Balance Sheet Bank of Hangzhou Co., Ltd.

Equities

600926

CNE100002GQ4

Banks

End-of-day quote Shanghai S.E. Other stock markets 13/05/2026			5-day change	1st Jan Change
16.65 ^CNY	+0.24%		-3.14%	+8.97%

23/04	Bank of Hangzhou's Q1 Profit Rises 10%, Revenue Up 4%	MT
23/04	Bank of Hangzhou's 2025 Profit Rises 12%	MT

35670b0febc860f66b.8ffQS0GBXaJr4iTcm7ee_Pi3mJLoLsbDSL_vqkL9L28.p5mYIwXrGdoslUaY78TOrMvx3fGQd6GlD_WB0Au7GRapxqopC_soxiyVcQ

Published financial data: BANK OF HANGZHOU CO., LTD.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest Income On Loans	4.87TCr	5.5TCr	6.03TCr	6.29TCr	6.32TCr
Interest Income, Total	4.87TCr	5.5TCr	6.03TCr	6.29TCr	6.32TCr
Interest On Deposits	2.77TCr	3.22TCr	3.69TCr	3.84TCr	3.56TCr
Interest Expense, Total	2.77TCr	3.22TCr	3.69TCr	3.84TCr	3.56TCr
Net Interest Income	2.1TCr	2.29TCr	2.34TCr	2.45TCr	2.76TCr
Gain (Loss) on Sale of Assets	8L	4.29Cr	-29.26L	-87T	3.28Cr
Gain (Loss) on Sale of Invest. & Securities - (Rev)	14Cr	-12Cr	111.1Cr	-30Cr	116.46Cr
Income (Loss) on Equity Invest. (Income Block)	21Cr	32Cr	37Cr	44Cr	33Cr
Total Other Non Interest Income	797.12Cr	983.57Cr	963.5Cr	1.35TCr	942.7Cr
Non Interest Income, Total	832.54Cr	1.01TCr	1.11TCr	1.36TCr	1.1TCr
Revenues Before Provison For Loan Losses	2.94TCr	3.29TCr	3.45TCr	3.8TCr	3.85TCr
Provision For Loan Losses	1.05TCr	985.51Cr	806.95Cr	744.63Cr	551.14Cr
Total Revenues	1.89TCr	2.31TCr	2.65TCr	3.06TCr	3.3TCr
Selling General & Admin Expenses, Total	801.67Cr	976Cr	1.03TCr	1.13TCr	1.17TCr
Total Other Non Interest Expense	26Cr	32Cr	37Cr	39Cr	43Cr
Non Operating (Income) Expenses	-5.3Cr	-4.29Cr	-	-	-
Non Interest Expense, Total	822.78Cr	1TCr	1.07TCr	1.17TCr	1.21TCr
EBT, Excl. Unusual Items	1.06TCr	1.3TCr	1.58TCr	1.89TCr	2.1TCr
Other Unusual Items	-3.83Cr	-3.36Cr	46Cr	30Cr	23Cr
EBT, Incl. Unusual Items	1.06TCr	1.3TCr	1.63TCr	1.92TCr	2.12TCr
Income Tax Expense	133.38Cr	132.32Cr	189.84Cr	224.35Cr	215.95Cr
Earnings From Continuing Operations	926.1Cr	1.17TCr	1.44TCr	1.7TCr	1.9TCr
Net Income to Company	926.1Cr	1.17TCr	1.44TCr	1.7TCr	1.9TCr
Minority Interest	-	-	-	-	-
Net Income - (IS)	926.1Cr	1.17TCr	1.44TCr	1.7TCr	1.9TCr
Preferred Dividend and Other Adjustments	81Cr	81Cr	69Cr	69Cr	93Cr
Net Income to Common Incl Extra Items	845.4Cr	1.09TCr	1.37TCr	1.63TCr	1.81TCr
Net Income to Common Excl. Extra Items	845.4Cr	1.09TCr	1.37TCr	1.63TCr	1.81TCr
Per Share Items
Net EPS - Basic	1.43	1.83	2.31	2.74	2.66
Basic EPS - Continuing Operations	1.43	1.83	2.31	2.74	2.66
Basic Weighted Average Shares Outstanding	593.02Cr	593.03Cr	593.03Cr	594.18Cr	680.02Cr
Net EPS - Diluted	1.29	1.58	1.97	2.34	2.51
Diluted EPS - Continuing Operations	1.29	1.58	1.97	2.34	2.51
Diluted Weighted Average Shares Outstanding	679.62Cr	711.69Cr	715.57Cr	714.2Cr	724.9Cr
Normalized Basic EPS	1.12	1.37	1.67	1.99	1.93
Normalized Diluted EPS	0.98	1.14	1.38	1.66	1.81
Dividend Per Share	0.35	0.4	0.52	0.65	0.66
Payout Ratio	73.37	91	70.51	76.97	68.35
Supplemental Items
Effective Tax Rate - (Ratio)	12.59	10.18	11.66	11.67	10.19
Current Domestic Taxes	304.6Cr	336.55Cr	328.73Cr	327.85Cr	401.28Cr
Total Current Taxes	304.6Cr	336.55Cr	328.73Cr	327.85Cr	401.28Cr
Deferred Domestic Taxes	-171.22Cr	-204.23Cr	-138.89Cr	-103.5Cr	-185.34Cr
Total Deferred Taxes	-171.22Cr	-204.23Cr	-138.89Cr	-103.5Cr	-185.34Cr
Normalized Net Income	664.57Cr	814.76Cr	988.7Cr	1.18TCr	1.31TCr

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	2.2TCr	3.36TCr	4.28TCr	4.93TCr	7.88TCr
Investment Securities, Total	53TCr	62TCr	69TCr	81TCr	97TCr
Trading Asset Securities, Total	16TCr	16TCr	20TCr	22TCr	13TCr
Total investments	69TCr	79TCr	89TCr	1,02800Cr	1,09700Cr
Gross Loans	62TCr	73TCr	83TCr	96TCr	1,10800Cr
Allowance For Loan Losses	-2.86TCr	-3.06TCr	-3.43TCr	-3.83TCr	-4.07TCr
Net Loans	59TCr	70TCr	80TCr	92TCr	1,06700Cr
Gross Property Plant And Equipment	681.58Cr	805.68Cr	879.29Cr	939.8Cr	1.01TCr
Accumulated Depreciation	-242.19Cr	-297.09Cr	-339.58Cr	-397.6Cr	-455.79Cr
Net Property Plant And Equipment	439.39Cr	508.58Cr	539.7Cr	542.2Cr	551.64Cr
Other Intangibles, Total	116.21Cr	115.97Cr	147.27Cr	154.32Cr	152.67Cr
Accrued Interest Receivable	764.68Cr	929.04Cr	980.15Cr	1.08TCr	1.07TCr
Other Receivables	34Cr	69Cr	78Cr	48Cr	43Cr
Restricted Cash	6.62TCr	6.95TCr	7.33TCr	7.49TCr	7.53TCr
Other Current Assets, Total	70Cr	18Cr	37Cr	112.51Cr	354.84Cr
Deferred Tax Assets Long-Term (Collected)	832.09Cr	1.05TCr	1.14TCr	1.16TCr	1.39TCr
Other Real Estate Owned And Foreclosed	1.7Cr	69.57L	63.48L	74.17L	74.17L
Deferred Charges Long-Term	25Cr	26Cr	28Cr	29Cr	28Cr
Other Long-Term Assets, Total	381.73Cr	357.37Cr	802.07Cr	836.07Cr	820.23Cr
Total Assets	1,39100Cr	1,61700Cr	1,84100Cr	2,11200Cr	2,36300Cr
Liabilities
Accrued Expenses, Total	540.6Cr	628.56Cr	709.57Cr	766.99Cr	788.43Cr
Interest Bearing Deposits	47TCr	65TCr	74TCr	95TCr	1,06100Cr
Non-Interest Bearing Deposits	43TCr	45TCr	50TCr	51TCr	59TCr
Total Deposits	90TCr	1,10300Cr	1,24700Cr	1,45900Cr	1,65500Cr
Short-Term Borrowings	3.36TCr	2.58TCr	3.26TCr	5.67TCr	2.16TCr
Current Portion of Long-Term Debt	-	-	1.5TCr	2.5TCr	2TCr
Long-Term Debt	34TCr	36TCr	40TCr	39TCr	46TCr
Long-Term Leases	187.88Cr	186.23Cr	205.75Cr	193.18Cr	223.75Cr
Current Income Taxes Payable	247.54Cr	234.23Cr	133.36Cr	100Cr	151.01Cr
Accrued Interest Payable	684.3Cr	1.04TCr	1.45TCr	1.79TCr	1.98TCr
Other Current Liabilities - (Bank / Utility Template)	98Cr	266.07Cr	317.35Cr	460.49Cr	438.72Cr
Pension & Other Post Retirement Benefits	98L	1.13Cr	1.42Cr	1.58Cr	1.74Cr
Deferred Tax Liability Non-Current	-	-	-	-	-
Other Non Current Liabilities	508.07Cr	597.98Cr	798.68Cr	866.17Cr	829.54Cr
Total Liabilities	1,30000Cr	1,51800Cr	1,73000Cr	1,97600Cr	2,20000Cr
Preferred Stock Convertible	997.92Cr	997.92Cr	997.92Cr	997.92Cr	-
Total Preferred Equity	997.92Cr	997.92Cr	997.92Cr	997.92Cr	-
Common Stock, Total	593.03Cr	593.03Cr	593.03Cr	604.93Cr	724.9Cr
Additional Paid In Capital	1.52TCr	1.52TCr	1.52TCr	1.66TCr	3.02TCr
Retained Earnings	4.83TCr	5.71TCr	6.85TCr	7.95TCr	9.28TCr
Comprehensive Income and Other	1.06TCr	1.03TCr	1.17TCr	2.39TCr	3.29TCr
Total Common Equity	8.01TCr	8.86TCr	10TCr	13TCr	16TCr
Total Equity	9.01TCr	9.86TCr	11TCr	14TCr	16TCr
Total Liabilities And Equity	1,39100Cr	1,61700Cr	1,84100Cr	2,11200Cr	2,36300Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	593.03Cr	593.03Cr	593.03Cr	604.93Cr	724.9Cr
ECS Total Common Shares Outstanding	593.03Cr	593.03Cr	593.03Cr	604.93Cr	724.9Cr
Book Value / Share	12.33	13.76	15.9	18.03	18.37
Tangible Book Value	7.89TCr	8.74TCr	9.98TCr	12TCr	16TCr
Tangible Book Value Per Share	12.13	13.56	15.66	17.78	18.16
Average Loans	53TCr	65TCr	76TCr	88TCr	1,00900Cr
Total Debt	38TCr	39TCr	45TCr	48TCr	50TCr
Deposits at Interest - Cash	2.35TCr	4TCr	5.53TCr	11TCr	20TCr
Net Debt	17TCr	15TCr	17TCr	13TCr	15TCr
Equity Method Investments, Total	285.05Cr	312.63Cr	345.89Cr	386.31Cr	410.11Cr
Full Time Employees	10.46T	13.2T	13.76T	14.41T	14.72T
Number Of Offices	238	255	274	289	295

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	926.1Cr	1.17TCr	1.44TCr	1.7TCr	1.9TCr
Depreciation, Depletion & Amortization	61Cr	67Cr	76Cr	83Cr	89Cr
Amortization of Goodwill and Intangible Assets - (CF)	2.72Cr	2.72Cr	2.86Cr	3.6Cr	3.71Cr
Total Depreciation, Depletion & Amortization	64Cr	70Cr	79Cr	87Cr	93Cr
Amortization of Deferred Charges, Total	12Cr	14Cr	17Cr	18Cr	21Cr
(Gain) Loss On Sale of Asset - (CF)	-8L	-4.29Cr	29.26L	87T	-3.28Cr
(Gain) Loss on Sale of Investments - (CF)	433.83Cr	458.89Cr	63Cr	-392.29Cr	-36Cr
Total Asset Writedown	93.76L	17Cr	6.81Cr	1.58Cr	1.42Cr
Provision for Credit Losses	471.89Cr	288.9Cr	545.86Cr	848.03Cr	732.38Cr
Changes in Accrued Interest Payable	593.1Cr	797.59Cr	769.36Cr	706.08Cr	721.38Cr
Change In Deferred Taxes	-171.22Cr	-204.23Cr	-138.89Cr	-103.5Cr	-185.34Cr
Change in Other Net Operating Assets (Collected)	-5.75TCr	8.76TCr	6.96TCr	6.17TCr	16TCr
Other Operating Activities	-2.18TCr	-2.27TCr	-2.52TCr	-2.45TCr	-2.92TCr
Cash from Operations	-5.6TCr	9.1TCr	7.23TCr	6.58TCr	16TCr
Capital Expenditure	-81Cr	-126.84Cr	-106.74Cr	-88Cr	-53Cr
Sale of Property, Plant, and Equipment	21.85L	6.21Cr	8L	3L	3.98Cr
Divestitures	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	-12TCr	-8.65TCr	-8.21TCr	-9.28TCr	-13TCr
Other Investing Activities, Total	2.22TCr	2.55TCr	2.84TCr	2.78TCr	3.47TCr
Cash from Investing	-10TCr	-6.22TCr	-5.47TCr	-6.59TCr	-9.64TCr
Long-Term Debt Issued, Total	34TCr	41TCr	41TCr	39TCr	47TCr
Total Debt Issued	34TCr	41TCr	41TCr	39TCr	47TCr
Long-Term Debt Repaid, Total	-21TCr	-41TCr	-40TCr	-34TCr	-43TCr
Total Debt Repaid	-21TCr	-41TCr	-40TCr	-34TCr	-43TCr
Issuance of Common Stock	144.89Cr	-	-	1TCr	2TCr
Repurchase of Common Stock	-	-	-	-	-1.7TCr
Issuance of Preferred Stock	-	-	-	-	-
Common Dividends Paid	-	-	-	-	-
Common & Preferred Stock Dividends Paid	-679.5Cr	-1.06TCr	-1.01TCr	-1.31TCr	-1.3TCr
Common & Preferred Stock Dividends Paid	-679.5Cr	-1.06TCr	-1.01TCr	-1.31TCr	-1.3TCr
Other Financing Activities, Total	-	-	-	-	-
Cash from Financing	12TCr	-1.25TCr	-219.95Cr	5.36TCr	2.79TCr
Foreign Exchange Rate Adjustments	-17Cr	24Cr	4.45Cr	-3.13Cr	-1Cr
Net Change in Cash	-3.5TCr	1.65TCr	1.53TCr	5.35TCr	9.08TCr
Supplemental Items
Cash Interest Paid	6.32TCr	2.14TCr	2.58TCr	2.92TCr	2.78TCr
Cash Income Tax Paid (Refund)	698.62Cr	722.23Cr	735.71Cr	695.67Cr	683.51Cr
Net Debt Issued / Repaid	13TCr	-190.96Cr	794.25Cr	5.66TCr	3.79TCr

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.72	0.78	0.83	0.86	0.85
Return On Equity %	10.84	12.38	13.71	13.73	12.72
Return on Common Equity	11.2	12.89	14.42	14.33	12.52
Shareholders Value Added	23Cr	158.54Cr	301.75Cr	337.56Cr	171.08Cr
Margin Analysis
SG&A Margin	42.5	42.29	38.87	36.88	35.27
Net Interest Income / Total Revenues %	111.53	99.05	88.5	79.92	83.52
EBT Excl. Non-Recurring Items Margin %	56.38	56.49	59.74	61.85	63.44
Income From Continuing Operations Margin %	49.1	50.61	54.32	55.5	57.6
Net Income Margin %	49.1	50.61	54.32	55.5	57.6
Net Avail. For Common Margin %	44.82	47.11	51.73	53.25	54.8
Normalized Net Income Margin	35.24	35.31	37.34	38.65	39.65
Asset quality
Nonperforming Loans / Total Loans %	0.82	0.74	0.73	0.74	0.73
Nonperforming Loans / Total Assets %	0.36	0.34	0.33	0.34	0.34
Nonperforming Assets / Total Assets %	0.36	0.34	0.33	0.34	0.34
NPAs / Loans and OREO	0.82	0.75	0.73	0.74	0.73
NPAs / Equity	5.62	5.51	5.5	5.23	4.98
Allowance for Credit Losses / Net Charge-offs %	7.13T	3.49T	1.92T	899.42	814.7
Allowance for Credit Losses / Nonperforming Loans %	567.96	564.84	561.5	539.01	500.57
Allowance for Credit Losses / Total Loans %	4.65	4.21	4.11	4	3.67
Net Charge-offs / Total Average Loans %	0.08	0.14	0.23	0.48	0.49
Provision for Loan Losses / Net Charge-offs %	2.62T	1.12T	451.18	174.67	110.43
Earning Assets / IBL	98.98	97.81	96.38	95.93	99.82
Capital And Funding
Total Average Common Equity / Total Average Assets %	5.9	5.61	5.49	5.75	6.46
Total Average Equity / Total Average Assets %	6.68	6.27	6.07	6.26	6.69
Total Equity + Allowance for Loan Losses / Total Loans %	19.28	17.76	17.45	18.19	18.4
Gross Loans / Total Deposits %	68.37	65.93	66.93	65.68	66.97
Net Loans / Total Deposits %	65.19	63.16	64.18	63.06	64.51
Tier 1 Capital Ratio %	10.4	9.77	9.64	11.05	11.76
Total Capital Ratio %	13.62	12.89	12.51	13.8	14.37
Core Tier 1 Capital Ratio	8.43	8.08	8.16	8.85	9.59
Tier 2 Capital Ratio	-	-	-	-	-
Coverage Ratio	556.61	543.58	561.88	538.9	500.53
Interbank Ratio	45.47	28.83	17.75	31.34	43.89
Fixed Charges Coverage
EBT + Interest Expense / Interest Expense	1.38	1.4	1.44	1.5	1.6
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	9.15	8.66	2.52	4.37	12.82
Non Interest Income, 1 Yr. Growth %	50.44	21.01	13.98	22.27	-19.4
Provision For Loan Losses, 1 Yr. Growth %	5.44	-6.14	-18.12	-7.72	-25.98
Total Revenues, 1 Yr. Growth %	27.03	22.35	16.37	15.57	7.95
Earnings From Cont. Operations, 1 Yr. Growth %	29.77	26.11	23.15	18.07	12.05
Net Income, 1 Yr. Growth %	29.77	26.11	23.15	18.07	12.05
Normalized Net Income, 1 Yr. Growth %	31.45	22.6	24.85	19.64	10.73
Diluted EPS Before Extra, 1 Yr. Growth %	10.17	23.05	24.49	18.69	7.42
Dividend Per Share, 1 Yr. Growth %	0	14.29	30	25	1.54
Gross Loans, 1 Yr. Growth %	23.66	18.17	14.72	14.86	15.6
Allowance For Loan Losses, 1 Yr. Growth %	17.82	6.93	12	11.77	6.04
Net Loans, 1 Yr. Growth %	23.96	18.72	14.84	14.99	15.99
Non Performing Loans, 1 Yr. Growth %	-2.6	7.52	12.72	16.44	14.19
Non Performing Assets, 1 Yr. Growth %	-2.55	7.3	12.69	16.44	14.17
Total Assets, 1 Yr. Growth %	18.93	16.25	13.91	14.72	11.86
Total Deposits, 1 Yr Growth %	16.49	22.53	13.02	17.04	13.38
Tangible Book Value, 1 Yr. Growth %	13.17	10.78	14.19	24.72	29.82
Average Interest Earning Assets, 1 Yr. Growth %	17.89	18.29	14.82	11.02	17.4
Average Interest Bearing Liabilities, 1 Yr. Growth %	19.95	19.72	16.52	11.55	12.83
Common Equity, 1 Yr. Growth %	12.99	10.62	14.36	24.43	29.44
Total Equity, 1 Yr. Growth %	11.39	9.44	12.9	22.24	19.95
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	15.44	8.9	5.54	3.44	8.51
Non Interest Income, 2 Yr. CAGR %	21.66	34.93	15.54	18.05	-0.73
Provision For Loan Losses, 2 Yr. CAGR %	16.3	-0.52	-12.33	-13.08	-17.36
Total Revenues, 2 Yr. CAGR %	17.57	24.67	18.49	15.97	11.7
Earnings From Cont. Operations, 2 Yr. CAGR %	18.44	27.93	24.62	20.58	15.02
Net Income, 2 Yr. CAGR %	18.44	27.93	24.62	20.58	15.02
Normalized Net Income, 2 Yr. CAGR %	20.62	26.95	21.97	22.22	15.1
Diluted EPS Before Extra, 2 Yr. CAGR %	4.19	16.43	23.77	21.56	12.92
Dividend Per Share, 2 Yr. CAGR %	0	6.9	21.89	27.48	12.66
Gross Loans, 2 Yr. CAGR %	20.64	20.88	16.44	14.79	15.23
Allowance For Loan Losses, 2 Yr. CAGR %	27.9	12.24	9.46	11.89	8.87
Net Loans, 2 Yr. CAGR %	20.32	21.31	16.77	14.92	15.49
Non Performing Loans, 2 Yr. CAGR %	-4.55	2.34	10.09	14.56	15.31
Non Performing Assets, 2 Yr. CAGR %	-4.49	2.26	9.96	14.55	15.3
Total Assets, 2 Yr. CAGR %	16.53	17.58	15.07	14.31	13.28
Total Deposits, 2 Yr CAGR %	15.78	19.47	17.68	15.01	15.2
Tangible Book Value, 2 Yr. CAGR %	23.89	11.97	12.47	19.34	27.25
Average Interest Earning Assets, 2 Yr. CAGR %	15.8	18.09	16.55	12.91	14.16
Average Interest Bearing Liabilities, 2 Yr. CAGR %	14.6	19.83	18.11	14.01	12.18
Common Equity, 2 Yr. CAGR %	23.44	11.8	12.47	19.29	26.91
Total Equity, 2 Yr. CAGR %	20	10.41	11.16	17.48	21.09
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	14.56	13.14	6.73	5.15	6.48
Non Interest Income, 3 Yr. CAGR %	39.57	21.44	26.17	17.75	3.95
Provision For Loan Losses, 3 Yr. CAGR %	20.44	8.28	-6.77	-10.82	-17.61
Total Revenues, 3 Yr. CAGR %	19.53	19.14	21.27	17.51	13.23
Earnings From Cont. Operations, 3 Yr. CAGR %	19.61	20.94	26.32	22.4	17.67
Net Income, 3 Yr. CAGR %	19.61	20.94	26.32	22.4	17.67
Normalized Net Income, 3 Yr. CAGR %	22.34	21.28	25.05	21.19	18.26
Diluted EPS Before Extra, 3 Yr. CAGR %	10.65	10.13	19.06	22.05	16.65
Dividend Per Share, 3 Yr. CAGR %	11.87	4.55	14.11	22.92	18.17
Gross Loans, 3 Yr. CAGR %	19.55	19.81	18.8	15.91	15.06
Allowance For Loan Losses, 3 Yr. CAGR %	30.05	20.49	12.18	10.23	9.9
Net Loans, 3 Yr. CAGR %	19.12	19.79	19.12	16.17	15.27
Non Performing Loans, 3 Yr. CAGR %	-0.29	-0.68	5.69	12.17	14.44
Non Performing Assets, 3 Yr. CAGR %	-0.26	-0.71	5.62	12.08	14.42
Total Assets, 3 Yr. CAGR %	14.72	16.44	16.34	14.95	13.49
Total Deposits, 3 Yr CAGR %	15.59	17.99	17.28	17.46	14.46
Tangible Book Value, 3 Yr. CAGR %	19.68	19.36	12.7	16.41	22.74
Average Interest Earning Assets, 3 Yr. CAGR %	11.89	16.63	16.99	14.67	14.38
Average Interest Bearing Liabilities, 3 Yr. CAGR %	12.89	16.28	18.72	15.88	13.61
Common Equity, 3 Yr. CAGR %	19.29	19.01	12.64	16.33	22.58
Total Equity, 3 Yr. CAGR %	16.36	16.37	11.23	14.74	18.3
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	12.45	13.25	10.86	9.15	7.44
Non Interest Income, 5 Yr. CAGR %	32.53	40.29	29.41	19.3	14.63
Provision For Loan Losses, 5 Yr. CAGR %	18.58	16.84	6.07	-0.83	-11.16
Total Revenues, 5 Yr. CAGR %	15.3	19.18	19.11	17.53	17.35
Earnings From Cont. Operations, 5 Yr. CAGR %	18.36	20.75	21.59	20.8	21.67
Net Income, 5 Yr. CAGR %	18.16	20.75	21.59	20.8	21.67
Normalized Net Income, 5 Yr. CAGR %	17.37	21.19	22.19	20.96	20.97
Diluted EPS Before Extra, 5 Yr. CAGR %	8.52	12.29	15.72	14.57	16.56
Dividend Per Share, 5 Yr. CAGR %	17.98	13.29	15.77	13.18	13.53
Gross Loans, 5 Yr. CAGR %	19.2	20.47	18.3	17.78	17.35
Allowance For Loan Losses, 5 Yr. CAGR %	30.8	26.27	21.38	16.98	10.84
Net Loans, 5 Yr. CAGR %	18.77	20.25	18.17	17.81	17.65
Non Performing Loans, 5 Yr. CAGR %	4.71	3.7	3.74	5.15	9.43
Non Performing Assets, 5 Yr. CAGR %	4.78	3.71	3.71	5.13	9.39
Total Assets, 5 Yr. CAGR %	14.06	14.18	14.86	15.58	15.11
Total Deposits, 5 Yr CAGR %	15.78	15.39	16.42	16.79	16.44
Tangible Book Value, 5 Yr. CAGR %	15.53	15.99	16.74	19.35	18.31
Average Interest Earning Assets, 5 Yr. CAGR %	14.15	12.84	13.73	15.12	15.85
Average Interest Bearing Liabilities, 5 Yr. CAGR %	15.86	13.69	14.95	15.37	16.06
Common Equity, 5 Yr. CAGR %	15.74	16.18	16.51	19.12	18.15
Total Equity, 5 Yr. CAGR %	18.49	13.72	14.25	16.82	15.08