Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Operating Income: Breakdown by Business Segment

Breakdown by Business Segment (CNY)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Diversified Commercial Banks

          

Personal Banking

27TCr 31TCr 32TCr 31TCr 30TCr

Total Assets

7,11000Cr 7,51200Cr 8,02600Cr 8,74000Cr 9,15700Cr

Interest Expense

-21TCr -24TCr -27TCr -28TCr -26TCr

CAPEX

-1.39TCr -1.12TCr -1.15TCr -1.04TCr -1.44TCr

EBT

16TCr 19TCr 19TCr 17TCr 16TCr

D&A

1.05TCr 1.1TCr 1.15TCr 1.24TCr 1.26TCr

Operating Income

- 19TCr 19TCr 17TCr 16TCr

Corporate Banking

16TCr 18TCr 17TCr 24TCr 21TCr

Total Assets

9,54000Cr 11,69500Cr 13,95900Cr 15,50000Cr 17,26400Cr

Interest Expense

-13TCr -16TCr -22TCr -21TCr -17TCr

CAPEX

-593.3Cr -483.5Cr -448.2Cr -396.1Cr -598.3Cr

EBT

7.62TCr 8.95TCr 8.91TCr 15TCr 13TCr

D&A

523Cr 570.7Cr 552.1Cr 593.9Cr 653.8Cr

Operating Income

- 8.95TCr 8.91TCr 15TCr 13TCr

Investment Banking

          

Treasury Operations

8.14TCr 4.72TCr 4.54TCr 1.12TCr 5.81TCr

Total Assets

11,88400Cr 14,16300Cr 17,25700Cr 18,31700Cr 21,60300Cr

Interest Expense

-8.62TCr -12TCr -16TCr -21TCr -19TCr

CAPEX

-551Cr -441.8Cr -490.2Cr -422.5Cr -568Cr

EBT

5.22TCr 2.3TCr 1.61TCr -1.72TCr 2.61TCr

D&A

363Cr 366.2Cr 422Cr 422.5Cr 405.5Cr

Operating Income

- 2.3TCr 1.61TCr -1.72TCr 2.61TCr

Investment Funds

          

Others

4.71TCr 4.78TCr 2TCr 2.32TCr 2.44TCr

Total Assets

39TCr 41TCr 47TCr 53TCr 59TCr

Interest Expense

-339.6Cr -306.3Cr -523.8Cr -572.8Cr -502.1Cr

CAPEX

-159.2Cr -240.5Cr -461.9Cr -418.4Cr -253.8Cr

EBT

1.14TCr 764.7Cr 922.7Cr 1.2TCr 1.17TCr

D&A

45Cr 51Cr 33Cr 30Cr 33Cr

Operating Income

- 758.1Cr 903.8Cr 1.19TCr 1.06TCr

Total Assets

14TCr 15TCr 16TCr 15TCr 17TCr

Geographical Revenue Distribution History

Geographical breakdown of sales (CNY)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Western China

12TCr 8.96TCr 13TCr 13TCr 14TCr

Total Assets

5,61600Cr 6,38600Cr 7,20000Cr 7,76000Cr 8,34000Cr

Interest Expense

-6.67TCr -7.66TCr -8.86TCr -9TCr -7.68TCr

D&A

425.5Cr 437.3Cr 433.2Cr 449.7Cr 454.1Cr

CAPEX

-577.1Cr -467.2Cr -432.4Cr -416.6Cr -375.5Cr

EBT

6.77TCr 3.32TCr 6.86TCr 7.47TCr 8.08TCr

Operating Income

6.77TCr 3.32TCr 6.86TCr 7.47TCr 8.08TCr

Yangtze River Delta

11TCr 14TCr 13TCr 16TCr 14TCr

Total Assets

6,24600Cr 7,21300Cr 8,47400Cr 8,76900Cr 9,32700Cr

Interest Expense

-9.34TCr -11TCr -14TCr -14TCr -12TCr

D&A

318.6Cr 324.2Cr 332.2Cr 331.4Cr 326.5Cr

CAPEX

-256.5Cr -165.6Cr -440.3Cr -309.6Cr -486.5Cr

EBT

7.23TCr 10TCr 8.58TCr 12TCr 9.13TCr

Operating Income

7.23TCr 10TCr 8.58TCr 12TCr 9.13TCr

Bohai Rim

6.62TCr 9.68TCr 9.15TCr 9.8TCr 11TCr

Total Assets

5,14500Cr 6,16600Cr 7,09600Cr 7,29100Cr 7,93800Cr

Interest Expense

-7.12TCr -8.3TCr -9.61TCr -9.89TCr -8.38TCr

D&A

310.6Cr 323.5Cr 330.6Cr 341Cr 339.9Cr

CAPEX

-414.1Cr -250.9Cr -174.7Cr -180Cr -212.6Cr

EBT

3.36TCr 6.24TCr 5.61TCr 6.1TCr 7.01TCr

Operating Income

3.36TCr 6.24TCr 5.61TCr 6.1TCr 7.01TCr

Central China

7.68TCr 9.1TCr 9.83TCr 10TCr 9.7TCr

Total Assets

4,26200Cr 4,95400Cr 5,82900Cr 6,35900Cr 6,99000Cr

Interest Expense

-5.92TCr -6.94TCr -8.24TCr -8.58TCr -7.82TCr

D&A

312.4Cr 332.2Cr 356.5Cr 366.1Cr 366.9Cr

CAPEX

-401.4Cr -381.3Cr -276.6Cr -220.9Cr -222.8Cr

EBT

3.84TCr 4.98TCr 5.55TCr 5.9TCr 4.98TCr

Operating Income

3.84TCr 4.98TCr 5.55TCr 5.9TCr 4.98TCr

Pearl River Delta

8.55TCr 9.3TCr 8.34TCr 9.4TCr 6.02TCr

Total Assets

3,77800Cr 4,49700Cr 5,51900Cr 6,02600Cr 6,15500Cr

Interest Expense

-4.9TCr -6.19TCr -8.51TCr -8.92TCr -7.56TCr

D&A

254.6Cr 264.1Cr 242.4Cr 242.8Cr 237.1Cr

CAPEX

-364.2Cr -155.5Cr -113.2Cr -99Cr -111.9Cr

EBT

5.76TCr 6.33TCr 5.26TCr 6.3TCr 2.85TCr

Operating Income

5.76TCr 6.33TCr 5.26TCr 6.3TCr 2.85TCr

Overseas and Others

4.97TCr 5.1TCr 2.36TCr 2.77TCr 2.97TCr

Total Assets

1,15800Cr 1,24300Cr 1,32400Cr 1,49500Cr 1,48600Cr

Interest Expense

-802.7Cr -1.66TCr -4.18TCr -4.78TCr -3.85TCr

D&A

52Cr 52Cr 28Cr 21Cr 21Cr

CAPEX

-215.8Cr -240.5Cr -461.8Cr -417Cr -240.7Cr

EBT

1.32TCr 1.01TCr 1.31TCr 1.67TCr 1.77TCr

Operating Income

1.28TCr 1.01TCr 1.3TCr 1.68TCr 1.67TCr

Northeastern China

2.03TCr 1.99TCr 2.16TCr 2.34TCr 2.88TCr

Total Assets

1,29300Cr 1,47100Cr 1,70200Cr 1,92300Cr 2,20200Cr

Interest Expense

-2.04TCr -2.27TCr -2.56TCr -2.69TCr -2.56TCr

D&A

119.3Cr 119.3Cr 120.5Cr 119.3Cr 115.5Cr

CAPEX

-97Cr -73Cr -60Cr -56Cr -210.3Cr

EBT

585.6Cr 507.8Cr 643Cr 788.7Cr 1.24TCr

Operating Income

585.6Cr 507.8Cr 643Cr 788.7Cr 1.24TCr

Head Office

2.55TCr -398.9Cr -1.33TCr -6.07TCr -679.7Cr

Total Assets

5,34900Cr 6,49900Cr 7,55900Cr 8,97800Cr 11,95300Cr

Interest Expense

-6.21TCr -7.49TCr -9.02TCr -11TCr -13TCr

D&A

187.2Cr 233.8Cr 319.1Cr 415.5Cr 488.6Cr

CAPEX

-368.4Cr -551.8Cr -589.6Cr -579.4Cr -1TCr

EBT

730.3Cr -1.93TCr -3.07TCr -7.89TCr -2.69TCr

Operating Income

724.5Cr -1.94TCr -3.08TCr -7.9TCr -2.7TCr

Total Assets

-3,92100Cr -4,65100Cr -4,99200Cr -5,51100Cr -5,77600Cr

Total Assets

14TCr 15TCr 16TCr 15TCr 17TCr
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