Cash flow Aditya Birla Capital Limited

Equities

ABCAPITAL

INE674K01013

Multiline Insurance & Brokers

Delayed NSE India S.E. Other stock markets 10:47:20 19/01/2026 am IST			5-day change	1st Jan Change
358.15 ^INR	-1.06%		+0.77%	+0.08%

16/01	Aditya Birla Capital to consider raising funds through issuance of debt securities	RE
29/12	Aditya Birla Capital invests 400 million rupees in Aditya Birla Capital Digital	RE

37538a01d834e65af70282b6d.eNpXh3PrYG9NW2JBXPLPB3Ty8rWIx4Fwzv1Vs3mkRK4.Nesv6BWAUho9OFcgL5fiNTKovfjvvvhBocQDwEDiNe1JhW60RLolHiIROw

Published financial data: ADITYA BIRLA CAPITAL LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Interest and Dividend Income, Total	6.77TCr	7.03TCr	9.57TCr	14TCr	17TCr
Interest Expense, Total	3.9TCr	3.47TCr	4.72TCr	7.61TCr	9.69TCr
Net Interest Income	2.87TCr	3.56TCr	4.85TCr	6.68TCr	7.33TCr
Commission and Fees	938.73Cr	1.14TCr	1.24TCr	1.35TCr	756.01Cr
Gain (Loss) on Sale of Investments, Total (Rev)	-	177.19Cr	2.74TCr	545.66Cr	229.91Cr
Other Revenues, Total	12TCr	14TCr	17TCr	18TCr	23TCr
Revenues Before Provison For Loan Losses	15TCr	19TCr	25TCr	27TCr	31TCr
Provision For Loan Losses	771.94Cr	730.23Cr	981.09Cr	1.35TCr	1.5TCr
Total Revenues	15TCr	18TCr	25TCr	26TCr	30TCr
Salaries And Other Employee Benefits	758.02Cr	867.59Cr	1.14TCr	1.54TCr	1.83TCr
Cost of Services Provided, Total	12TCr	15TCr	17TCr	19TCr	22TCr
Depreciation & Amortization - (IS) - (Collected)	114.45Cr	121.91Cr	144.83Cr	193.82Cr	246.2Cr
Other Operating Expenses	323.61Cr	416.35Cr	710.76Cr	1.05TCr	1.13TCr
Total Operating Expenses	13TCr	16TCr	19TCr	21TCr	25TCr
Operating Income	1.28TCr	1.95TCr	5.36TCr	4.28TCr	4.43TCr
Income (Loss) on Equity Invest.	268.41Cr	340.9Cr	272.57Cr	303.91Cr	416.8Cr
Currency Exchange Gains (Loss)	-	-	-	-	-
Other Non Operating Income (Expenses)	-	-	-	-	-
EBT, Excl. Unusual Items	1.55TCr	2.29TCr	5.64TCr	4.58TCr	4.84TCr
Impairment of Goodwill	-	-	-	-	-
Gain (Loss) on Sale of Assets	14L	-2L	19L	-	9L
EBT, Incl. Unusual Items	1.55TCr	2.29TCr	5.64TCr	4.58TCr	4.84TCr
Income Tax Expense	440.04Cr	626.65Cr	811.16Cr	1.14TCr	1.46TCr
Earnings From Continuing Operations	1.11TCr	1.66TCr	4.82TCr	3.44TCr	3.38TCr
Earnings Of Discontinued Operations	-	-	-	-	28Cr
Net Income to Company	1.11TCr	1.66TCr	4.82TCr	3.44TCr	3.41TCr
Minority Interest	21Cr	46Cr	-28Cr	-103.91Cr	-78Cr
Net Income - (IS)	1.13TCr	1.71TCr	4.8TCr	3.33TCr	3.33TCr
Preferred Dividend and Other Adjustments	-	-	-	-	-
Net Income to Common Incl Extra Items	1.13TCr	1.71TCr	4.8TCr	3.33TCr	3.33TCr
Net Income to Common Excl. Extra Items	1.13TCr	1.71TCr	4.8TCr	3.33TCr	3.3TCr
Per Share Items
Net EPS - Basic	4.67	7.06	19.84	13.05	12.8
Basic EPS - Continuing Operations	4.67	7.06	19.84	13.05	12.69
Basic Weighted Average Shares Outstanding	241.44Cr	241.59Cr	241.68Cr	255.54Cr	260.42Cr
Net EPS - Diluted	4.66	7.05	19.77	12.95	12.67
Diluted EPS - Continuing Operations	4.66	7.05	19.77	12.95	12.56
Diluted Weighted Average Shares Outstanding	241.76Cr	241.84Cr	242.63Cr	257.5Cr	262.71Cr
Normalized Basic EPS	4.09	6.11	14.46	10.8	11.32
Normalized Diluted EPS	4.08	6.1	14.4	10.72	11.23
American Depositary Receipts Ratio (ADR)	1	1	1	1	1
Supplemental Items
Total Revenues (As Reported)	19TCr	22TCr	30TCr	35TCr	41TCr
Effective Tax Rate - (Ratio)	28.47	27.4	14.39	24.95	30.17
Total Current Taxes	416Cr	628.06Cr	926Cr	1.11TCr	1.41TCr
Total Deferred Taxes	24Cr	-1.41Cr	-114.84Cr	36Cr	51Cr
Normalized Net Income	986.86Cr	1.48TCr	3.49TCr	2.76TCr	2.95TCr
Non-Cash Pension Expense	32L	35L	19L	11L	-36L
Supplemental Operating Expense Items
Stock-Based Comp., G&A Exp. (Total)	5.67Cr	5.15Cr	26Cr	57Cr	56Cr
Stock-Based Comp., Other (Total)	9.31Cr	2.63Cr	19Cr	46Cr	37Cr
Total Stock-Based Compensation	15Cr	7.78Cr	45Cr	102.65Cr	93Cr

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	2.36TCr	2.05TCr	1.73TCr	1.55TCr	4.33TCr
Long-Term Investments - (FS Template)	26TCr	32TCr	42TCr	51TCr	63TCr
Trading Asset Securities, Total	3.32TCr	5.01TCr	7.89TCr	13TCr	13TCr
Loans and Lease Receivables - (FS Template)	60TCr	66TCr	93TCr	1,23100Cr	1,52600Cr
Other Receivables	946.66Cr	1.32TCr	888.75Cr	1.11TCr	1.42TCr
Gross Property Plant And Equipment	759.54Cr	861.08Cr	992.24Cr	1.4TCr	1.74TCr
Accumulated Depreciation	-316.18Cr	-387.73Cr	-442.42Cr	-572.08Cr	-742.21Cr
Net Property Plant And Equipment	443.36Cr	473.35Cr	549.82Cr	830.59Cr	994.12Cr
Goodwill	570.04Cr	570.03Cr	554.83Cr	554.83Cr	554.83Cr
Other Intangibles, Total	275.11Cr	291.82Cr	203.76Cr	347.2Cr	488.81Cr
Other Current Assets, Total	5.36TCr	4.86TCr	4.49TCr	6.18TCr	5.95TCr
Deferred Tax Assets Long-Term (Collected)	309.6Cr	324.43Cr	476.73Cr	517.91Cr	513.27Cr
Deferred Charges Long-Term	3.9Cr	2.58Cr	1.38Cr	59L	-
Other Long-Term Assets, Total	25TCr	28TCr	29TCr	34TCr	36TCr
Total Assets	1,24300Cr	1,41100Cr	1,80800Cr	2,32100Cr	2,79100Cr
Liabilities
Interest Bearing Deposits	6.72Cr	7.95Cr	7.48Cr	6.07Cr	5.2Cr
Deposits	6.72Cr	7.95Cr	7.48Cr	6.07Cr	5.2Cr
Accounts Payable, Total	720.15Cr	884.44Cr	1.41TCr	1.41TCr	1.32TCr
Accrued Expenses, Total	531.79Cr	626.86Cr	609.23Cr	646.82Cr	742.84Cr
Short-Term Borrowings	7.22TCr	9.85TCr	13TCr	20TCr	21TCr
Current Portion of Long-Term Debt	11TCr	11TCr	16TCr	21TCr	28TCr
Current Portion of Leases	94Cr	95Cr	108.54Cr	145.62Cr	146.24Cr
Long-Term Debt	35TCr	37TCr	55TCr	68TCr	91TCr
Long-Term Leases	274.64Cr	278.11Cr	308.19Cr	453.62Cr	515.51Cr
Current Income Taxes Payable	37Cr	34Cr	185.78Cr	315.56Cr	234.49Cr
Unearned Revenue, Current	-	-	-	-	-
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	437.37Cr	521.95Cr	630.8Cr	-	-
Unearned Revenue Non Current	627.89Cr	841.6Cr	71Cr	81Cr	60Cr
Pension & Other Post Retirement Benefits	279.59Cr	314.96Cr	242.23Cr	172.64Cr	203.74Cr
Deferred Tax Liability Non-Current	359.37Cr	373.77Cr	401.54Cr	478.54Cr	418.08Cr
Other Non Current Liabilities	53TCr	62TCr	71TCr	90TCr	1,03600Cr
Total Liabilities	1,09100Cr	1,24000Cr	1,58900Cr	2,03500Cr	2,46700Cr
Preferred Stock Redeemable	-	-	-	-	-
Preferred Stock Convertible	-	-	-	-	-
Total Preferred Equity	-	-	-	-	-
Common Stock, Total	2.42TCr	2.42TCr	2.42TCr	2.6TCr	2.61TCr
Additional Paid In Capital	6.08TCr	6.09TCr	6.11TCr	9TCr	9.14TCr
Retained Earnings	4.95TCr	6.66TCr	11TCr	15TCr	18TCr
Comprehensive Income and Other	299.27Cr	328.61Cr	326.48Cr	426.51Cr	471.44Cr
Total Common Equity	14TCr	15TCr	20TCr	27TCr	30TCr
Minority Interest	1.48TCr	1.6TCr	1.51TCr	1.82TCr	1.96TCr
Total Equity	15TCr	17TCr	22TCr	29TCr	32TCr
Total Liabilities And Equity	1,24300Cr	1,41100Cr	1,80800Cr	2,32100Cr	2,79100Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	241.53Cr	241.63Cr	241.8Cr	260Cr	260.7Cr
ECS Total Common Shares Outstanding	241.53Cr	241.63Cr	241.8Cr	260Cr	260.7Cr
Book Value / Share	56.9	64.11	84	103.14	116.57
Tangible Book Value	13TCr	15TCr	20TCr	26TCr	29TCr
Tangible Book Value Per Share	53.4	60.55	80.86	99.67	112.56
Total Debt	53TCr	59TCr	85TCr	1,10200Cr	1,40200Cr
Debt Equivalent of Unfunded Proj. Benefit Obligation	16Cr	13Cr	9.65Cr	7.35Cr	22Cr
Net Debt	47TCr	51TCr	75TCr	96TCr	1,23200Cr
Equity Method Investments, Total	879.55Cr	1.11TCr	4.3TCr	4.39TCr	4.86TCr
Full Time Employees	22.76T	30.9T	34.68T	46.69T	-

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	1.13TCr	1.71TCr	4.8TCr	3.33TCr	3.33TCr
Depreciation, Depletion & Amortization	141.16Cr	131.2Cr	144.07Cr	201.21Cr	257.88Cr
Amortization of Goodwill and Intangible Assets - (CF)	-	-	-	-	-
Total Depreciation, Depletion & Amortization	141.16Cr	131.2Cr	144.07Cr	201.21Cr	257.88Cr
Amortization of Deferred Charges, Total	82Cr	103.1Cr	108.31Cr	90Cr	99Cr
(Gain) Loss On Sale of Asset - (CF)	1.11Cr	1.44Cr	-2.74TCr	36L	59L
(Gain) Loss on Sale of Investments - (CF)	39L	-19L	1.64Cr	-484.61Cr	1.27TCr
Total Asset Writedown	-568.96Cr	-510.73Cr	-154.44Cr	-792.96Cr	-1.34TCr
Provision for Credit Losses	771.92Cr	730.21Cr	981.07Cr	1.35TCr	-
Stock-Based Compensation (CF)	15Cr	7.78Cr	45Cr	102.65Cr	93Cr
Change in Accounts Payable	175.25Cr	163.19Cr	712.48Cr	6.51Cr	6.88Cr
Change in Other Net Operating Assets (Collected)	-6.2TCr	-11TCr	-35TCr	-36TCr	-40TCr
Other Operating Activities	4.15TCr	3.72TCr	7.46TCr	7.92TCr	8.65TCr
Net Cash From Discontinued Operations	-	-	-	-	37Cr
Cash from Operations	-307.77Cr	-5.07TCr	-24TCr	-24TCr	-28TCr
Capital Expenditure	-149.95Cr	-179.71Cr	-245.58Cr	-402.41Cr	-457.65Cr
Sale of Property, Plant, and Equipment	1.91Cr	2.57Cr	5.83Cr	4.24Cr	9.88Cr
Cash Acquisitions	-	-	-	-	-
Divestitures	-	-	-	-	283.69Cr
Purchase / Sale of Intangible Assets	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	2.51TCr	-1.39TCr	-2.57TCr	-4.27TCr	923.65Cr
Other Investing Activities, Total	71Cr	116.64Cr	156.27Cr	76Cr	175.02Cr
Cash from Investing	2.43TCr	-1.45TCr	-2.65TCr	-4.59TCr	934.59Cr
Short Term Debt Issued, Total	370.44Cr	2.41TCr	5.35TCr	9.13TCr	-
Long-Term Debt Issued, Total	11TCr	14TCr	35TCr	33TCr	51TCr
Total Debt Issued	11TCr	16TCr	41TCr	42TCr	51TCr
Short Term Debt Repaid, Total	-	-	-	-	-1.72TCr
Long-Term Debt Repaid, Total	-14TCr	-10TCr	-15TCr	-17TCr	-20TCr
Total Debt Repaid	-14TCr	-10TCr	-15TCr	-17TCr	-21TCr
Issuance of Common Stock	2.9Cr	3.07Cr	9.97Cr	3.04TCr	73Cr
Issuance of Preferred Stock	-	-	-	-	-
Repurchase of Preferred Stock	-	-	-	-	-
Other Financing Activities, Total	145.26Cr	194.92Cr	237.04Cr	171.5Cr	86Cr
Cash from Financing	-2.58TCr	5.84TCr	26TCr	29TCr	30TCr
Miscellaneous Cash Flow Adjustments	-	-	-25Cr	-	-1L
Net Change in Cash	-459.31Cr	-678.62Cr	-318.06Cr	-176.49Cr	2.78TCr
Supplemental Items
Cash Interest Paid	4.2TCr	3.93TCr	4.68TCr	7.24TCr	9.13TCr
Cash Income Tax Paid (Refund)	373.13Cr	758.77Cr	560.55Cr	887.24Cr	1.56TCr
Net Debt Issued / Repaid	-2.73TCr	5.64TCr	26TCr	25TCr	30TCr

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.93	1.25	3	1.67	1.32
Return On Equity %	7.59	10.27	24.8	13.63	11.09
Return on Common Equity	8.56	11.67	26.79	14.15	11.55
Margin Analysis
Gross Profit Margin %	17.2	18.73	30.16	28.09	26.45
SG&A Margin	5.45	4.96	4.78	6.52	6.79
Income From Continuing Operations Margin %	7.57	9.2	19.69	13.43	11.45
Net Income Margin %	7.72	9.46	19.57	13.03	11.28
Net Avail. For Common Margin %	7.72	9.46	19.57	13.03	11.19
Normalized Net Income Margin	6.76	8.18	14.26	10.78	9.99
Asset Turnover
Asset Turnover	0.12	0.14	0.15	0.12	0.12
Short Term Liquidity
Current Ratio	3.63	3.39	3.36	3.28	3.45
Quick Ratio	3.36	3.18	3.22	3.14	3.34
Operating Cash Flow to Current Liabilities	-0.02	-0.22	-0.74	-0.55	-0.55
Long Term Solvency
Total Debt/Equity	348.56	342.57	388.41	384.93	433.32
Total Debt / Total Capital	77.71	77.4	79.53	79.38	81.25
LT Debt/Equity	230.33	217.49	253.58	239.28	282.05
Long-Term Debt / Total Capital	51.35	49.14	51.92	49.34	52.89
Total Liabilities / Total Assets	87.75	87.89	87.93	87.66	88.41
Tier 1 Capital Ratio %	-	-	13.92	14.13	-
Total Capital Ratio %	22.7	21.77	16.38	16.24	18.22
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	29.11	23.57	35.84	4.47	18.01
Gross Profit, 1 Yr. Growth %	13.27	34.62	118.64	-2.68	11.09
Earnings From Cont. Operations, 1 Yr. Growth %	27.66	50.14	190.59	-28.71	-0.19
Net Income, 1 Yr. Growth %	22.48	51.43	181.12	-30.46	-0.08
Normalized Net Income, 1 Yr. Growth %	14.82	49.48	136.84	-21	8.51
Diluted EPS Before Extra, 1 Yr. Growth %	14.78	51.29	180.43	-34.5	-1.49
Common Equity, 1 Yr. Growth %	9.28	12.73	31.1	32.03	13.32
Total Assets, 1 Yr. Growth %	9.23	13.1	28.07	28.41	20.23
Tangible Book Value, 1 Yr. Growth %	9.59	13.44	33.64	32.54	13.23
Cash From Operations, 1 Yr. Growth %	-107.21	-8.03T	373.98	0.3	15.91
Capital Expenditures, 1 Yr. Growth %	-4.67	19.85	36.65	63.86	13.73
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	14.84	26.31	29.56	19.13	9.78
Gross Profit, 2 Yr. CAGR %	-3.78	23.48	71.56	45.87	2.81
Earnings From Cont. Operations, 2 Yr. CAGR %	16.74	38.44	108.88	43.93	-16.27
Net Income, 2 Yr. CAGR %	13.73	36.19	106.33	39.82	-16.64
Normalized Net Income, 2 Yr. CAGR %	3.43	31	88.15	36.79	-8.12
Diluted EPS Before Extra, 2 Yr. CAGR %	8.62	31.77	105.97	35.53	-20.28
Common Equity, 2 Yr. CAGR %	20.2	10.99	21.57	31.57	22.32
Total Assets, 2 Yr. CAGR %	6.45	11.37	20.35	28.24	24.25
Tangible Book Value, 2 Yr. CAGR %	21.48	11.5	23.12	33.09	22.51
Cash From Operations, 2 Yr. CAGR %	-82.68	8.95	1.84T	118.04	7.82
Capital Expenditures, 2 Yr. CAGR %	-3.94	6.89	27.97	49.64	36.51
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	19.71	17.68	29.41	20.59	17.86
Gross Profit, 3 Yr. CAGR %	2.12	7.62	49.39	42.02	32.21
Earnings From Cont. Operations, 3 Yr. CAGR %	16.85	26.95	77.26	45.97	26.77
Net Income, 3 Yr. CAGR %	17.58	25.12	73.4	43.59	25
Normalized Net Income, 3 Yr. CAGR %	12.95	16.94	59.59	40.89	25.98
Diluted EPS Before Extra, 3 Yr. CAGR %	9.7	21.3	69.5	40.59	21.24
Common Equity, 3 Yr. CAGR %	17.19	17.65	17.33	24.96	25.18
Total Assets, 3 Yr. CAGR %	9.87	8.77	16.68	22.98	25.51
Tangible Book Value, 3 Yr. CAGR %	18.22	18.74	18.44	26.19	26.11
Cash From Operations, 3 Yr. CAGR %	-70.42	-20.93	77.86	622.28	76.63
Capital Expenditures, 3 Yr. CAGR %	-1.43	3.41	16.01	38.97	36.56
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	48.25	38.15	23.55	18.26	21.17
Gross Profit, 5 Yr. CAGR %	6.59	3.67	25.67	21.54	28.65
Earnings From Cont. Operations, 5 Yr. CAGR %	16.1	19.15	47.41	33.49	31.32
Net Income, 5 Yr. CAGR %	24.24	26.34	47.24	30.8	29.36
Normalized Net Income, 5 Yr. CAGR %	19.84	23.91	38.53	24.51	27.96
Diluted EPS Before Extra, 5 Yr. CAGR %	1.43	2.11	41.14	26.8	25.35
Common Equity, 5 Yr. CAGR %	38.29	18.62	18.93	23.03	19.3
Total Assets, 5 Yr. CAGR %	32.85	12.55	14.04	16.17	19.65
Tangible Book Value, 5 Yr. CAGR %	39.58	19.95	20.16	24.28	20.05
Cash From Operations, 5 Yr. CAGR %	-48.74	-7.7	15.1	18.63	45.59
Capital Expenditures, 5 Yr. CAGR %	25.53	8.03	9.42	19.88	23.81