Bajaj Housing Finance Limited reported earnings results for the fourth quarter and full year ended March 31, 2026. For the fourth quarter, the company reported revenue was INR 29,027 million compared to INR 25,041.1 million a year ago. Net income was INR 6,691.9 million compared to INR 5,866.8 million a year ago. Basic earnings per share from continuing operations was INR 0.8 compared to INR 0.7 a year ago. Diluted earnings per share from continuing operations was INR 0.8 compared to INR 0.7 a year ago.
For the full year, revenue was INR 111,502.9 million compared to INR 95,543.3 million a year ago. Net income was INR 25,603.4 million compared to INR 21,629 million a year ago. Basic earnings per share from continuing operations was INR 3.07 compared to INR 2.67 a year ago. Diluted earnings per share from continuing operations was INR 3.07 compared to INR 2.67 a year ago.
Bajaj Housing Finance Limited is an India-based non-deposit-taking housing finance company. The Company offers a range of products, such as home loan, home loan balance transfer, loans against property (LAP), lease rental discounting, and developer finance. It offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. It also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. Under its Lease Rental Discounting, the loans are extended for commercial office spaces, industrial spaces, and local warehouses. It also offers life insurance, general insurance, health insurance, online primary healthcare assistance services and other financial services products to customers.
This super rating is the result of a weighted average of the rankings based on the following ratings: Valuation (Composite), EPS Revisions (4 months), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
-
Investor
Investor
This super composite rating is the result of a weighted average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), EPS Revisions (1 year), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
-
Global
Global
This composite rating is the result of an average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), Financial Estimates Revisions (Composite), Consensus (Composite) and Visibility (Composite). The company must be covered by at least 4 of these 5 ratings for the calculation to be carried out. We recommend that you carefully review the associated descriptions.
-
Quality
Quality
This composite rating is the result of an average of rankings based on the following ratings: Returns (Composite), Profitability (Composite) and Quality of Financial Reporting (Composite), and Financial Health (Composite). The company must be covered by at least 2 of these 3 ratings for the calculation to be performed. We recommend that you carefully read the associated descriptions.
ESG MSCI
ESG MSCI
The MSCI ESG score assesses a company’s environmental, social, and governance practices relative to its industry peers. Companies are rated from CCC (laggard) to AAA (leader). This rating helps investors incorporate sustainability risks and opportunities into their investment decisions.