Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Operating Income: Breakdown by Business Segment

Breakdown by Business Segment (CNY)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Diversified Commercial Banks

          

Corporate Banking

14TCr 16TCr 18TCr 21TCr 21TCr

Total Assets

10,11800Cr 11,73400Cr 13,77100Cr 15,31000Cr 17,10400Cr

Interest Expense

-18TCr -21TCr -30TCr -31TCr -28TCr

CAPEX

-399.8Cr -438.3Cr -459.3Cr -464.7Cr -528.8Cr

EBT

6.45TCr 8.5TCr 11TCr 13TCr 13TCr

D&A

922.5Cr 945.3Cr 1.04TCr 1.02TCr 948.9Cr

Operating Income

6.45TCr 8.5TCr 11TCr 13TCr 13TCr

Personal Banking

19TCr 21TCr 24TCr 18TCr 19TCr

Total Assets

6,18000Cr 6,39100Cr 6,60400Cr 6,79900Cr 6,79100Cr

Interest Expense

-14TCr -15TCr -20TCr -20TCr -18TCr

CAPEX

-461.5Cr -491Cr -515.7Cr -517.7Cr -592.6Cr

EBT

10TCr 12TCr 14TCr 8.08TCr 8.08TCr

D&A

1.1TCr 1.09TCr 1.09TCr 1.01TCr 937.5Cr

Operating Income

10TCr 12TCr 14TCr 8.08TCr 8.08TCr

Investment Banking

          

Treasury Operations

10TCr 9.1TCr 5TCr 8.24TCr 9.34TCr

Total Assets

9,52100Cr 9,81900Cr 11,02500Cr 11,95900Cr 13,32900Cr

Interest Expense

-11TCr -15TCr -25TCr -26TCr -27TCr

CAPEX

-21Cr -24Cr -24Cr -24Cr -28Cr

EBT

7.88TCr 6.91TCr 2.91TCr 6.02TCr 6.93TCr

D&A

269.8Cr 272.4Cr 315.2Cr 314.9Cr 323.3Cr

Operating Income

7.88TCr 6.91TCr 2.91TCr 6.02TCr 6.93TCr

Investment Banking

883.1Cr 592.1Cr 712.5Cr 752.7Cr 905.3Cr

Total Assets

9.87TCr 9.04TCr 8.55TCr 9.18TCr 8.66TCr

Interest Expense

-14Cr -16Cr -28Cr -60Cr -81Cr

CAPEX

-21Cr -20Cr -21Cr -22Cr -21Cr

EBT

618.6Cr 357.1Cr 456Cr 497.9Cr 613.3Cr

D&A

41Cr 40Cr 44Cr 41Cr 46Cr

Operating Income

584.7Cr 325Cr 419Cr 459.5Cr 568.8Cr

Casualty

          

Insurance

3.6TCr 3.6TCr 2.1TCr 2.43TCr 3.18TCr

Total Assets

23TCr 26TCr 28TCr 33TCr 39TCr

Interest Expense

-8.4Cr -13Cr -20Cr -26Cr -27Cr

CAPEX

-16Cr -26Cr -16Cr -19Cr -16Cr

EBT

163.4Cr -13Cr 393.3Cr 478.5Cr 383.1Cr

D&A

28Cr 34Cr 5.9Cr 5.1Cr 7.7Cr

Operating Income

163.4Cr -13Cr 393.3Cr 478.5Cr 382.5Cr

Investment Funds

          

Other

3.26TCr 1.45TCr 2.47TCr 3.01TCr 2.83TCr

Total Assets

67TCr 71TCr 78TCr 76TCr 83TCr

Interest Expense

-654.9Cr -841Cr -1.08TCr -1.16TCr -1.17TCr

CAPEX

-2.1TCr -1.85TCr -1.96TCr -1.8TCr -4.12TCr

EBT

2.27TCr 383.9Cr 1.28TCr 1.77TCr 1.62TCr

D&A

608.2Cr 633.5Cr 662.9Cr 667.7Cr 672.3Cr

Operating Income

2.14TCr 348Cr 1.21TCr 1.73TCr 1.54TCr

Elimination

-377.2Cr -455.8Cr -677.3Cr -504.9Cr -429.5Cr

Total Assets

-9.43TCr -9.41TCr -12TCr -18TCr -18TCr

Interest Expense

6.62TCr 9.63TCr 17TCr 16TCr 18TCr

EBT

-16Cr -51Cr -138.3Cr -74Cr -21Cr

D&A

-93Cr -92Cr -119.8Cr -133.3Cr -132Cr

Operating Income

-2.3Cr -47Cr -129.2Cr -64Cr -11Cr

Geographical Revenue Distribution History

Geographical breakdown of sales (CNY)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Chinese Mainland

38TCr 40TCr 41TCr 40TCr 41TCr

Total Assets

21,49200Cr 23,37800Cr 26,47000Cr 28,61000Cr 31,36100Cr

Interest Expense

-35TCr -37TCr -44TCr -46TCr -42TCr

D&A

2.04TCr 2.05TCr 2.17TCr 2.08TCr 1.96TCr

CAPEX

-1.34TCr -1.47TCr -1.55TCr -1.64TCr -2.46TCr

EBT

22TCr 23TCr 23TCr 22TCr 22TCr

Operating Income

22TCr 23TCr 23TCr 22TCr 22TCr

Hong Kong, Macau and Taiwan

10TCr 9.95TCr 9.37TCr 10TCr 11TCr

Total Assets

4,62600Cr 4,97000Cr 5,22800Cr 5,71100Cr 5,94100Cr

Interest Expense

-2.32TCr -4.39TCr -12TCr -13TCr -10TCr

D&A

823.9Cr 856.6Cr 870.3Cr 858.2Cr 862.6Cr

CAPEX

-1.65TCr -1.36TCr -1.43TCr -1.18TCr -2.81TCr

EBT

4.58TCr 3.92TCr 5.37TCr 6.07TCr 6.38TCr

Operating Income

4.51TCr 3.89TCr 5.32TCr 6.05TCr 6.32TCr

Other Countries and Regions

2TCr 2.27TCr 2.24TCr 2.81TCr 3.12TCr

Total Assets

2,29300Cr 2,34700Cr 2,37300Cr 2,58600Cr 2,99800Cr

Interest Expense

-686.7Cr -2.6TCr -8.21TCr -9.3TCr -8.72TCr

D&A

88Cr 82Cr 83Cr 80Cr 86Cr

CAPEX

-27Cr -24Cr -27Cr -27Cr -32Cr

EBT

1.22TCr 1.47TCr 1.36TCr 1.84TCr 2.07TCr

Operating Income

1.22TCr 1.47TCr 1.36TCr 1.83TCr 2.08TCr

Elimination

-254.8Cr -239.5Cr -447.7Cr -283.8Cr -204Cr

Total Assets

-1,68800Cr -1,78100Cr -1,63900Cr -1,84600Cr -1,94100Cr

Interest Expense

1.22TCr 2.31TCr 5.85TCr 6.25TCr 4.86TCr

D&A

-68Cr -70Cr -82Cr -96Cr -102.7Cr

EBT

5.8Cr 9.5Cr -150.2Cr -80Cr -59Cr

Operating Income

5.8Cr 9.5Cr -150.2Cr -80Cr -59Cr