Valuation AU Small Finance Bank Limited

Equities

Delayed NSE India S.E. Other stock markets 02:56:18 11/07/2025 pm IST			5-day change	1st Jan Change
821.75 ^INR	-0.78%		+1.23%	+47.00%

04/07	AU Small Finance Bank Limited Appoints Vikash Modi as Head of HR	CI
30/06	AU Small Finance Bank Partners With LIC to Expand Insurance Reach	MT

Data adjusted to current consolidation scope

Fiscal Period: March	2020	2021	2022	2023	2024	2025	2026	2027
Capitalization ¹	1,53,689	3,83,351	3,92,444	3,86,179	3,78,077	6,17,169	-	-
Change	-	149.43%	2.37%	-1.6%	-2.1%	63.24%	-	-
Enterprise Value (EV)	1,53,689	3,83,351	3,92,444	3,86,179	3,78,077	6,17,169	6,17,169	6,17,169
Change	-	149.43%	2.37%	-1.6%	-2.1%	63.24%	0%	0%
P/E ratio	22.6x	32.4x	34.9x	26.6x	24.7x	18.9x	22.9x	17.2x
PBR	3.49x	6.11x	5.25x	3.52x	3.01x	2.35x	3.14x	2.67x
PEG	-	0.5x	-6.09x	1.2x	4.79x	0.8x	0.8x	0.5x
Capitalization / Revenue	5.88x	10x	9.28x	7.07x	5.48x	3.78x	4.88x	4.01x
EV / Revenue	0x	0x	0x	0x	0x	5.9x	4.88x	4.01x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	13.8x	11.6x	9.33x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	-	-	0.5	1	1	1	1.719	2.04
Rate of return	-	-	0.08%	0.17%	0.18%	0.19%	0.21%	0.25%
EPS ²	11.16	18.93	17.84	21.74	22.86	28.24	36.23	48.1
Distribution rate	-	-	2.8%	4.6%	4.37%	3.54%	4.75%	4.24%
Net sales ¹	26,150	38,170	42,278	54,597	69,031	1,05,379	1,26,412	1,54,015
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	11,972	21,586	18,150	20,195	25,150	45,807	53,293	66,129
Net income ¹	6,748	11,707	11,298	14,279	15,347	21,059	26,898	35,382
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	252.68	613.92	623.12	579.20	565.00	828.20	828.20	828.20
Nbr of stocks (in thousands)	6,08,247	6,24,427	6,29,800	6,66,745	6,69,162	7,45,193	-	-
Announcement Date	02/05/20	29/04/21	26/04/22	25/04/23	24/04/24	22/04/25	-	-

¹INR in Million²INR

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
AU SMALL FINANCE BANK LIMITED	29.19x	-	-	0.19%	719.76Cr
JPMORGAN CHASE & CO.	15.51x	-	-	2%	80TCr
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	5.8x	-	-	5.37%	37TCr
BANK OF AMERICA CORPORATION	13.03x	-	-	2.31%	35TCr
CHINA CONSTRUCTION BANK CORPORATION	6.01x	-	-	5.08%	29TCr
WELLS FARGO & COMPANY	14.07x	-	-	2.04%	27TCr
BANK OF CHINA LIMITED	5.85x	-	-	5.35%	24TCr
HSBC HOLDINGS PLC	10.06x	-	-	5.37%	22TCr
COMMONWEALTH BANK OF AUSTRALIA	29.2x	-	-	2.69%	20TCr
ROYAL BANK OF CANADA	14.07x	-	-	3.28%	19TCr
Average	14.28x			3.37%	29.38TCr
Weighted average by Cap.	12.58x			3.42%