Yr. Growth %	-7.49	-9.14	0.13	2.04	1.66
Total Assets, 1 Yr. Growth %	5.87	1.21	-2.71	4.38	3.26
Total Deposits, 1 Yr Growth %	1.79	5.78	-2.16	4.43	0.68
Tangible Book Value, 1 Yr. Growth %	7.59	3.3	1.69	3.63	-3.72
Common Equity, 1 Yr. Growth %	4.51	3.31	2.07	3.55	-2.05
Total Equity, 1 Yr. Growth %	4.4	3.3	2.27	4.09	-1.47
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-4.58	3.93	-0.47	-3.42	5.48
Non Interest Income, 2 Yr. CAGR %	0.64	6.23	2.56	9.56	6.2
Provision For Loan Losses, 2 Yr. CAGR %	-3.69	-27.96	-4.62	3.51	7.35
Total Revenues, 2 Yr. CAGR %	-1.57	9.15	1.67	3.77	5.8
Earnings From Cont. Operations, 2 Yr. CAGR %	3.31	18.68	-3.9	12.9	23.29
Net Income, 2 Yr. CAGR %	7.74	20.12	7.55	8.94	5.54
Normalized Net Income, 2 Yr. CAGR %	2.01	21.52	-3.9	10.08	21.02
Diluted EPS Before Extra, 2 Yr. CAGR %	3.75	20.26	-4.28	17.25	29.67
Dividend Per Share, 2 Yr. CAGR %	-	21.09	11.96	10.82	5.91
Gross Loans, 2 Yr. CAGR %	0.43	3.16	2.91	2.49	1.98
Allowance For Loan Losses, 2 Yr. CAGR %	-2.98	-10.4	-3.49	-3.85	-4.48
Net Loans, 2 Yr. CAGR %	0.49	3.49	2.95	2.5	2.11
Non Performing Loans, 2 Yr. CAGR %	-3.36	-8.32	-4.62	1.08	1.85
Non Performing Assets, 2 Yr. CAGR %	-3.36	-8.32	-4.62	1.08	1.85
Total Assets, 2 Yr. CAGR %	10.32	3.51	-0.82	0.77	3.81
Total Deposits, 2 Yr CAGR %	6.97	3.76	1.79	1.08	2.54
Tangible Book Value, 2 Yr. CAGR %	6.73	5.42	2.24	2.66	-0.11
Common Equity, 2 Yr. CAGR %	4.74	3.91	2.45	2.81	0.71
Total Equity, 2 Yr. CAGR %	4.66	3.85	2.56	3.18	1.27
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	-2.97	-0.47	-0.4	0.49	0.43
Non Interest Income, 3 Yr. CAGR %	5.15	1.97	4.28	4.83	7.32
Provision For Loan Losses, 3 Yr. CAGR %	2.44	-4.38	-20.58	0.31	6.17
Total Revenues, 3 Yr. CAGR %	1.24	1.24	4.77	3.19	4.12
Earnings From Cont. Operations, 3 Yr. CAGR %	4.6	4.91	6.33	9.99	10.38
Net Income, 3 Yr. CAGR %	8.03	7.65	15.8	7.2	7.47
Normalized Net Income, 3 Yr. CAGR %	8.59	3.89	8.2	8.06	8.51
Diluted EPS Before Extra, 3 Yr. CAGR %	5.25	5.27	6.92	12.72	13.92
Dividend Per Share, 3 Yr. CAGR %	6.71	-	20.03	9.28	9.78
Gross Loans, 3 Yr. CAGR %	1.86	2.19	2.09	3.67	1.27
Allowance For Loan Losses, 3 Yr. CAGR %	-6.15	-6.67	-6.5	-3.5	-4.38
Net Loans, 3 Yr. CAGR %	2.09	2.38	2.22	3.74	1.31
Non Performing Loans, 3 Yr. CAGR %	-6.43	-5.33	-5.59	-2.45	1.27
Non Performing Assets, 3 Yr. CAGR %	-6.43	-5.33	-5.59	-2.45	1.27
Total Assets, 3 Yr. CAGR %	8.88	7.19	1.36	0.88	1.59
Total Deposits, 3 Yr CAGR %	6.19	6.57	1.79	2.66	0.95
Tangible Book Value, 3 Yr. CAGR %	6.95	5.57	3.99	2.7	0.49
Common Equity, 3 Yr. CAGR %	5.13	4.26	3.13	2.82	1.16
Total Equity, 3 Yr. CAGR %	5.03	4.2	3.17	3.07	1.6
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	-2.98	-0.34	-1.98	-1.57	1.91
Non Interest Income, 5 Yr. CAGR %	3.82	3.4	4.11	3.13	5.04
Provision For Loan Losses, 5 Yr. CAGR %	-1.85	-0.75	-0.45	-1.31	-9.09
Total Revenues, 5 Yr. CAGR %	0.73	1.82	1.41	1.26	5.08
Earnings From Cont. Operations, 5 Yr. CAGR %	2.45	3.85	1.11	7.26	12.82
Net Income, 5 Yr. CAGR %	4.26	5.61	7.84	7.42	11.58
Normalized Net Income, 5 Yr. CAGR %	2.33	3.71	3.43	5.61	12.78
Diluted EPS Before Extra, 5 Yr. CAGR %	2.17	3.67	1.33	9.04	15.5
Dividend Per Share, 5 Yr. CAGR %	6.33	5.25	8.78	-	14.17
Gross Loans, 5 Yr. CAGR %	1.79	3	2.25	2.33	2.05
Allowance For Loan Losses, 5 Yr. CAGR %	-5.96	-8.89	-6.18	-4.4	-5.7
Net Loans, 5 Yr. CAGR %	2.05	3.38	2.43	2.43	2.18
Non Performing Loans, 5 Yr. CAGR %	-7.81	-7.54	-5.71	-2.82	-2.68
Non Performing Assets, 5 Yr. CAGR %	-7.81	-7.54	-5.71	-2.82	-2.68
Total Assets, 5 Yr. CAGR %	4.87	6.46	4.89	4.56	2.34
Total Deposits, 5 Yr CAGR %	4.55	5.87	4.41	4.36	2.09
Tangible Book Value, 5 Yr. CAGR %	4.58	5.43	5.04	4.29	2.33
Common Equity, 5 Yr. CAGR %	3.21	4.14	4.05	3.58	2.16
Total Equity, 5 Yr. CAGR %	3.09	3.89	4.04	3.7	2.41