Sales 2024 by Business Segment

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Sales 2024 by Geography

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Historical Breakdown of Revenue by Business Segments

Operating Income: Breakdown by Business Segment

Breakdown by Business Segment (CNY)
Fiscal Period: December 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024

Diversified Commercial Banks

          

Corporate Banking

14TCr 14TCr 16TCr 18TCr 21TCr

Total Assets

9,25100Cr 10,11800Cr 11,73400Cr 13,77100Cr 15,31000Cr

Interest Expense

-16TCr -18TCr -21TCr -30TCr -31TCr

CAPEX

-362Cr -399.8Cr -438.3Cr -459.3Cr -464.7Cr

EBT

7.44TCr 6.45TCr 8.5TCr 11TCr 13TCr

D&A

866.5Cr 922.5Cr 945.3Cr 1.04TCr 1.02TCr

Operating Income

7.44TCr 6.45TCr 8.5TCr 11TCr 13TCr

Personal Banking

19TCr 19TCr 21TCr 24TCr 18TCr

Total Assets

5,64100Cr 6,18000Cr 6,39100Cr 6,60400Cr 6,79900Cr

Interest Expense

-11TCr -14TCr -15TCr -20TCr -20TCr

CAPEX

-413.7Cr -461.5Cr -491Cr -515.7Cr -517.7Cr

EBT

11TCr 10TCr 12TCr 14TCr 8.08TCr

D&A

1.06TCr 1.1TCr 1.09TCr 1.09TCr 1.01TCr

Operating Income

11TCr 10TCr 12TCr 14TCr 8.08TCr

Investment Banking

          

Treasury Operations

5.97TCr 10TCr 9.1TCr 5TCr 8.24TCr

Total Assets

8,68400Cr 9,52100Cr 9,81900Cr 11,02500Cr 11,95900Cr

Interest Expense

-14TCr -11TCr -15TCr -25TCr -26TCr

CAPEX

-19Cr -21Cr -24Cr -24Cr -24Cr

EBT

4.22TCr 7.88TCr 6.91TCr 2.91TCr 6.02TCr

D&A

253.2Cr 269.8Cr 272.4Cr 315.2Cr 314.9Cr

Operating Income

4.22TCr 7.88TCr 6.91TCr 2.91TCr 6.02TCr

Investment Banking

610Cr 883.1Cr 592.1Cr 712.5Cr 752.7Cr

Total Assets

11TCr 9.87TCr 9.04TCr 8.55TCr 9.18TCr

Interest Expense

-40Cr -14Cr -16Cr -28Cr -60Cr

CAPEX

-18Cr -21Cr -20Cr -21Cr -22Cr

EBT

344.6Cr 618.6Cr 357.1Cr 456Cr 497.9Cr

D&A

40Cr 41Cr 40Cr 44Cr 41Cr

Operating Income

310.4Cr 584.7Cr 325Cr 419Cr 459.5Cr

Investment Funds

          

Other

2.13TCr 3.26TCr 1.45TCr 2.47TCr 3.01TCr

Total Assets

62TCr 67TCr 71TCr 78TCr 76TCr

Interest Expense

-711.6Cr -654.9Cr -841Cr -1.08TCr -1.16TCr

CAPEX

-3.23TCr -2.1TCr -1.85TCr -1.96TCr -1.8TCr

EBT

1.11TCr 2.27TCr 383.9Cr 1.28TCr 1.77TCr

D&A

571.2Cr 608.2Cr 633.5Cr 662.9Cr 667.7Cr

Operating Income

1.12TCr 2.14TCr 348Cr 1.21TCr 1.73TCr

Casualty

          

Insurance

3.49TCr 3.6TCr 3.6TCr 2.1TCr 2.43TCr

Total Assets

20TCr 23TCr 26TCr 28TCr 33TCr

Interest Expense

-10Cr -8.4Cr -13Cr -20Cr -26Cr

CAPEX

-12Cr -16Cr -26Cr -16Cr -19Cr

EBT

158.6Cr 163.4Cr -13Cr 393.3Cr 478.5Cr

D&A

28Cr 28Cr 34Cr 5.9Cr 5.1Cr

Operating Income

158.6Cr 163.4Cr -13Cr 393.3Cr 478.5Cr

Elimination

-354Cr -377.2Cr -455.8Cr -677.3Cr -504.9Cr

Total Assets

-10TCr -9.43TCr -9.41TCr -12TCr -18TCr

Interest Expense

7.49TCr 6.62TCr 9.63TCr 17TCr 16TCr

EBT

6.3Cr -16Cr -51Cr -138.3Cr -74Cr

D&A

-71Cr -93Cr -92Cr -119.8Cr -133.3Cr

Operating Income

13Cr -2.3Cr -47Cr -129.2Cr -64Cr

Geographical Revenue Distribution History

Geographical breakdown of sales (CNY)
Fiscal Period: December 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024

Chinese Mainland

33TCr 38TCr 40TCr 41TCr 40TCr

Total Assets

19,45400Cr 21,49200Cr 23,37800Cr 26,47000Cr 28,61000Cr

Interest Expense

-31TCr -35TCr -37TCr -44TCr -46TCr

D&A

1.91TCr 2.04TCr 2.05TCr 2.17TCr 2.08TCr

CAPEX

-1.21TCr -1.34TCr -1.47TCr -1.55TCr -1.64TCr

EBT

19TCr 22TCr 23TCr 23TCr 22TCr

Operating Income

19TCr 22TCr 23TCr 23TCr 22TCr

Hong Kong, Macau and Taiwan

11TCr 10TCr 9.95TCr 9.37TCr 10TCr

Total Assets

4,30700Cr 4,62600Cr 4,97000Cr 5,22800Cr 5,71100Cr

Interest Expense

-3.68TCr -2.32TCr -4.39TCr -12TCr -13TCr

D&A

806.9Cr 823.9Cr 856.6Cr 870.3Cr 858.2Cr

CAPEX

-2.81TCr -1.65TCr -1.36TCr -1.43TCr -1.18TCr

EBT

5.02TCr 4.58TCr 3.92TCr 5.37TCr 6.07TCr

Operating Income

4.99TCr 4.51TCr 3.89TCr 5.32TCr 6.05TCr

Other Countries and Regions

1.56TCr 2TCr 2.27TCr 2.24TCr 2.81TCr

Total Assets

2,09000Cr 2,29300Cr 2,34700Cr 2,37300Cr 2,58600Cr

Interest Expense

-1.68TCr -686.7Cr -2.6TCr -8.21TCr -9.3TCr

D&A

84Cr 88Cr 82Cr 83Cr 80Cr

CAPEX

-31Cr -27Cr -24Cr -27Cr -27Cr

EBT

738.8Cr 1.22TCr 1.47TCr 1.36TCr 1.84TCr

Operating Income

738.8Cr 1.22TCr 1.47TCr 1.36TCr 1.83TCr

Elimination

-235.6Cr -254.8Cr -239.5Cr -447.7Cr -283.8Cr

Total Assets

-1,44800Cr -1,68800Cr -1,78100Cr -1,63900Cr -1,84600Cr

Interest Expense

1.95TCr 1.22TCr 2.31TCr 5.85TCr 6.25TCr

D&A

-46Cr -68Cr -70Cr -82Cr -96Cr

EBT

- 5.8Cr 9.5Cr -150.2Cr -80Cr

Operating Income

- 5.8Cr 9.5Cr -150.2Cr -80Cr