Valuation AU Small Finance Bank Limited

Equities

Market Closed - NSE India S.E. Other stock markets 06:22:20 05/03/2026 pm IST			5-day change	1st Jan Change
973.45 ^INR	+2.89%		+0.08%	-2.12%

23/02	Indian state chief minister says IDFC First Bank delayed acting on suspected fraud	RE
23/02	India's IDFC First Bank tanks 20% on suspected $65 million fraud	RE

Data adjusted to current consolidation scope

Fiscal Period: March	2021	2022	2023	2024	2025	2026	2027	2028
Capitalization ¹	3,83,351	3,92,444	3,86,179	3,78,077	3,98,026	7,28,229	-	-
Change	-	2.37%	-1.6%	-2.1%	5.28%	82.96%	-	-
Enterprise Value (EV) ¹	3,83,351	3,92,444	3,86,179	3,78,077	3,98,026	8,01,270	8,16,147	8,34,353
Change	-	2.37%	-1.6%	-2.1%	5.28%	101.31%	1.86%	2.23%
P/E ratio	32.4x	34.9x	26.6x	24.7x	18.9x	28.2x	20.5x	16.2x
PBR	6.11x	5.25x	3.52x	3.01x	2.35x	3.7x	3.13x	2.64x
PEG	-	-6.09x	1.2x	4.79x	0.8x	1.3x	0.5x	0.6x
Capitalization / Revenue	10x	9.28x	7.07x	5.48x	3.78x	6x	4.88x	3.99x
EV / Revenue	10x	9.28x	7.07x	5.48x	3.78x	6.6x	5.47x	4.57x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	17.8x	21.6x	19.1x	15x	8.69x	15.6x	12.5x	10.2x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	-	0.5	1	1	1	1.478	1.847	2.335
Rate of return	-	0.08%	0.17%	0.18%	0.19%	0.15%	0.19%	0.24%
EPS ²	18.93	17.84	21.74	22.86	28.24	34.55	47.45	59.96
Distribution rate	-	2.8%	4.6%	4.37%	3.54%	4.28%	3.89%	3.89%
Net sales ¹	38,170	42,278	54,597	69,031	1,05,379	1,21,360	1,49,282	1,82,503
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	21,586	18,150	20,195	25,150	45,807	51,506	65,116	81,951
Net income ¹	11,707	11,298	14,279	15,347	21,059	25,775	35,501	44,903
Net Debt ¹	-	-	-	-	-	73,041	87,917	1,06,123
Reference price ²	613.92	623.12	579.20	565.00	534.60	973.45	973.45	973.45
Nbr of stocks (in thousands)	6,24,427	6,29,800	6,66,745	6,69,162	7,44,531	7,48,091	-	-
Announcement Date	29/04/21	26/04/22	25/04/23	24/04/24	22/04/25	-	-	-

¹INR in Million²INR

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
AU SMALL FINANCE BANK LIMITED	27.38x	6.43x	-	0.16%	767.76Cr
JPMORGAN CHASE & CO.	13.78x	-	-	2.13%	81TCr
BANK OF AMERICA CORPORATION	11.6x	-	-	2.39%	36TCr
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	5.61x	-	-	5.54%	35TCr
HSBC HOLDINGS PLC	11.12x	-	-	4.74%	30TCr
CHINA CONSTRUCTION BANK CORPORATION	5.34x	-	-	5.59%	27TCr
WELLS FARGO & COMPANY	12.01x	-	-	2.24%	26TCr
BANK OF CHINA LIMITED	5.39x	-	-	5.64%	23TCr
ROYAL BANK OF CANADA	14.48x	-	-	2.96%	23TCr
COMMONWEALTH BANK OF AUSTRALIA	26.41x	-	-	2.94%	20TCr
Average	13.31x	6.43x		3.43%	30.12TCr
Weighted average by Cap.	11.71x	6.43x		3.51%