The Board of Directors of Poonawalla Fincorp Limited at its meeting held i.e. May 5, 2026, based on recommendation of the Nomination and Remuneration Committee has categorised Mrs. Rano Verma, Head Customer Service & Strategic Initiatives, Mr. Ganesh Vasudeo Iyer, Business Head Commercial Vehicle, Mr. Suresh Pohuja Business Head Personal Loans, Mr. Faisal Ikbal Sara, Business Head Education Loan, Mr. Siddhartha Gupta, Head Marketing, Digital, Analytics and Transformation, and Mr. Ashish Gupta, Business Head Consumer Durable, Gold Loan and Instant Loan of the Company as Senior Management Personnel effective from May 5, 2026. Rano Verma has 31+ years. Education qualification: PGDM, Fore School of Management. Brief profile: Leading debt market professional & a pioneer in innovative debt restructuring. Ranked Top 40 Women in Indian Debt Markets. She leads Debt Syndication at the Company, driving strategic funding & investor engagement. She champions process excellence, tech led solutions & customer first innovation. A people's person and a respected voice within the management team. Ganesh Vasudeo Iyer has 28+ years of experience, Education qualification: Bachelor of Commerce, Diploma in Computer Application from Nagpur University. Brief profile: Expert in scaling retail lending, P&L management, and growth strategy. Expertise spans sales, product development and fraud & risk management. Suresh Pohuja has 23+ years, Education qualification: PGPMS from KJ Somaiya College Brief profile: Ex-leader at HDFC Bank, DHFL, ZipLoan; drove growth across retail lending. Successfully built businesses, created robust distribution engines. Faisal Ikbal Sara has 33+ years of experience, Education qualification: EP - XIM, JBIMS; Leadership programs from Wharton, IIMA Brief profile: Ex-senior leader at top Indian bank; managed 1 lakh crore AUM. Managed large P&Ls multi geography teams & excellent track in building profitable businesses. Siddhartha Gupta has 15+ exp, Education qualification: PGDM (MBA) IIM, Ahmedabad, BE, Electronics Sardar Patel College of Engineering (SPCE), Mumbai University Brief profile: As a Mckinsey partner he led several transformation programs with banks, NBFCs and financial institutions across digital marketing and personalization, digital and AI transformations across sales, risk and collections & formulation of business strategy. Ashish Gupta has 25+ years of experience, Education qualification: CA-ICAI Brief profile: Led large product & alternate Channel business in retail lending. Oversees gold,
Consumer
durable, instant loans and digital channels.
Poonawalla Fincorp Limited is an India-based non-banking finance company that focuses on consumer and micro, small, and medium enterprises (MSME) financing. Its products and services include Financing for Small and Medium Enterprises, Personal and Consumer, Loan Against Property, Pre-owned Car, Mid-market and NBFC Loan, Medical Equipment Loan & Machinery Loan, Supply Chain Finance, Educational Loan and Commercial Vehicle Loan. Its Personal Loan is provided to individuals for all consumption purposes, including but not limited to travel, medical, and emergency lifestyle purchases. Its Supply Chain Finance caters to the upstream and downstream financing needs of anchors, thereby helping MSMEs have easy access to capital. It provides pre-owned car loans to purchase a car or to refinance the car for personal or business funds requirements. It provides educational loans primarily focusing on students pursuing higher education in international universities.
This super rating is the result of a weighted average of the rankings based on the following ratings: Valuation (Composite), EPS Revisions (4 months), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
-
Investor
Investor
This super composite rating is the result of a weighted average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), EPS Revisions (1 year), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
-
Global
Global
This composite rating is the result of an average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), Financial Estimates Revisions (Composite), Consensus (Composite) and Visibility (Composite). The company must be covered by at least 4 of these 5 ratings for the calculation to be carried out. We recommend that you carefully review the associated descriptions.
-
Quality
Quality
This composite rating is the result of an average of rankings based on the following ratings: Returns (Composite), Profitability (Composite) and Quality of Financial Reporting (Composite), and Financial Health (Composite). The company must be covered by at least 2 of these 3 ratings for the calculation to be performed. We recommend that you carefully read the associated descriptions.
ESG MSCI
ESG MSCI
The MSCI ESG score assesses a company’s environmental, social, and governance practices relative to its industry peers. Companies are rated from CCC (laggard) to AAA (leader). This rating helps investors incorporate sustainability risks and opportunities into their investment decisions.
