Southern First Bancshares, Inc. reported earnings results for the third quarter and nine months ended September 30, 2025. For the third quarter, the company reported net interest income was USD 27.53 million compared to USD 20.59 million a year ago. Net interest income was USD 27.53 million compared to USD 20.59 million a year ago. Net interest income was USD 27.53 million compared to USD 20.59 million a year ago. Net interest income was USD 27.53 million compared to USD 20.59 million a year ago. Net income was USD 8.66 million compared to USD 4.38 million a year ago. Net income was USD 8.66 million compared to USD 4.38 million a year ago. Net income was USD 8.66 million compared to USD 4.38 million a year ago. Net income was USD 8.66 million compared to USD 4.38 million a year ago. Basic earnings per share from continuing operations was USD 1.08 compared to USD 0.54 a year ago. Basic earnings per share from continuing operations was USD 1.08 compared to USD 0.54 a year ago. Basic earnings per share from continuing operations was USD 1.08 compared to USD 0.54 a year ago. Basic earnings per share from continuing operations was USD 1.08 compared to USD 0.54 a year ago. Diluted earnings per share from continuing operations was USD 1.07 compared to USD 0.54 a year ago. Diluted earnings per share from continuing operations was USD 1.07 compared to USD 0.54 a year ago. Diluted earnings per share from continuing operations was USD 1.07 compared to USD 0.54 a year ago. Diluted earnings per share from continuing operations was USD 1.07 compared to USD 0.54 a year ago.
For the nine months, net interest income was USD 76.21 million compared to USD 58.76 million a year ago. Net income was USD 20.51 million compared to USD 9.9 million a year ago. Basic earnings per share from continuing operations was USD 2.55 compared to USD 1.22 a year ago. Diluted earnings per share from continuing operations was USD 2.54 compared to USD 1.22 a year ago.
Southern First Bancshares, Inc. is a bank holding company. The Company’s primary business is to serve as the holding company for Southern First Bank (the Bank). The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer and mortgage loans to the general public. The Company, through the Bank, provides a range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time, and savings deposits; lending services; automated teller machine (ATM) processing and mortgage banking services. In addition to deposit and loan services, it offer other bank services such as Internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment and mobile banking services. The Bank has approximately eight retail offices.
